Senior AML/KYC Investigator

CAROL KALISCIK

**** ********* *****, *******, **, 11793, US • 917-***-**** • ***************@*****.*** A solution-oriented Compliance professional within the AML/BSA Sector. Experienced in conducting daily functions pertaining to BSA and OFAC in accordance with department expectations and regulatory requirements. Recognized for being proactive in complex investigations, compliance objectives, and ad -hoc projects necessary to comply with industry standards. Exemplary interpersonal. articulation, and presentation skills. Highly analytical, diligent, and focused on forth-coming goals. Specialities: BSA/Compliance, Risk Management, Financial Analysis, Investigative & Research & Reporting, Establishing Strategic Relationships, OFAC. Complex problem-solver

MS Office

Fraud understanding

Investigative tools

Complex cases

Investigation skills

Multi-Task Management

Organized

Quality control

Self-motivated

Supervision

High School

Christ the King Regional High School - NY

Sociology - Some college (No degree)

Queens College, City University of New York - NY

Senior AML Investigator - May, 2018 to July, 2022

NYCB - Hicksville, NY

Review/Investigate cases/alerts originating from the banks transaction monitoring & case management system, 90 day reviews, branch referrals, and 314 (a) requests and subpoenas. Perform periodic Enhanced Due Diligence (EDD) reviews of the banks high-risk customers. Current designated Point of Contact regarding 314 (b) inbound and outbound requests, including tracking, case management, training, and correspondence. Handles more complex investigations and investigate suspected cases of activity related to money laundering, terrorist financing, fraud, drug trafficking, tax evasion, and OFAC related violations. Assist management in the completion and tracking of various quality control functions in the BSA Department. Provide informal/formal training/guidance to fellow BSA/AML Analysts with customer types or review types where they are less experienced. Complete SAR’s (Suspicious Activity Reports) accurately and in a timely & efficient manner. Assist with the QC’s of SAR forms prior to filing to ensure accuracy and consistency. Senior AML Investigator/Manager of AML Investigations - April, 2010 to May, 2018 Astoria/Sterling Bank - Jericho, NY

Perform reviews of transactional activity to identify and prevent money laundering, structuring, and terrorist financing. Conducting investigations utilizing appropriate research techniques to evaluate transactional activity which includes the use of banks systems internal and external vendor solutions. Escalating unusual or suspicious activity to AML management for review. Interacting with branch personnel to obtain account documentation for customer profiles. Compiling and documenting due diligence efforts, and ensure compliance with all regulations, policies, and procedures. Preparing SAR’s in compliance with established regulatory guidelines and time frames. Keeping current on money laundering trends, preventative measures, and procedures ensuring time frames. AML Investigator - June, 2006 to February, 2010

Citibank, NA - L.I.C

Conduct investigations into various suspicious account activities (cash reports, wires, monetary instruments). Familiarity with AML Investigations process, from Alert identification to SAR filing. Filing of SAR’s with FINCEN where appropriate.

Review of daily and monthly OFAc reports (when applicable). Summarization of SAR narratives for quarterly reporting to the Board of Director’s. Interaction with branch personnel with day to day BSA Compliance questions/concerns. ACAMS

Professional Summary

Skills

Education

Work History

Certifications

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