Financial Analyst Business

Patricia Montecinos

Mobile: 718-***-****, email: adwbfk@r.postjobfree.com

Core Competencies:

- Financial Analysis and Reporting

- Financial Modeling

- Regulatory Reporting

- Balance Sheet

- Budgeting / Planning / Forecasting

- Profit and Loss (P&L) Reporting

- Ad-Hoc Analysis

- Product Control

EDUCATION: Bernard Baruch (City University of New York)

1992- 1998 BBA in Accounting

Product Knowledge: Project Finance, Structured Trade Finance, Asset Finance, Securitization, Treasury and Emerging Markets, Commodities.

System Skills: Excel (pivot table, macros, look-ups), Word, Power Point, Access, Smart, Hyperion Essbase, Rumba, Business Objects, PeopleSoft.

Language: Fluent in English and Spanish.

EXPERIENCE

Estee Lauder - New York, NY Nov 2019 to Present

Senior Financial Analyst/Manager

Spearhead the New Product Costing Process in the Estee Lauder and Aerin brands.

Partner with the Global Marketing teams to develop accurate cost estimates for new product launches as well as sets and limited life offerings. Contribute to improving the accuracy and timing of cost estimates.

Collaborate with Global Marketing and the brands' functional teams for the purpose of achieving the optimal costs for new products while maintaining brand equity and innovation.

Provide early margin impact analysis on new products at a regional and global level and prior to any purchase commitments being made. Work closely with Global Marketing to improve profitability on products that don't meet corporation and brand targets.

Perform Strategic Planning and “What if Scenarios” involving current/future year COG impacts of new product scenarios.

Mobile Expense Senior Analyst

Mobile Expense management for all Brands and Functions in NA Region including mobile procurement and mobile optimization.

Review telecom invoices on monthly basis ensuring accuracy and proper documentation maintained within TEM supplier system.

Ensure the accuracy, timeliness and content of TEM reports and optimization data.

Analyze financial data, mobile usage and provide trending and recommendations.

Act as a SPOC for all mobile procurement.

Ensure employee satisfaction by balancing customer expectations with contractual requirements.

Perform accurate and prompt processing of all reports and financials related to telecommunications charges.

Schedule Quarterly Business Review expense management suppliers and mobile carriers.

Use data to create reports to ensure team efficiency and to meet needs.

Work through action items for inquires, billing disputes and carrier related issues.

Improve team processes and documentation.

Participate in special projects, and ad-hoc requests.

Respond and adapt to additional work requirements and changes in workflow.

BNP Paribas - New York, NY

Budget and Resource Planner Apr 2018 to Nov 2019

Working directly with IT Chief of Staff on all IT production recruitment needs.

Preparing all hiring request and necessary approval requirements.

Monitoring resource budget and providing analysis on staffing cost.

Involve in budget and forecasting for all IT production resources.

Working with the Business Management team on accruals and reclassification entries.

Bank of America, New York, NY May 2015 - Oct 2017

Expense Management Analyst - Consultant

Provided support and working directly with the chief operating officer with all marketing requirements.

Assist in generating monthly, quarterly reporting and portfolio business reporting.

Assist in creating business presentation on strategy, business performance, planning initiatives.

Participate in the development of strategic financial processes and tools for success.

Assist in consolidating annual budgets (templates, assumptions, analyses, deck reporting); monthly and quarterly forecasts and insights on variances.

Process concur expenses and ensuring all expenses meet the correct guidelines for the approval process.

Reconcile direct expenses and code them to report them in the correct line of business.

Credit Suisse, New York, NY Jul 2014 - May 2015

Business Analyst – Private Bank Business & Information Team- Consultant

Providing transparent and reliable management and business information and analysis for external disclosures and to support management’s business decisions with robust analytical facts and metrics.

Performing analysis and preparing reports to provide detailed and accurate business information at relationship manager, branch, market-area, business area levels and market data expenditure analysis.

Performing regular, ad hoc and deep dive analysis for regulatory purposes and to support front office and product management.

