Signing Agent Estate Paralegal

IDANIA N. LORENTI,

E-Notary Public of New York & New Jersey

Telephone: 201-***-**** • Email: ****************@*****.*** SKILLS:

Certificated Paralegal with US SBA 7A & 504 Loan Closing Training and 5 Yrs., experience in commercial/residential closing and coordination. gather and review of due diligence, collateral, KYC, title, insurance, and loan documentation as per lending and settlement procedure(s).

Keep management informed of progress to loan closing potential adverse situations and provide corrective action and solutions.

Understanding of Settlement Disbursement, Title Search, Insurance, UCCs, and lease documentation.

Excellent time management, organization, written and oral communication skills.

Office Systems: NCino, FirstServ, ACBS/OnBase, Lexis, Charles Jones, State Capital, JEFIS PACER.

Microsoft Office: Word, Excel, PowerPoint, Adobe, HotDocs, PROFESSIONAL EXPERIENCE:

Investors Bank, Short Hills, NJ Commercial Loan Closer Temporary 2022 – 2022

• Analysis of term sheet, credit approval, special conditions, fees, and deposits to draft commitment letter, send and follow up for execution of same.

• Where applicable, request all original entity formation, operating agreement, and corporate documentation. Work with processor to request additional borrower financials, collateral documentation, request tax search, flood certificate, insurance Accords 25 & 28, appraisal, Phases I & II engineering report(s) environmental questionnaire, zoning letter, certificate of occupancy or green card, existing SDNA’s, and estoppel certificates and certified rent rolls, review of all KYC, e.g. Lexis and Google search completion to complete Unit Checklists.

• Ensure special conditions are met via documentation for clearance and request lender counsel to prepare closing documentation, provide payoffs and wire instructions, review for completeness.

• Coordinate closing date with all internal and external parties. Manage incoming executed disbursement, HUD, Note, Mortgage.

• Disseminate required signed document and accounting information to request funding and wire initiation. Receive and forward IMAD confirmation(s) for completion of transaction.

• Maintained daily and weekly update on deal pipeline in DocMan with closing targeted deadline dates, addendum and via conference calls.

Elite Access Certified Loan Signing Agent/Paralegal 2020 - Current

Represent New York & New Jersey lender’s counsel(s), settlement and title companies to present and secure execution of all loan and title documentation.

Collect Patriot Form Identification; confirm amount of closing funds/wire from borrower.

Review executed package for accuracy, submit for funding and authorization to disburse funds.

Administer seller side closing documents when required. Collection of Proprietary Lease and Stock Certificates under cooperative transactions.

Draft deeds, power of attorney, affidavit of title, and UCCs.

Prepare and file New Jersey entity formation/registration, NJ WBE and SBA 8a Certification.

Assist in the collection of operating business collateral documentation for “source & use” verification for submission in connection with SBA 7A loans and document receivables accordingly. ZLG Group, LLC New York, NY Real Estate Paralegal Temp 2019 - 2019

Prepare Closing Disclosures and HUD Settlement Statements and distribute accordingly.

Draft UCC-1 Form and Recognition agreements.

Organize, prepare and lender package for execution at closing.

Review of title reports and lien searches to identify existing violations and communicate expeditiously.

Review commercial transaction file(s) and confirm receipt of LLC documents and Trust Agreement(s). Able Title, Hoboken, NJ Post Closer 2016 - 2018

Examine title search followed by request payoff letter; buyer and seller attorney documents and fees; realtor commission statements with certificates of occupancy and carbon monoxide certifications; when applicable condominium/coop figures.

Disburse pay offs to vendors, creditors, and condo associations eliminating any waiting period.

Conduct property tax and utility search; assemble internal, external and post-closing fees.

Initiate due diligence in commercial transaction to request, track and assemble deliverables for binders.

Compare/contrast lender instructions with financial documents checklist for accuracy and compliance.

Draft initial CD, HUD1 Statement UCC, Deed, Affidavit of Title and Acknowledgments.

Ensure loan package fully executed, all lender policies are met, initiate approval and disbursement process, including but not limited to legal instrument recordation, and all disbursements are satisfied. Schiller Knapp Lefkowitz Hertzel LLP, Jersey City, NJ Paralegal/NJ Foreclosures 2014 - 2016

Administer ACMS case management notices calendaring all appearance dates, request additional fees; communicate and follow through for confirmation or adjournment of dates.

Research, prepare and file documentation, e.g. complaint, answer, affidavits of service/lis pendens/motion correcting names, substitute plaintiffs and request to enter defaults, notice to cure.

Provide quality control in sheriff sale packages for completeness and process according to office systems.

Track and serve orders vacating judgment, dismissals; draft/process discharges of lis pendens to close and bill file.

Eric Pennington, PC, Newark, NJ Legal Assistant /Employment Law 2012 - 2013

New client fact finding interview and reported to attorney for final determination; manage trial/motion calendar, coordinate depositions/meditations, meetings and conferences with adversary and chambers.

Draft and process employment contracts, summons and complaints, answer/default notice, certification of service, draft and answer interrogatories, notice of motion and requests to produce; conduct legal research/brief cases.

Independently respond to correspondence, review, gather and organize discovery, bate stamp, assemble trial binders, scan and distribute and e-file as required using CM/ECF PACER and instructed. ACEP, Washington, DC Federal Affairs Assistant 2009 - 2011

Tracked Federal Register, CMS, DHHS, & FDA analyzed and reported on rules impacting emergency, in- out patient physician fee schedule and clinical management issues.

Researched and reported on external health statistics utilized in rule comment, policy position papers and ad hoc nominations advocacy to achieve lobbying efforts.

Prepared agenda and materials and coordinated congressional member meetings, biweekly and annual committee meetings, calls, recorded and distributed minutes. EDUCATION:

US Small Business Administration: 7A & 504 Loan Closing (ETran) 2023 New York State Division Licensing, Notary Public 2019 PAVASO Digital Signing Agent, PAVASO, Plano, TX 2018 Certified Mobile Signing Agent, National Notary Association, Chatsworth, CA 2018 NJ State of NJ Dept. Revenue Notary Public 2015

Paralegal Certificate, Essex County College, Newark, NJ 2013 B.A. Political Science, New Jersey City University, Jersey City, NJ 2007

Contact this candidate