Kirsten L. Bremer 502-***-****

***** ******** **** *** adw8j4@r.postjobfree.com

Prospect, KY 40059

Summary

A mortgage banking professional with of 25yrs experience, looking to effectively utilize my experience, education and personal skills. Experience in all aspects of consumer/residential/commercial lending, including: underwriting and compliance, origination, processing, closings, bankruptcy/foreclosure proceedings, bank reconciliation, branch operations and corporate stock/bond transfers. Extensive PC knowledge including: Windows, Microsoft Word, Outlook, Excel. I’ve worked with various mortgage software and automated underwriting programs. This includes: Encompass, Caylx, Unify, Mortgage Ware, Easy Lender, DU, LP, GUS and KHC. I hold a NMLS KY #371308 in origination and processing. Professional

Draper and Kramer, Louisville, KY 40223 November 2020 to September 2022 Senior Mortgage Loan Processor

First Savings Bank, Jeffersonville, IN 47150 May 2019 to November 2020 Senior Mortgage Loan Processing Coordinator and QC/Post Closing Analyst BBMC Mortgage, Louisville, KY 40222 March 2017 to June 2018 Mortgage Loan Processing Analyst

Cross Country Mortgage, Inc, Louisville, KY 40223 March 2016 to February 2017 Senior Mortgage Processor

King Southern Bank, Louisville, KY 40243 June 2014 to February 2016 Residential/Commercial Loan Processor

* Process all Conv, VA, FHA, USDA and KHC loans

* Pre underwrote loans prior to submission to Underwriting

* Cleared all underwriting conditions for a final approval

* Communicated with borrowers, originators, underwriters, realtors, insurance companies, title companies and appraisal management companies

* Ordered VOE’s, VOD’s, flood certificates, homeowner’s insurance policies, appraisals and tax transcripts

* Trained employees in processing, post closing, underwriting and origination

* Reviewed and analyzed financial statements and various tax returns Education

• Graduated from Newbury Park High School, Newbury Park, CA

• Attended 2years at Moorpark Jr. College, Moorpark, CA. Course credits in Business Administration with a concentration in Finance/Accounting