Performing new business and asset flow reviews and propose asset classifications in line with global policies and based on analysis of business transactions and corporate structures.

Leading or participating in projects to improve data quality, timeliness and delivery of business information and to increase operational performance also in cooperation with business and IT partners Review and prepare accruals for leases and maintenance expenses.

Being an active member of a dynamic team covering Private Banking business activities in in many locations including USA, Canada, Mexico, Brazil, Bahamas and Switzerland.

Metropolitan Life Insurance, New York, NY Jul 2011 - May 2014

Financial Analyst - Expense Management

Direct Infrastructure Technology $105M budget and monthly forecast process for all domestic operations.

Lead month end analyses to summarize, reconcile and report financial data.

Prepare Financial Packages and disseminate results to upper management and finance team.

Analyze and monitor service allocations charge backs.

Review and prepare accruals for leases and maintenance expenses.

Assist in the preparation of project approval requests by providing analysis of expenses and benefits by conducting return on investment calculations.

Approve purchase requisitions for all hardware related purchases along with providing budget information.

Conduct Ad-Hoc analysis related to IT expenses.

Liberty Mutual, New York, NY May 2008 - Mar 2011

Lead Financial Analyst

Organized and prepared $45MM midyear forecast as well as yearly budgets for the Global IT department.

Consolidated Global IT Financials on monthly basis, ensuring that information was communicated in a timely manner.

Investigated variances to ensure accuracy of IT financials.

Assisted Project Manager in monitoring monthly results and provided comparisons against estimates.

Partnered with Asia Pacific and Europe regions to collect and reported results on business cases.

Ensured accruals were accurate and on time.

Prepared scorecard documents for Steering Committee and Quarterly Management reviews.

Acted as liaison between Internal Finance and Parent company.

Credit Suisse, New York, NY Jul 2007 - Mar 2008

Business Analyst/ Budget & Planning Consultant

Assisted with presentation of monthly results and commentary to senior management.

Coordinated budget process and prepared waterfall presentation.

Performed month over month variance analysis, YTD vs. budget analysis and performance vs. forecast.

Provided support for month close process

Citigroup, London/ NY Sep 1999 - Mar 2006

Business Analyst- Emerging Markets CFO Division, London, UK Jul 2004 - Mar 2006

Provided support and worked directly with CFO of Emerging Markets to provide financial results.

Managed consolidation of $15B in revenues across Emerging Markets.

Assisted with preparation of global executive management reports, presenting business trends and consolidation of newly acquire entities.

Investigated financial variances within 30 countries in the CEEMEA region.

Analyzed customer segment financials for SME (Small Medium Enterprises).

Designed and implemented Financial Models to provide business outlook.

Worked with score card matrix to provide financial information about client tiers.

Coordinated and disseminated information to cluster Business Unit Managers, ensuring accomplishment of corporate initiatives.

Senior Financial Analyst -Citi Risk Treasury, New York, NY Aug 2003 - Jul 2004

Analyzed Balance Sheet and Income Statements.

Assisted in the preparation of monthly reclassification of assets and liabilities.

Prepared cash flow reports as well as various quarterly reports.

Prepared Federal Reserve reports for Bahamas and Cayman Island offshore entities.

Responsible for Inter and Intra-company reconciliation reporting.

Monitored front-end system (OPICS) to maintain accurate information.

Provided treasury traders with analysis of month end results and cash movements.

Financial Analyst - Structured Products, New York, NY Sep 1999 - Aug 2003

Involved in budgeting and forecasting of revenue, expenses, assets, and headcount.

Prepared financial reports and consolidate monthly accruals for investment bank business deputies.

Maintained and monitored deal pipeline information for corporate lending product.

Completed quarterly regulatory tasks such as Earnings at Risk, FAS107, cash flows and treasury liquidity reports.

Liaised with Emerging Market controllers to consolidate financial information.

Assisted with special financial requests, such as preparation of ROERAPS and revenue analysis.

Managed, trained and supervised one junior analyst.

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