Cheri Walker

949-***-****

adwmfc@r.postjobfree.com

Closing DE/Conventional Mortgage Underwriter

Self-motivated & highly-certified professional with a rich history within the real estate industry Strong collaborative abilities with the capability to support team efforts and work together to meet company objectives. Excellent written and verbal interfacing skills with the capacity to effectively convey complex ideas as well as develop working relationships with peers, clients, and executives. Highly adaptable with the ability to handle multiple projects at once and deliver during time- sensitive operations while continuing to offer high-quality results. Exceptionally organized with the capability to promote efficiency and productivity. Proficient in a wide variety of mortgage and computer-related software including E Fannie Mae, Desktop Underwriter/Originator, Data Trac, Integra, Point Mortgage Builder, and Pro Lender.

Project Management Complex Problem Resolution Encompass

Hard-Hitting Negotiations Attention to Detail & Analysis Loan Prospector

Critical Decision Making Adaptability & Flexibility Microsoft Office Suite PROFESSIONAL EXPERIENCE

Homepoint

July 2020 = Present

Did an average of three FHA and conventional underwriting loans worth $100K $850 per day through Encompass through the utilization of efficient organizational methods. Maintained Conventional FNMA FHLMC, FHA, and company standards and regulations through the strict analyzation and verification of credit/capacity/collateral for loan approvals. Solomon Edwards LLC

May 2020 – July 2020 Review Underwriter

Review closed reverse mortgage loans for documents along with complete underwriting review for audit or sale to HUD or other investors.

Integrity Roofing, Siding and Windows LLC

July 2019 – May 2020 Administrative Assistant

Take sales call leads for new business, screen calls and route appropriately, back up front desk during the day when needed. Scan documentation in each customer file, file receipts from accounting, posting customer checks in Acculynx and passing on to accounting. Help Project Consultant with varies needs. Fill in for other administrative assistants. Apple One Temporary Services/Nevada Affordable Housing Assistance Corporation January 2019 – May 2019 Processor

The processing of borrower’s documentation to qualify for housing retention of the borrower’s home. Verify that income, assets and hardship are in compliance with Treasury guidelines. Cheri Walker

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Bay Equity LLC, Remote

March 2016- April 2018 Conventional/DE Underwriter 111/Collateral Underwriter Did an average of three to five full FHA and conventional underwriting loans worth $250K to $500K per day through Encompass through the utilization of efficient organizational methods. Maintained Conventional FNMA FHLMC, FHA, Investor and company standards and regulations through the strict analyzation and verification of credit/capacity/collateral for loan approvals. Freelance, Lancaster, CA

March 2014 – March 2016 Consultant

Enable mortgage brokers to make informed decisions on loan programs and underwriting guidelines by providing keen insight into details and procedures of loans averaging $300K and over. Supported brokers through contracting mortgage lenders to offer guidance on the best programs for borrowers.

ADDITIONAL EXPERIENCES

Loan Modification Underwriter (Temp Position)-Carrington Mortgage, Santa Ana CA – 11/13-2/14 Underwriter (Temp Position) – Freelance, Remote – 2012 to 2013 DE/Conventional Underwriter – Home Savings of America, San Diego, CA – 2010 to 2012 DE/Conventional V Underwriter – Bank of America, Dallas, TX – 2009 to 2010 Clerical & Accounting – Temporary Agencies, Kansas City, MO – 2007 to 2008 Conventional Underwriter – Broad Street Mortgage, Laguna Hills, CA – 2000 to 2007 Conventional Underwriter- Varies Mortgage Companies and Mortgage Insurance Companies – 1991- 2000 Education & Credentials

Courses in Real Estate Brokers License & Computer Programming Maplewood Community College, Kansas City, MO

Certificates & Licenses

Appraisal Review & Analysis – Various Employments (1991-2018) Underwriting Certification – Various Employments (1991-2017) Self-Employed Borrower Analysis – Various Employments (1991-2017) CA Real Estate License – The State of California (2005) Servicing Certification – Commerce Bank (1991) Processing Certification – Various Employments (1987-1991) Mortgage Banking Certification – The State of Missouri (1989) Missouri Brokers Real Estate License – The State of Missouri (1983)Accounting and tax experience prior to 2000.

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