Stacey Fogarty
******.*.*******@*****.*** • 801-***-****
Analyst, Fraud Risk Management www.linkedin.com/in/stacey-fogarty-855b9919b/ • Roy, UT
Summary
Accomplished, strategic financial analyst with over 10 years of experience in the financial services industry and a specialty
for clients in the transportation industry. Expertise in various financial operations, such as reporting, loss mitigation, and
accounting. Passionate about training high performing teams and documenting clear procedures to ensure employee
success and client satisfaction. Driven to build strong client relationships. Well versed in implementing improved
processes and increasing efficiencies. Proven success in exceeding departmental goals and ranking in the top
percentage of employees.
Areas of Expertise
Accounts Receivable Process Improvements Client Relationship Management
Banking Laws & Regulations Training & Leadership Lending & Factoring
Risk & Compliance Analytical Thinking Attention to Detail
Technical Skills
TABOS Verafin – BSA/AML Signavio – ERP
Axway – FED Processing MICR Image Processing System UPS Shipping Tool
Fintech Banking Skip Tracing – Lexus Nexis Mail Metering
Carrier 411 FactorSoft FTP
SOS Business Search USDOT SAFES Precision Software
Professional Experience
TAB Bank, Ogden, UT September 2015 – Present
A/R Collateral Analyst, November 2020 - Present
Collaborate with relationship managers and other departments to ensure communication of client funding. Collect
documentation to submit for funding. Examine all submitted schedules and invoices to verify completion and accuracy.
Contact account debtors to verify invoices and payments. Pinpoint red flags to mitigate the risk of fraud. Partner with
various departments to improve processes and boost efficiency. Audit clients on a weekly basis and process invoice
disputes and chargebacks. Review debtor reports to identify trends and ensure payment compliance.
● Revamped the outdated and incomplete A/R Collateral Analyst procedures, significantly enhancing task
comprehension for new hires.
● Overhauled the outdated Audit Program with the project management team which, when fully implemented, is
projected to eliminate errors related to missing over dollar invoices and decrease the time it takes to pull audit
reports for A/R clients by 75%.
● Managed and ensured satisfaction of 20+ clients daily with extreme attention to detail.
Senior Check Operations Specialist, April 2017 – November 2020
Supervised check collection and payment processing. Processed incoming and outgoing returns. Oversaw image and
research requests for multiple departments. Headed ledger and journal entries, including Bancontrol and GL account
adjustments. Processed and approved FED claims, adjustments, and files as well as cashier check requests. Managed all
walk-in customer requests. Trained new and existing employees.
● Minimized errors in check processing by 99% by enforcing a procedure where checks are stamped with the client
ID # before running them through the system.
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● Collaborated with management and other departments to map out and document all procedures in Signavio,
facilitating easier workflows and increasing understanding by 100%.
● Regularly maintained a 100% accuracy rate for end-of-day balancing for all processed cash, check, and ledger
transactions
Treasury Management Specialist, September 2015 – April 2017
Directed many aspects of the TMS business, such as assisting relationship managers with new and existing clients,
product and service setup via email and phone, and approving and increasing ACH and wire limits. Bolstered business-
client relationships with superior customer service and follow-through. Managed ACH and business payroll, end-of-month
billing, and various aspects of online banking management for clients, such as access rights and outgoing payments. Led
trainings on TMS procedures and products.
● Nominated for employee of the quarter by multiple employees after strengthening and retaining 20+ business-
client relationships.
● Prepared end-of-day ACH payroll for 100+ clients routinely with 0 errors.
● Orchestrated an initiative to digitize files into an electronic filing system for 100+ clients, eliminating the need of
filing cabinets in the office, reducing risk, and providing an opportunity to review and update documentation.
● Executed a project dedicated to updating a spreadsheet containing TMS client information, streamlining the
process of printing mailing labels for monthly billing and saving countless hours.
Exeter Finance, Layton, UT July 2014 – May 2015
Sr. Collector/Loss Mitigations
Oversaw accounts that ranged from 81-120 days past due and assigned accounts for repossession when necessary.
Executed customer payments and set up payment negotiations. Managed all aspects of loss recovery, such as locating
collateral, skip tracing, and partnering with repossession agents in recovering efforts. Coached new hires on system
navigation, loss mitigations, assigning accounts for repossession, repossession practices, and FDCPA laws and
guidelines.
● Consistently ranked in the top 3 of employees every month during entire term in department for total loss amount
collected.
● Devised creative ways to locate cars on accounts that were past due, such as using social media and searching
the VIN# for recent repairs, boosting the number of repossessions as well as influencing and boosting the
performance of other employees.
Additional Experience
Credit & Collections Representative, Comcast Communications, Sandy, UT
Online Banker, Wells Fargo, Salt Lake City, UT
Education
Associate of Science in Business Administration
Southern New Hampshire University, Manchester, NH
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