DIANE

BAXTER

adw7dq@r.postjobfree.com

516-***-****

Nesconset, NY 11767

Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. PROFESSIONAL SUMMARY

Hartford Funding Ltd. - Mortgage Processor

Woodbury, NY • 05/2022 - Current

United Mortgage Corp - Corporate Processor

Melville, NY • 07/2020 - 04/2022

First Rehab Lending/ Alpha Funding Partners - Processing Manager West Hempstead, NY • 11/2018 - 07/2020

Franklin First Financial - Senior Mortgage Processor 07/2016 - 11/2018

New York Community Bank - Financial Specialist

WORK HISTORY

• Prepared file for final clear-to-close by branch management. Processed mortgage loan applications including conventional,FNMA, FHLMC, and FHA successfully for multiple teams

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Ordered Funding wires from Axos, Plains Capital and Merchants Bank of Indiana.

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• Submitted required documents to Aces for exceptions

• Completed post closing quality review .

• Processed Conventional/ FHA/VA Loans

• SFR, Multi-Family, Condos, Coops, PUDs,

• Non-Delegated (Reliant and FGMC)

• LOS – Byte

• Review applications for underwriting submissions

• Order and review appraisals, title reports and insurance

• Schedule closings

• Draw requests

Work closely with clients to provide funding for fix and flip investments

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• Processed Conventional, FHA and VA loans

• Ordered appraisal and title reports

• Verifications (Credit, Income, Asset and TRVs)

• FHA Connection and VA Portal

• Submitted loans directly to investors and in-house underwriting

• Loan Estimates and Closing Disclosures

• LOS - Encompass

SKILLS

Loan estimates and Closing

Disclosures

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• Information Verification

• Processing Loan Applications

• Lending Software Systems

• Desktop Underwriter

• Retail Mortgages

• Income Verification

• Government Lending

• Processing Procedures

BRIARCLIFFE COLLEGE

1989

Associate Degree: Office

Technology

EDUCATION

08/2014 - 07/2016

Pro-Source Technologies, LLC - Quality Audit Team Lead / Case Manager, • Case Manager

Farmingdale NY • 11/2013 - 06/2014

JP Morgan Chase Bank - Operations Support / Condo Coop Analyst Garden City, NY • 05/2013 - 11/2013

Chase - Retail Operations Support

Garden City, NY • 04/2011 - 05/2013

Chase - Retail Mortgage Processor

Garden City, NY • 04/2011 - 05/2013

MCS Mortgage Bankers - Mortgage Processor

05/2009 - 11/2009

Euro Mortgage Bankers - Mortgage Processor

05/2008 - 05/2009

Radcliffe Consulting - Senior Mortgage Processor

12/2006 - 02/2008

BA Funding - Mortgage Processor

07/2005 - 12/2006

Analyze Income/expense statements and audited financials of multi- family and

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High Profile (Over $50Million) borrowers to determine if they continue to meet the debt service ratio and loan terms as determined at origination

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• Invoicing for annual property inspections

• Review loan terms to ensure correct importing to system Implemented the NY Rising Buy-out Program to homeowners affected by Super Storm Sandy in the purchase of their home through the Housing

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Trust Fund Corporation and Community Development Block Grant Programs

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Team Lead – Coordinate and implemented quality audits of completed purchase transactions through these programs . Lead team of seven quality auditors in accordance to HUD, State and Program guidelines.

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Review condos and coop projects to determine project's eligibility for lending with Chase and specific investors

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Request project's budgets, questionnaires, insurance and financial statements from managing agents.

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• Review files for initial underwriting submission (25-40 files per day)

• Follow up with attorneys and title companies for title reports

• Reconcile end of day financial statements for mortgage transactions

• Processed Conventional mortgage applications

• Ordered appraisals, credit reports, and employment verifications

• Processed FHA and Conventional Mortgage Applications

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