Customer Service Mortgage Loan

CARMEN M. PEREZ

(Cell) 570-***-****

(Email) *********@*****.***

OBJECTIVE: In search of a challenging opportunity within a structured company where I can my abilities of administrative experience. My experience has been proficent with all my clients affililated within the business industry, oral/written, including all products and platforms within the mortgage and real estate industry.

Languages: Bilingual (Spanish/English) Proficient in Speaking/Writing

Experience: Underwrite Mini-Correspondent/Retail/Wholesale Loans; Commercial analysis within the industry.

Certifications: VA SAR/LAPP/DE Chums/USDA,

Mortgage Loan Types reviewed and underwritten:

Convientional HomePath; HomeReady; DU/LP Loans; Review Manufactured Homes, SFR, Second Homes, Investment(s) Homes, Condos(Full/Limited review & Spot Loan approval); excellent Customer service (oral/written), Commercial Lending Analyst, Portfolio Management, perform administrative and clerical duties. Proficient in Excel, Loan Quest, DataTrac, BYTE, Mortgage Builder, Microsoft Word, Calyx, Encompass, Internet/Intranet, Doc Magic, Conform X, Imaging Origination, Processing, Credit & Income Risk mgmt. detail oriented, Team Player, Remote paperless Underwriter total years within industry is 20+ years.

Employment History:

Bay Equity HomeLoans: 04/2022 - Present Phoenix, AZ (Remote)

The Lender: 09/2021- 04/2022 Morena, CA (Remote)

Paramount Res Mortgage: 04/2020 - 09/2021 Corona, CA (Remote)

CMG Financial: 02/2015-01/2018 Dallas, TX (Remote)

First Guaranty Mortgage: 4/2013-01/2015 Dallas, TX (Remote)

Accomplishments:

High School Diploma

Specialized in Team Building

Business Resumption Plans

Structured Correspondent Division (1 to 25 UW)

Mall of America (Commericial Lease Review/Negotiater)

Zero Buybacks

FHA Chums/VA SAR

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