Mortgage Processor Loan
Resume:
VALERIE BREWINGTON
**** ****** ***** ************ ** 46241
317-***-**** ************@*****.***
Employment History
Mortgage Loan Processor (11/30/2020 to 12/2022)
Silverton Mortgage-Arbor Homes
Indianapolis, IN
Prepared files for final clear-to-close by branch management. Upheld complete confidentiality of all submitted information according to release guidelines. Handled any conditions sent from underwriting departments. Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process. Coordinated closing process with attorneys, title companies and government clerks. Maintained compliance with privacy and security requirements, as well as federal statutes covering Indiana Housing, FHA, VA, USDA and conventional loans. Set up, stored and updated customer files, department records and regulatory paperwork. Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
Elements Financial Credit Union (08/23/2019 to 11/20/2020)
Mortgage Processor
Indianapolis, IN
Open and verify loan applications, send initial disclosures via DocuSign, check for compliance, place vendor orders, appraisal orders, verification of Employment, title orders, upload and organize documents for virtual files, verify address, verify payments made for appraisals, Full knowledge of Encompass software. Working knowledge of FHA, VA, HUD, Conventional, Alt A, and Portfolio loans
Financial Consultant/Account Manager (03/01/2018 to 08/20/2019)
Self Employment
Indianapolis, IN
Financial advising, quick book update, vendor liaison, payroll, bank liaison, implementation of policies and procedures, inventory, promotions, marketing, human resources, maintenance supervision, assistant to owner, other tasks as needed.
Branch Manager/Loan Originator
The Home Lending Group, LLC (03/30/2017-05/14/2018)
Indianapolis, IN
Originate, and close mortgages per the FHA, VA, Fannie Mae, Freddie Mac and USDA guidelines.
Assist in the development of policies, plans, and procedures.
Ensure compliance of operations with laws, regulations, policies, plans and procedures
Creating and implementing profit and loss reports.
Administrator for Encompass computer software system for Home Lending Group, LLC, full working knowledge of Encompass system
IHCDA assignment/Financial Analyst (11/2014-08/07/2017)
Robert Half & Associates
Indianapolis, IN
Contribute to fulfilling the IHCDA mission and meeting strategic and annual IHCDA operational and program goals by participating as part of a team that verifies and reviews and processes applications for Indiana’s Hardest Hit Fund (HHF) Program.
Working knowledge and understanding of the Emergency Economic Stabilization Act (EESA) guidelines as outlined by the U.S. Department of Treasury as well as an understanding of the guidelines under the Making Home Affordable Program and other government and GSE-related foreclosure prevention initiatives
Assist in the development of policies, plans, and procedures
Ensure compliance of operations with laws, regulations, policies, plans and procedures
Human Resource Specialist (04 /2014 -11/2014)
Ping’s Tree Service, Inc.
Indianapolis, IN
Coordinates, oversees, and administers human resource department processes for all Ping’s Tree Services Employees, in accordance with Federal/State laws, as well as HIPAA policies.
Initiates the hiring and termination of all staff to include the gathering of their required documentation and information, loading/preserving the physician’s demographics and statuses within our employment database, creating and sustaining all licenses credentialing administration database to ensure all records are current, assigning/verifying/investigating all records. Loads within, preserves, and manages the Ping’s Tree Service database on a daily bases; monitors critical data for demographic maintenance, insurance applications and changes .Credentialing analysis, and report generation.
Verified education, employment history, licensor, peer references of applicants; state licensing agencies Services as the primary liaison of the Ping’s Tree Service office with all insurance companies, and suppliers developing and maintaining a positive working relationship.
Prepares and verifies all payroll for all employees on a weekly basis. Distribute and inventory all uniforms for all departments.
Quick books payables and receivables
Quality Control Appraisal Underwriter (3/2009-01/01/2014)
Streetlinks Lender Solutions
Indianapolis, IN
Audit appraisal products with the objective to verify their compliance to USPAP, Fannie Mae, Freddie Mac, FHA, USDA, VA, and client specific reporting guidelines.
Work from home office communicating directly with appraisers to coordinate appropriate report revisions, underwriting guidelines, and completion deadlines.
Provide telephone support for Clients and Appraisers as related to department protocol, appraisal report inquiries, and general industry guidelines
Obtained and maintained current verifications of licenses, certificates, education and credentials information related to appraisal USPAP specifications.
Office Manager/Loan Originator (6/2006-8/2009)
Power Financial Group
Fishers, IN
Originating and processing Residential and Commercial Loans for various lenders.
Oversee quality control and compliance with RESPA as well as mortgage and employment laws.
Recruitment of Loan Originators and Processors as well as support staff.
Development of marketing plan to obtain new business and maintain current business.
Payroll, manage and maintain benefits packages
Quick books payables and receivables. Prepares and verifies all payroll for all employees on a weekly basis.
Performed all underwriting through data entry work ques while communicating directly by email or phone with the appraisers and lender.
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