Ronald Anthony Ricci
North Providence, RI 02904
*********@*****.***
Summary:
Cross-sold insurance products to existing clients to reach sales targets.
Generated leads through cold-calling, networking, and other outreach methods.
Analyzed customer needs to provide customized insurance solutions.
Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Candidate location is North Providence, RI willing to work remotely.
Excellent communication skills and immediately available to start.
Skills:
Negotiation Tactics
Credit Union Operations
Client Account Management
Sales Development
Professional Experience:
Peoples Home Loans – East Greenwich, RI Jul 2018 – Jan 2022
Mortgage Loan Officer
Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Worked with underwriters to fix application problems and resolve issues.
Knights of Columbus – New Haven, CT Jan 2016 – Apr 2018
Insurance Agent
Cross-sold insurance products to existing clients to reach sales targets.
Generated leads through cold-calling, networking, and other outreach methods.
Analyzed customer needs to provide customized insurance solutions.
MB Financial Bank/Cole Taylor Bank – East Greenwich, RI Nov 2013 – Dec 2015
Branch Sales Manager
Worked directly with customers and associates to handle internal and external complaints and objections.
P&C Quality Screw Products – Esmond, RI Sep 2008 – Oct 2013
Sales, Manufacturers Representative
Vanguard Capital Funding – Cranston, RI Aug 2005 – Aug 2008
President
Managed all aspects of daily operation; Underwriting, and Compliance Manager; Implemented Quality Control and Operating Procedures
Licensed Lender/11 States
Managed financial, operational, and human resources to optimize business performance.
Maintained P&L and shouldered corporate fiscal responsibility.
Presidential Mortgage Corporation – North Kingstown, RI Feb 2002 – Jul 2005
Sales Manager
Resolved customer issues quickly to close deals and boost client satisfaction.
Coached and counseled sales personnel, assisting with individual selling efforts and helping sales representatives reach targets.
Dream House Mortgage Corp – Providence, RI May 1992 – Jan 2002
Sales Manager
Recruited and hired top-level talent to add value and expertise to sales department.
Maintained ethical and positive working environment to reduce turnover and promote high retention rates.
Resolved customer issues quickly to close deals and boost client satisfaction.
Additional Information:
Designations: RI & MA Loan Officer License #1056942Life & AH Insurance Producer License #2084070
Licenses & Certifications:
Mortgage Loan Officer
NMLS #1056942- RI & MA
Life Insurance Agent
Licensed- Life and A&H NPN # 1565369 RI# 2084070/ OH# 1482222
Education:
Associate of Science: Business Administration
Community College of Rhode Island - Warwick, RI