BALOGUN AKINLOLU DEJI

• 682-***-**** • adwlbh@r.postjobfree.com • Midlothian, TX 76065

AML/FRAUD/KYC/OFAC ANALYST

PROFESSIONAL SUMMARY

Dynamic AML/FRAUD/OFAC/KYC analyst with 3years of experience in the banking sector. Specializes in Anti-Money Laundering, Fraud investigation, OFAC stripping, KYC (Know Your Customer), Transaction monitoring, SAR drafting, Case management, Account reviews, Adverse News Screening, and High-risk review. Versed in MS Office suites, Investigation, and Research. An excellent investigator with strength in fraud prevention, data documentation, and risk mitigation. Seeking an opportunity to bring further success to an organization with my interpersonal skills.

FUNCTIONAL SKILLS

●Timely SAR drafting when risk cannot be mitigated.

●Compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD.

●Knowledge of risk and regulatory requirements as they apply to financial crime.

TECHNICAL SKILLS

● SAR drafting ● Due Diligence

● Team player ● Analytical

● Investigation ● Information verification

● Fraud detection ● Risk management ● KYC ● Quality control

● Banking regulations ● Work ethics

PROFESSIONAL EXPERIENCE

Prosperity Bank, Plano, TX Mar 2021 - Current

AML/KYC Analyst

●Perform background checks, customer research, transactional analysis using software/databases.

●Conduct Enhanced due diligence searches on high-risk customers and escalate appropriately when suspicious activity is detected.

●Monitor and maintain compliance with internal controls and government regulations.

●Participate in new client onboarding and contract renewal processes.

●Document research findings to support risk-based decision-making and resolution to escalated fraud incidents.

●Review documentation to prevent fraud and money laundering.

●Compile information and documents from a variety of sources to draft SAR reports.

●Transaction monitoring of customer accounts to determine if there is suspicious activity present and file SAR when risk cannot be mitigated.

●Perform adverse news screening on customers and verified PEP match.

●Analyze results of complex investigations and deliver concise written conclusions to management.

●Conduct due diligence on contract performance and recommend adjustments to better meet client needs.

●Ensure client data, business activity, alerts, documents, and other case determinations are appropriate, fully supported and clearly documented.

●Maintain ability to provide good customer service.

Amegy Bank, Plano, TX Nov 2019 – Feb 2021

AML/OFAC/FRAUD Analyst

●Analyzed and investigated complex fraud cases including account take over, dispute fraud, and Synthetic identity.

●Monitored OFAC website for updates.

●Possess a working Knowledge of Anti-Money Laundering Laws.

●Researched customer account activity to determine potential fraud related to multiple channels (ACH, Cards, Checks, Wires, Zelle, Online Banking, etc.)

●Performed reconciliation of cases and follow up every 90days.

●Identified risk factors and trends of potentially fraudulent activity, including the development of trend reports and key indicators.

●Reviewed alerts generated by Case Tracker system and daily OFAC review of in-process transaction.

●Worked on OFAC alerts for international ACH Transactions, which is a regulatory requirement.

●Prioritized and completed tasks according to regulatory deadlines.

●Monitored high risk account activity and coordinated activities to resolve and prevent fraud in the organization.

●Ensured necessary actions/corrections are made to the accounts to resolve disputes, complaints, and inquiries.

●Monitored and reviewed institutional transactions and reconciling customer accounts to identify fraud.

EDUCATION

Lead City University Ibadan, Oyo State, Nigeria Sep 2018

●BSc – Business Administration

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