Confiden'al

KAREN LEE ABBONDANTE

* **********’s Advance, Manalapan, New Jersey 07726

adwm57@r.postjobfree.com 732-***-****

WORK EXPERIENCE

SANTANDER BANK _ 2013-Present

Manager, Home Loans Project Lending

• Manage processors and underwriters in the execution and delivery of project approvals required for residential loans; train Home Loans and Mortgage Sales force regarding requirements and procedures associated with project loan eligibility and approval

• Maintain active pipeline of loans, streamline operations, reduce costs, and improve customer service; prepare and maintain reporting of department loan volume, status, and maintenance

• Develop and implement strategies and action plans for supporting the Loan Operations and Sales areas

• Ensure compliance with all regulations, policies, and procedures, and that departmental, corporate, and regulatory requirements have been achieved; create, revise, update and maintain policies and procedures related to project loan guidelines

• Partner with Stakeholders, Legal, Compliance, various department leaders and vendors to achieve and meet loan Origination thru Closing timelines

• Lead, conduct and facilitate stakeholder meetings LAW OFFICE of KAREN LEE ABBONDANTE, ESQ. _1994-2012 Solo Practitioner

• Practiced Residential and Commercial Real Estate including contract and lease negotiations, purchases, sales, and financing. Bankruptcy for Individuals and Businesses (Chapters 7, 13 and 11). CORASH and HOLLENDER, LLC

Attorney

• Practiced primarily in bankruptcy and commercial litigation. NEW YORK CITY HOUSING AUTHORITY

Real Estate, Finance and Development Department

• Prepared and negotiated turn-key contracts for the acquisition of properties and development of residential low- income housing projects.

BANK of AMERICA

Contractor

• Worked on audit for OCC Compliance Agreement.

EDUCATION

Brooklyn Law School, JD

St. John’s University, BS in Accounting and Sports Management LICENSES AND CERTIFICATIONS

Attorney at Law, Admitted to the New York State Bar and Federal District Court for the Eastern District of NY Licensed Real Estate Broker, State of New York

Licensed Real Estate Salesperson, State of New Jersey Certifications based on continuing compliance training in areas including HMDA, ECOA, CRA, FHA, Truth in Lending and Fair Credit Reporting Act, Reg B, E, D, O, Z, Risk Compliance, BSA/AML, Fraud Prevention and Awareness, Information Security

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