Abdul-Jaleel Muhammad
517-***-**** adwat3@r.postjobfree.com
A seasoned credit, finance, and mortgage professional with 10 years of experience that’s willing to relocate. A Forex trader, with experience in every angle of the personal, syndicated and commercial credit process. Obtained experience in programs such as, LoanIQ, encompass and salespro.
Education
Governors State University 2023 Bachelor's in Interdisciplinary Studies
Prairie State College Associates degree Liberal Arts 2022
Rich Central High School 2000 High School Diploma
Work Experience
Archwell Titling (Contract-Remote) (January 2022 - June 2022)
Mortgage Loan Review Analyst
Reviewed and verify closing disclosures for FHA, VA, Commercial, Conventional loans
Verify Credit report information, verify income, and verify mortgage insurance, HOA Verify mortgage closing disclosure package
Freedom Mortgage (Contract-Remote) (August 2020 - August 2021)
Mortgage loan Closer/ Funder
Verify mortgage closing disclosure package
VA, FHA, commercial, conventional mortgage options purchase loans, Refinancing Mortgage loan documentation, mortgage funding, also verify Credit report information, verify income, and verify mortgage insurance, HOA
Reverse Mortgage Funding LLC
TPO Loan Closer (remote-contract)
September 2021- March 2022
Verify mortgage closing disclosure package. Handled VA, FHA, commercial, conventional mortgage options purchase loans, Refinancing, Mortgage loan documentation, and mortgage funding
Jp Morgan Chase (City Staffing)
Chicago, IL March 2019 – August 2019)
Document Processor temporary- contract
Process consumer documents, verify customers information, data entry
Consumers Professional Credit Union Lansing, MI (March 2018 - August 2018) Loan Specialist II NMLS# 913125
Handled the full process for Loan origination, processing, underwriting closing and funding
Assist clients with financial needs by establishing all forms of revolving and installment credit
Verifying accuracy of loans and documentation Risk Management Credit analysis Syndicated,VA, FHA, commercial, conventional Mortgage loans, Refinancing
Wells Fargo (June 2011 - August 2016)
Compliance specialist III Shoreview, MN NMLS# 913125 (April 2015 - August 2016)
Developed and monitor cases for sales integrity and Anti money laundering
Document complaints against actions of employees
Case management and release funds on hold and process ACH transactions
Ensure Compliance within consumer departments
Prepared Legal documentation and Risk Management
Finance Banker III (Team Lead) MLO# 913125 Shoreview, MN (June 2014 - April 2015)
Loan origination, processing and Loan Closing
Handle and established all forms of revolving and installment credit
Preparing and sending out the loan closing disclosures
Handled syndicated, personal, auto, FHA, VA, and Conventional loan processing, and Loan
documentation, Provided Debt consolidation Financial and credit analysis Establish a multitude financial/credit options personal, auto, and mortgage loans Auto Finance Specialist Minneapolis, MN (June 2013 - May 2014)
Handled the full Auto Loan process origination, underwriting processing, closing and funding
Credit analysis, loan processing, and Auto loan underwriting Finance sales
Provided new and used automotive finance loans, Lease buyout options
Provided Debt consolidations option via auto refinance
Verify for Quality assurance and anti- money laundering
Consumer Finance Sales Banker II MLO# 913125 (June 2012 - June 2013)
Provided Via phone financial sales Financial and credit analysis and Banking options
Loan Origination and processing personal, syndicated,FHA, VA, Commercial and Conventional loans Initiate banking products
Handled syndicated, personal, auto, FHA, VA, and Conventional loan processing, and Loan documentation, Provided Debt consolidation Financial and credit analysis
In-bound Consumer/Finance Banker Shoreview, MN MLO #913125 (June 2011 - June 2012) Call center customer service, Via phone sales Financial and credit analysis and Banking options
Financial and credit analysis
Documented and assisted clients with their financial issues
Established and analyzed Banking accounts'
Provided debt consolidation options, data entry while providing customer service
Country Inn & Suites - Tinley Park, IL (November 2009 -
May 2011)
Front Desk/Night Audit:
Performed nightly audit to calculate the hotel's daily Profits, data entry, customer service, sales