Credit Analyst Relationship Manager

RAMAKRISHNA REDDY KANIPAKKAM

**********@*****.*** 650-***-**** Newark, California https://www.linkedin.com/in/kanipakkam-ramakrishna-reddy-60389656/

PROFESSIONAL SUMMARY

A forward-thinking banker with proven operations and team leadership abilities devoted to empowering employees and moving businesses forward to meet new and dynamic market demands. Brings 38 years of related experience in various facets of banking viz., personal, corporate/mid-corporate accounts. Worked in State Bank of India as Accountant, Field Officer, Branch Manager, Chief Manager & Credit Analyst, Team Leader, Relationship Manager& AGM, and Credit Auditor. Excellent team leader and problem solver with a resourceful and flexible approach to team management, Knowledgeable about corporate/mid-corporate needs and best practices to maintain effective relationships. Measures performance to company goals and standards and establishes targets for improvements in safety, quality, cost, and delivery.

SKILLS

BUSINESS DEVELOPMENT FINANCIAL LEADERSHIP EXPERTISE TEAM LEADERSHIP STRENGTH

CUSTOMER RELATIONSHIP MANAGEMENT CORPORATE CREDIT RISK MANAGEMENT INTERNAL AUDIT OF BANK CORPORATE ACCOUNTS CORPORATE BALANCE SHEET ANALYSIS

EXPERIENCE

ASSISTANT GENERAL MANAGER

May 1982 - Sep 2020 State Bank of India, SBI, Hyderabad, Telengana, India

Relationship manager managing corporate, mid-corporate accounts and meeting their all-banking needs. Worked as credit audit carrying internal audit of mid-corporate, corporate, and project finance accounts. After retirement in April 2017 from a contract job for 3 years as an internal auditor.

Well, trained in Bank with respect to retail lending, mid-corporate and corporate credit, and internal audit of corporate credit.

ARTICLED CLERK AS PER CHARTERED ACCOUNTANCY REGULATION

May 1978 - Apr 1981 K.M.Ratnam & Co., Chittoor, India

Completed month-end and year-end closings, kept records audit-ready, and monitored timely recording of accounting transactions,

Analyzed balance sheets for mistakes and inaccuracies

EDUCATION

BACHELOR OF SCIENCE IN BOTANY, ZOOLOGY & CHEMISTRY

Govt. Degree College Chittoor, Andhra Pradesh, India Graduated in 1977

CAIIB (CERTIFIED ASSOCIATE OF INDIAN INSTITUTE OF BANKERS)

Indian Institute of Bankers, Mumbai, India Graduated in 1989

MBA (BANKING AND FINANCE)

Indira Gandhi National Open University, New Delhi, India Graduated in 2008

SPECIFIED PERSON AS CORPORATE AGENT IN INSURANCE BUSINESS IN 2008 AND 2010

Insurance Regulatory and Development Authority Mumbai Graduated in 2008

Contact this candidate