Hernandez Toussaint

***** ***** *****, *******, ** 32828

Cell: 407-***-**** adwmmj@r.postjobfree.com

Professional SummaryTo work in an entry level position in a dynamic professional setting, where my qualified experience and education will allow me to make an immediate contribution as an integral part of a progressive company. To utilize my comprehensive customer-based training, excellent communication skills and enthusiasm in learning new skills and adapting to new environments.

Education and TrainingBachelor of Science: Health Service Administration, 2015

University of Central Florida Orlando, FL, USA

Associate Degree: General Studies, Graduated 2011

Valencia College – Orlando, FL, USA

Ifrec Mortgage Broker School-Orlando, FL, USA

Mortgage Broker Course, Completed 2018

Skill Highlights

Computer Skilled

Detailed oriented

People-person

Self-starter

Creative

Patient-oriented

Personal and professional integrity

Reliable

Professional Experience

Loan Specialist

Oct 2020 – Current

Small Business Administration

Review pertinent facts and make eligibility determinations by analyzing factors such as intended use of proceeds, legislative and administrative limits, etc.

Contact banks and other third parties to obtain information necessary to formulate loan recommendations.

Respond to inquiries from applicants, their representatives and agents, and others concerning the status of applications and reasons for Agency decisions.

Process loan modifications by performing necessary analysis and preparing full documentation supporting the analysis.

Assist Case Managers with closing and disbursing approved loans.

Real Estate Professional

March 2013-Current

Florida Realty Investments - Orlando, FL

Assist clients with Renting, buying or selling residential properties

Educate sellers and buyers concerning legal disclosures

Managed client database and followed up with clients regularly

Negotiate contracts with agents representing buyers and sellers

Perform duties, such as study property listings

Interview prospective clients, accompany clients to property sites, discuss conditions of sale, and draw up real estate contracts

Follow-up the escrow process, coordinated contingency removal of property inspection, ensured the timely closing of escrow

Facilitated the closing process on behalf of the clients and insured that all parts of the contracts were met prior to closing

Real Estate Professional

October 2005 – March 2013

Menos Realty, Inc. - Orlando, FL

Assisted clients with Renting, buying or selling residential properties.

Perform duties, such as study property listings.

Interview prospective clients, accompany clients to property sites, discuss conditions of sale, and draw up real estate contracts.

Mortgage Broker

July 2006-August 2009

Right Loan, Inc.

• Evaluated and authorize approval of business, real estate, or credit loans.

• Evaluated the financial status of a loan applicant.

• Updated account records and reviewing loan files.

• Worked for commercial banks, mortgage companies or credit union

Assistant Director

February 1999 – January 2003

LADO International College, Silver Spring, MD

Hired and supervised staff and faculty

Conducted meetings, trainings

Oversees admission of international students

Performed end of day settlement

Conducted bank transactions and Prepared payroll

REFERENCES: Available upon request.

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