Credit Analyst Risk
Resume:
C O N TACT
************@*****.***
atlanta, GA 30349
phone
address
C A R E E R O B J E C T I V E
Diligent professional with experience in global banking, investment management, and secured lending. Frequently praised as adaptable by peers, I can be relied upon to help your team achieve its goals.
E D U C ATION
May 2009
Bachelor Of Science (B.S.) In Education
Clayton State University, Morrow, GA
E X P E R I E N C E
January 2022 - March 2023
Remote Senior Credit Analyst
Fannie Mae, Dallas, tx
December 2020 - May 2022
Remote Senior Credit Analyst
AFN, Brea, CA
April 2020 - November 2020
Remote Senior Credit Analyst
New American Funding, Greenville, SC
Analyzed data to verify information and check for
fraud.
•
Assisted with updating and improving credit rating standards to support future clients.
•
Provided credit information to loan officers and
agencies to fulfill information requests.
•
Generated financial ratios, using computer
programs, to evaluate customers' financial status.
•
Analyzed financial data, such as income growth,
quality of management, and market share to
determine expected profitability of loans.
•
Decided loan approval or denial by assessing
individual, company and institution credit.
•
Generated financial ratios, using computer
programs, to evaluate customers' financial status.
•
Included credit analyses and summaries of loan
requests and submitted to loan committees for
approval.
•
Prepared reports that included degree of risk
involved in extending credit and lending money.
•
Analyzed data to verify information and check for
fraud.
•
Collaborated with other financial experts and
analysts to approve or deny loans.
•
Generated financial ratios, using computer
programs, to evaluate customers' financial status.
•
Analyzed credit data and financial statements to
determine degree of risk involved in extending
credit and lending money.
•
SENIOR CREDIT ANALYST
L I N D A F O R T E N B E R R Y
November 2019 - May 2020
Remote Q/M
Angel Oak, Atlanta, GA
July 2019 - November 2019
Remote Senior Credit Analyst
Panorama, Las Vegas, NV
July 2018 - September 2019
Remote Senior Risk Analyst
Situs/ AMC, New York, New York
July 2016 - May 2018
Remote Senior Credit Analyst
Caliber, Dallas, Tx
Collaborated with team members to develop and
implement processes.
•
Researched and analyzed data to create reports
and contracts.
•
Reviewed work completed by other employees to
verify proper spelling and grammar.
•
Learnt to operate new office technologies as were
developed and implemented.
•
Provided credit information to loan officers and
agencies to fulfill information requests.
•
Collaborated with other financial experts and
analysts to approve or deny loans.
•
Determined company risk through collection of
necessary financial information from clients.
•
Prepared summaries, presented data and offered
opinions on creditworthiness.
•
Adhered to federal, state and local financial
regulations for fulfillment of safe loans.
•
Summarized information from dataset with
narratives, graphs, and charts.
•
Generated reports to track and analyze project
performance and progress.
•
Partnered with teams to guide quality and process
improvements.
•
Tracked change order requests and financial impact
on project.
•
Created and modified procedures to solve complex
issues.
•
Collaborated with other financial experts and
analysts to approve or deny loans.
•
Determined company risk through collection of
necessary financial information from clients.
•
Prepared summaries, presented data and offered
opinions on creditworthiness.
•
March 2015 - April 2016
Manager Of Credit Risk
Highland, Atlanta, GA
June 2014 - January 2015
Manager Credit Risk Analyst
Regions Bank, Birmingham, AL
March 2009 - December 2013
Team Leader Credit Analyst
Wells Fargo Bank, Minneapolis, MN
Analyzed data to verify information and check for
fraud.
•
Analyzed financial data, such as income growth,
quality of management, and market share to
determine expected profitability of loans.
•
Generated financial ratios, using computer
programs, to evaluate customers' financial status.
•
Conferred with credit association and other
business representatives to exchange credit
information.
•
Compared liquidity, profitability, and credit
histories of establishments being evaluated with
those of similar establishments in same industries and geographic locations.
•
Consulted with customers to resolve complaints
and verified financial and credit transactions.
•
Included credit analyses and summaries of loan
requests and submitted to loan committees for
approval.
•
Analyzed data to verify information and check for
fraud.
•
Presented credit reports, providing essential
information to supervisors.
•
Prepared summaries, presented data and offered
opinions on creditworthiness.
•
Prepared reports that included degree of risk
involved in extending credit and lending money.
•
Adhered to federal, state and local financial
regulations for fulfillment of safe loans.
•
Determined company risk through collection of
necessary financial information from clients.
•
Decided loan approval or denial by assessing
individual, company and institution credit.
•
Analyzed financial data, such as income growth,
quality of management, and market share to
determine expected profitability of loans.
•
S K I L L S
• Cash Flow Analysis
• Policy and Procedure Management
• Banking Regulations
• Verbal and Written Communication
• Lending Regulations
• Commercial and Consumer Clients
C E R T I F I C ATIONS
• DE Chums ID
• VA Lapp/Sar
Contact this candidate