LAURA MICHELLE DEAN - * -

**** ***** ******* ** * Atlanta, TX 75551 Cell (903) 244–0488

advvij@r.postjobfree.com

● REAL ESTATE PROFESSIONAL with over 10 years experience in the preparation and coordination of real estate transactions

Article I. SUMMARY OF QUALIFICATIONS

● Excellent interpersonal communication skills

● Proven history of solving complex issues and operation problems

● Detail oriented, strong analytical skills. Demonstrated ability to handle tasks in an orderly and timely manner.

● Proficient with Microsoft Word, Excel, Office, Windows 95/98/00/NT, Adobe Products, Ramquest, Edge, Statusmart, Dynamic Docs, Softpro, Encompass, LPM, Edge, and Citiworks Article II. PROFESSIONAL EXPERIENCE

March 2021-May 2021 Citibank Atlanta, TX

● Consultant

● Review loans and confirm vesting matches

● confirm CRF is shown in the loan and updated

● obtain HOI and Flood Insurance

● audit for errors and correct if any are found

● Short term contract position

March 2013 - January 2019 Bank of America Plano, TX

● Officer Senior Loan Closer

● Prepare Closing Instructions for title company

● Review and Approve HUD-1

● Send closing closing documents for execution

● Subject Matter Expert - Title

● Review signed loaned documents for accuracy and quality

● Balance and Fund Loans

● Assist in clearing difficult title issues so loans can proceed to closing

● Train New Hires to close loans

February 2011 - March 2013 BNT of Texas, LLC Addison, TX

● BAC Texas Team Lead

● Escrow Officer

● Clearing Curative Issues

● Prepare HUD’s

● Close in office files

● Balance files, Fund files, disburse funds

● Send out recordings to county

● Log all incoming recordings/rejections, order final file updates, insure all files are ready for policy

● Order office supplies and keep inventory log current

● Misc. Office projects to assist in any dept needed References available upon request

LAURA MICHELLE DEAN - 2 -

2762 Texas Highway 77 W Atlanta, TX 75551 Cell (903) 244–0488 advvij@r.postjobfree.com

December, 2010 – December 2011 Patriot USA Settlement Services Flower Mound, TX

Review commitments and send to the appropriate parties with summary of what is needed.

Processing – request payoff/release for any mortgage, lien or judgment against the property. Request/Prepare docs if needed.

Coordinate the closing, prepare the settlement statement for lender review, review all documents, send the documents to the notary (Or me) to sign.

Post close the package once it is signed, and all documents are looked over to make sure there is nothing missing. Send the package to the lender for review and request any funding conditions that have not been met.

Balance and disburse the file

Send the recording to the county for recording

February, 2010 – November 2010 Capital Title of Texas Plano, TX

Order Entry – enter the file into Ramquest to process order, create CPL, review preliminary commitment and send to the appropriate parties

Processing – correspond with the parties in the transaction. Obtain contracts, insurance, payoff, survey and additional documentation for closing, review contracts and clear liens on title

Assisted closer with coordinating closings, preparing Settlement Statements, reviewing signed documents, sent post closing packages, acquire funding authorization

Funding – balance and disburse files

Sent Policy Package

November 2009 –February 2010 JMC Title Agency Plano, TX

Order Entry – enter the file into Ramquest to process order, create CPL, review preliminary commitment and send to the appropriate parties

Processing – correspond with the parties in the transaction. Obtain contracts, insurance, payoff, survey and additional documentation for closing, review contracts and clear liens on title

Assisted Closer with coordinating closings, reviewing signed documents, sent post closing packages, acquired funding authorization

Funding – balance and disburse files

● Policy Prep – sending originals for recording, auditing the files January 2009 – September 2009 Transtar National Title Plano, TX

● Processing – prepare title fees, order payoffs, clear judgments, correspond with several lenders, borrowers, revise commitments, etc. (Primarily Texas Refinance Loans)

● Assist the closer with preparing documents and clear up any missing items or issues after closing March, 2005- November, 2008 Contemporary Title Solutions Allen, TX

● Receptionist - Answer multi-line phones, FedEx labels, mailing labels, etc.

● Open Order - Receipt contracts, Open the order in Ramquest and follow up until the title is received or prepared.

● Title Exam - Search and prepare title commitments, chain of title letters, order taxes, Bring to Dates etc.

● Processing - Prepare estimated HUDS with estimated fees, Order Payoffs, clear title, work with realtors and mortgage companies to process and complete the transaction. References available upon request

LAURA MICHELLE DEAN - 3 -

2762 Texas Highway 77 W Atlanta, TX 75551 Cell (903) 244–0488 advvij@r.postjobfree.com

● Post Closing - Review and post close files, help clear up any missing items or items that need to be corrected in a timely fashion.

Additional Employment:

January, 2005 – November, 2005 Public Appeal, Inc. Garland, TX January, 2002 – November, 2002 North Texas Colon and Rectal Dallas, TX Article III. EDUCATION

March,1999-May, 2002 James Madison Home School

Article IV. About Me

I am a hard-working, loyal, multi tasked, and trustworthy employee. I do my job to the best of my ability 100% of the time, and do whatever it takes to get quality work done in a timely fashion. and am an open-minded individual with a flexible approach to work, which enables accommodation of change. I'm able to work well with a group or on my own initiative, taking any responsibilities and assignments regardless of the challenges. I am a self-reliant individual with the ability to pick up new ideas and concepts quickly. I also enjoy learning new skills and methods of working and take pride in producing excellent work and can accept constructive criticism. I'm organized and can work under pressure in a busy environment. References available upon request

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