Home Mortgage Consultant

ADRIANA RAMIREZ

Sacramento CA ***** C: 279-***-**** adwdlv@r.postjobfree.com

Career Focus

An energe c, highly skilled customer service oriented person looking for an opportunity to grow with a great company.

Summary of Skills

● Knowledgeable of Microso Office • Bilingual in Spanish/English Professional Experience

Bank of America

February 2022 to current

Lending Client Associate

Assist the loan officer in collec ng required documents, upload to data base. Communicate with Underwriter and or Processor to get status updates, order tax transcripts, and verifica on of employment for file. Keep a tracking log to ensure work gets priori zed.

Pronto Insurance November 2021 to January 2022

Sales Agent

Responsible for servicing exis ng clients with payment, claims, or other needs. Answer incoming calls for insurance ques ons or concerns. Providing new clients with insurance policies that fits their needs. Ensure all paperwork is complete to send to underwri ng.

J & S Auto – Sacramento. January 2019 to September 2021 Office Admin

Responsible for keeping the paperwork for incoming cars from auc ons as well as paperwork for outgoing sales to customers. Ensure that the cars are up to code by arranging necessary repairs, ge ng the smog’s done and arranging work that needs to be done with mechanics Alaska Marine Refrigera on - Sacramento, CA May 2018 to Sept 2018 Permit Technician

Responsible for obtaining building permits, business licenses and scheduling inspec ons through the various City/County offices for minor improvements to ARCO AM/PM. Priori zing inspec ons based on approval permit dates and improvement comple on dates.

Wells Fargo Home Mortgage March 2003 to June 2015

Home Mortgage Consultant – Modesto, CA

Iden fied, acquired new and exis ng profitable consumer rela onships. Created value for the customer and yielded loan commitments. Facilitated all phases of the sales life cycle to include lead genera on and sourcing. U lized decision tools and credit analysis skills to make appropriate credit and structuring decisions. Successfully developed and provided oversight in the growth of new acquisi ons for assigned sales territory. World Savings Bank — Livermore, CA

Loan Representa ve Assistant/Processor Sept 2002 to March 2003 Evaluated and reviewed income documenta on, credit and assets prior to submission to underwriter. Checked loan applica ons for final accuracy, and sent disclosures with a detailed borrower specific checklist for any outstanding items needed. Generated highly qualified customer service to clients and business partners by mee ng expecta ons.

World Savings Bank — San Leandro, CA April 2000 to Sept 2002 Loan Processor III

Opened tles and escrow accounts files, collected all condi ons for loan funding. Completed pre-underwrite of files, adhering to bank guidelines. Conducted daily reviews with loan officers for any outstanding condi ons. Performed updates on all computer systems and loan files with notes regarding ac ons that affected the loan. Reviewed tle reports, payoffs, appraisals, income documents, hazard insurance, and any other suppor ng condi ons prior to funding of the loan. Priori zed and monitored daily workflow in order to ensure all loans are being worked on in accordance with company's meline expecta ons.

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