BELINDA L. DURFEY

**** ******** ***** • Whitehall PA 18052 • adw7d2@r.postjobfree.com• 610-***-**** PROFILE

Well-qualified and results-oriented Financial Accounting Professional with experience in positions of increasing responsibility and duties. Top performer with history of consistently meeting or exceeding corporate goals and customer expectations. Skilled in all aspects of financial account analysis, budgeting, reporting (corporate & federal), general ledger entries, payroll, end of month/quarter/year closings, and compliance. Team player with polished communication skills; verbal, written, interpersonal, presentations, and rapport building. Areas of expertise include:

Accounting Accounts Payable/Receivable Bank Statement Reconciliation

Bookkeeping Budgeting Computer and Internet Skills

Communications Customer Service Relations Detail Oriented

Financial Officer GL Entries Invoice Processing

Office 365 (Excel, etc.) Payroll Processing Project Management

QuickBooks Financials Reviewing Credit Card Statements Regulatory Compliance

Relationship Building Time Management Vendor Relations

Vendor Statement Reconciliation

CAREER PROGRESSION

Wells Fargo Home Mortgage Jun 2020 – May 2023

Division of Wells Fargo which originates mortgage loans directly to the consumer. Mortgage Loan Processor

• Support loan officer and underwriter teams by ensuring timely, judicious, and accurate processing of mortgages.

• Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.

• Ensure compliance with company policies, underwriting guidelines, and lending-program requirements.

• Function as liaison between mortgage loan underwriter and applicant during underwriting process.

• Review all documentation provided by applicant prior to and during loan underwriting process.

• Work closely with loan underwriters to ensure that all loan closings meet or exceed deadlines.

• Coordinate with title companies to ensure fast and seamless closings.

• Managed pipeline of more than 75 loans.

• NMLS registered.

Makhoul Electric, LLC Jul 2019 – Jun 2020

Commercial/residential electrical contractor. Managed jobs from minor repairs to total renovations and

upgrades.

Accounts Payable / Accounts Receivable / Payroll Clerk

• Created all invoices for contractor services billing.

• Tracked and posted all accounts receivable payments.

• Maintained all checking accounts and related liability accounts.

• Reviewed and validated all credit card statement charges prior to payment.

• Processed all vendor billing and payments.

• Balanced all bank statement accounts.

• Processed all payroll information for third party vendor. Traditional Mortgage, LLC / Kay Builders, LLC Jan 2018 – Sep 2018 Traditional Mortgage is a state licensed mortgage banking entity which originates mortgage loans directly to the consumer. Kay Builders is a family owned and operated home builder in the Lehigh Valley.

Mortgage Loan Processor / Line of Credit Administrator

• Functioned as liaison between mortgage loan underwriter and applicant during underwriting process.

• Reviewed all documentation provided by applicant prior to and during loan underwriting process.

• Managed documentation regarding the loan funding through the company warehouse line, wire transfers of funds to title companies and post-closing appropriation of funds from loan purchases to the specific accounts.

• Coordinated closing schedules with loan officers, clients, title companies and lenders.

• Maintained loan processing reports.

• Scheduled closings.

• Worked closely with loan underwriters to ensure that all loan closings were on schedule to meet deadlines.

• Interfaced with banks, escrows, and other third-party service providers. Line of Credit Administrator / Accounting Clerk

• Assisted in mortgage loan application pre-approvals and processing as needed.

• Entered accounts payable invoices, helped prepare settlement statements, filing and other administrative duties.

• Reviewed credit card statements against receipts received prior to payments. Key Bank May 2017 – Dec 2017

Cleveland-based KeyCorp is one of the nation's largest bank-based financial services companies providing banking products and services to individuals and businesses. Personal Banker

• New account creations, loan applications, account inquiries, and account troubleshooting & problem corrections.

• Wellness Assessment account reviews providing customers improving overall portfolio.

• Assisted with teller functions as needed.

• NMLS registered.

Lehigh Valley Federal Credit Union Apr 2004 – Sep 2016 Federal credit union with a product line ranging from personnel checking, home equity loans to indirect lending. Assets exceeding fifteen million dollars. NMLS registered. Financial Officer / Loan Processor / Underwriter

• Underwrote all loan products including indirect auto loan financing. Managed indirect auto dealer contact regarding all loans submitted for review.

• Completed back-office lending functions for consumer loans, visa credit cards, home equity loans and indirect lending.

• Monitored and balanced Investment and Corporate Credit Union Bank accounts.

• Preparation of monthly financial reports for in-house analysis and all Federal required financial reports.

• Monitored all overdraft reports, delinquency reports, title reports for accuracy.

• Payroll accounting and reporting.

• Processing all electronic transactions including debit cards, credit cards and ACH transactions and disputes.

• Managed all checking account overdrafts regarding payments from other available sources.

• Assisted with all front office needs regarding customer service for new accounts and lending products.

• As required, assumed responsibility as CEO / Branch Manager.

• NMLS registered.

Loan Processor / Underwriter

• Customer service, mortgage & student/consumer loan counseling, application processing, underwriting, and disbursements / closing of all Credit Union loans.

• Prepared and monitored all mortgage and loan legal recordings and satisfactions.

• Legal compliance of Credit Union loan policies and procedures including staff training.

• Assisted CFO in back-office operations, financials, and accounting responsibilities including CEO/Branch Manager responsibilities as needed.

EDUCATION

Bachelor of Science (B.S.), Finance & Management, DeSales University, Center Valley, PA Associate Degree, Business Administration, Northampton County Area Community College, Bethlehem, PA

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