Carol A. Fraser

Mobile: 713-***-**** adwde3@r.postjobfree.com

PROFESSIONAL PROFILE

Five plus years of credit management. Eight years of cash management and trade experience in the oil and gas industry. Extensive experience in bank account management. Adept in communicating and collaborating with all levels of organizational leadership and banking institutions.

● Customer Risk Assessment

● Experience with domestic and international Standby Letters of Credit, Bank Guarantees and Export Letters of Credit

● Experience with domestic and international cash management

● Advanced/Intermediate working knowledge of Microsoft Excel and Power Point

● Strong written and oral communication skills

● Very detail oriented; attention to accuracy

● Strong multi-tasking skills, ability to manage priorities effectively

● Able to work under pressure and strict deadlines

● Maintains a high level of professionalism and confidentiality in all activities with great integrity

● Sox/Internal control. Worked with inside and outside auditors

● Project management

PROFESSIONAL EXPERIENCE

Bigge Crane and Rigging - Houston, TX March 2021 - March 2023 Senior Portfolio Analyst

Collections

● Review aging reports daily, collect customer payments in accordance with payment due dates, follow up on late payments, and update management regarding payment information

● Initiate contact with customers via email or phone call, always call with a professional manner while keeping and improving customer relations

● Work with sales team and billing department to resolve customer billing problems to reduce accounts receivables delinquency in a timely manner

● Identify issues attributing to account delinquency and discuss them with management

● Review and monitor assigned accounts and all applicable collection reports

● Provide timely follow up on payment arrangements, legal issues, and any other pertinent information to management

● Created and submitted billing Textura

Cameron International - Houston, TX 77027 December 2001 to March 2021 Credit Analyst – April 2015 – March 2021

● Set up and maintain customers credit limits and accounts in SAP

● Reviews Credit Applications to make recommendations and decisions, as per Cameron’s Credit Procedures

● Complete and maintain Cameron’s Credit Heatmap to assess customer creditworthiness

● Review and release order holds and exceptions to reduce risk

● Provide support to Company's Sales teams and Corporate Credit Management with the objective to minimize credit risk, maximize revenue and cash flow

● Provide prompt, accurate and courteous service to both internal and external customers

● Works closely with collections teams to understand past due customer accounts to make recommendations to Credit Management as required

● Support continuous enhancement of practices and procedures as the business evolves to implement improvements in policy, procedure and systems

● Analyze strategies to enable sales and decrease risk

● Identifies potential credit issues and recommends mitigating strategies to Credit Management

● Support integration of Credit functions of acquired companies

● Observe and comply with credit controls to meet Sarbanes-Oxley and other regulatory requirements Cash Analyst – December 2007 – April 2015

● Issuance of SBLC/BG’s worldwide while ensure adherence to strict policies and procedures.

● Maintain Bolero database/reporting for SBLC/BG’s

● Negotiate language with customers and banks domestic & international

● Set cash daily position, cash investing & maintained daily report

● Process out-going wires

● Managed domestic bank accounts including opening & closing accounts

● Monitor foreign bank accounts

● Maintain close banking relationships worldwide

● FX settlement & confirmations

● Projects

● Centralized credit to maintain customer’s accounts worldwide All requests for new customer set up and increase in credit limit were requested through the central credit department.

● Centralized issuance of Standby Letters of Credit & Bank Guarantees worldwide All requests worldwide for SBLC/BG’s are requested through one central trade team Administrative Assistant – April 2004 – December 2007:

● Prepare a Cash & Debt Report of all bank accounts, domestic and international, on a weekly basis and distributed to, CFO, Controller, Treasurer and Tax Directors

● Confirmed foreign exchange trades with banks. Deposited checks in the corporate bank account

● Managed Corporate Credit Card Program

● Assistant to Corporate Treasury department - Clerical work; scheduled meetings, luncheons, dinners and conference calls

Receptionist – December 2001 – April 2004:

● Answered all incoming calls, meet & greet people, signed and distributed packages

● Processed invoices for the CEO. Back up to the Assistant to the CEO

● Office Manager Duties (handled all issues with building management) Law Office of Marvin B. Peterson – Houston, Texas 77020 April 1996 to December 2000 Receptionist/Assistant

Grinnell Corporation – Houston, Texas 77020 September 1985 to July 1994 Billing Clerk

Sales Assist

A/R

EDUCATION

Galena Park High School

PROFESSION AFFILIATION

International Trade and Credit Group

Cash Management & Transaction Banking

ADDITIONAL QUALIFICATIONS

SAP

Textura

BANKING PLATFORMS:

Cash Management:

JP Morgan, Treasury Workstation; JP Morgan, ACCESS & Receivables EDGE; Standard Chartered, Straight 2 Bank. Standby Letters of Credit & Bank Guarantee:

JP Morgan, Trade Channel; RBS, Max Trad; Citibank, Citidirect; Standard Chartered Straight2Bank and Bolero International

Serve as the Security Administrator on bank systems

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