Jennifer Larrivee

**** ****** ****

Aubrey, TX **227

940-***-****

480-***-****

adwnlg@r.postjobfree.com

SKILLS: Communication: excellent verbal and presentation skills, Computer: Software / Hardware literate Proficiency in Windows OS, MS Word, WordPerfect, Excel, MS Outlook, MS Outlook, Express, PowerPoint, Loan Quality Connect, Lending Portal, Lender Live, MSP, Guardian, DRI, Team work, strong interpersonal, attention to detail, conflict resolution, TEAM player, strong listener, Strong third-party collections, skip tracing, Pulling FHA case numbers, VA COE requests getting the updating certificate of eligibility and balancing the Closing disclosure

EXPERIENCE:

September 2022 – Current DISYS Contract Employee at Fannie Mae Currently working in the Loan Quality Connect I am calling and doing follow-up on missing loan files and missing core documents. I work with the lenders on training for file uploads to ensure they are named and attached to the correct conditions to get the audits cleared in the time allotted. I also communicate with the underwriter on documents that cannot be provided. When asked I pull the policy and send it out on requested documents per the AUS.

August 2020 – August 2022 Point Mortgage

Home Loan Mortgage Sr. Processor my current duties include managing a pipeline of up 60 purchase and refinance loans verify the accuracy of documentation to include the Loan application, income documents, homeowners insurance and property taxes, proof of current employment and residency, ordering initial title documents then reviewing for any issues on title and getting the loan closing disclosure ready and balancing the CD prior to the file going for the clear to close review and to the closing department. For refinances I also process the subordinate financing requests for secondary loans on the property, and work all assigned NON-QM loans, Once all documents are in the file and reviewed the file is sent for underwriting review, when the file is back from the underwriter, I call the customer and get the outstanding conditions for the final underwrite and the clear to close. January 2020 – August 2020 First Bank Plano, TX

Home Loan Mortgage Sr. Processor my current duties include managing a pipeline of up 60 purchase and refinance loans verify the accuracy of documentation to include the Loan application, income documents, homeowners insurance and property taxes, proof of current employment and residency, ordering initial title documents then reviewing for any issues on title and getting the loan closing disclosure ready to be sent to the closing department to verify all fees are input correctly prior to sending the disclosure to the customer and begin to balance with the title company. For refinances I also process the subordinate financing requests for secondary loans on the property. Once all documents are in the file and reviewed the file is sent for underwriting review, when the file is back from the underwriter, I call the customer and get the outstanding conditions for the final underwrite and the clear to close.

November 2019 – January 2020 Colonial Savings Addison, TX Home Loan Mortgage Processor managing a pipeline purchase and refinance loans review the accuracy of documentation to include the Loan application, income documents, homeowners’ insurance and property taxes, proof of current employment and residency, ordering initial title documents the reviewing for any issues on title. For refinances I also process the subordinate financing requests for secondary loans on the property. Once all documents are in the file and reviewed the file is sent for underwriting review, when the file is back from the underwriter, I call the customer and get the outstanding conditions for the final underwrite and then prepare the file for the Quality Assurance department review prior to sending the file to the closing department or the title company. April 2019 – October 2019 KBHS Home Loans Irving, TX Builder Loan processor working builder new build only loans processing VA, FHA, FHA Bond’s, and conventional loans. I am the main point of contact for the customer, underwriter, and sales department. I also ordered all verifications required per the program guidelines. Part of my daily responsibilities include ordering IRS Tax transcripts, ordering appraisals, pulling MERS and property profiles, ordering verification of employment, homeowners’ insurance and reviewing loan documents credit reports checking the debt to income and the customer’s monthly income calculation Once the file comes out of underwriting with the conditional approval, I will call the customer to go over the updated information requested by the underwriter. Prior to the resubmission of the file, I verify documents to ensure all documents are complete and accurate. Once I have the clear to close the file, I verify the employment and et the file ready to be sent to the closing department. Prior to sending the file to our closing partners I also conducted the 5-day employment verification and the homeowner's insurance policy. 07/2015 – 12/2018 Eagle Home Mortgage Tempe, AZ Home Loan Mortgage Sr. Processor my duties include managing a pipeline of up 75 purchase new build loans and purchase SPOT loans verify the accuracy of documentation to include the Loan application, income documents, homeowners’ insurance and property taxes, proof of current employment and residency, ordering initial title documents the reviewing for any issues on title. For refinances I also process the subordinate financing requests for secondary loans on the property. Once all documents are in the file and reviewed the file is sent for underwriting review, when the file is back from the underwriter I call the customer and get the outstanding conditions for the final underwrite and then prepare the file for the Quality Assurance department review prior to sending the file to the closing department or the title company. 01/2012- 07/2015 JPMorgan Chase Tempe, AZ Home

Loan Mortgage Processor my duties include managing a pipeline of up 75 purchase and refinance loans review the accuracy of documentation to include the Loan application, income documents, homeowners insurance and property taxes, proof of current employment and residency, ordering initial title documents the reviewing for any issues on title. For refinances I also process the subordinate financing requests for secondary loans on the property. Once all documents are in the file and reviewed the file is sent for underwriting review, when the file is back from the underwriter I call the customer and get the outstanding conditions for the final underwrite and then prepare the file for the Quality Assurance department review prior to sending the file to the closing department or the title company. 05/2008- 12/2011 JPMorgan Chase Tempe, AZ

I started in back-end collections working with homeowners to become current or make payments on delinquent home loans. I was the account manager for about 200 loans a month that were 30 to 90 days

(about 3 months) past due. If the debtor is not able to pay the total amount due a payment plan is offered, we also offer several Modifications options to secure the property. I am currently a Home Loan Loss Mitigation Retention Negotiator. My current duties include intake and accuracy of documentation of income homeowners' insurance and property taxes, and proof of residency. Once all documents are in we run the income to see if they can qualify for a modification if they do qualify we then secure the required documents for underwriting these documents include the 4506T, hardship affidavit and request for modification, once all required documents are in we order a BPO and CBR then within 24 hours of those being ordered we also order an escrow analysis to complete the package.