SANDRA RODRIGUEZ

**** ***** **, *******, ** *****

210-***-****

advi1q@r.postjobfree.com

OBJECTIVE

To obtain a secure financial position within a company offering stability and growth opportunities.

EXPERIENCE

Directions Home Loan

Underwriter – March 2021 – Sept 2022

Underwrite Conventional, FHA, VA and USDA Mortgage Loans along with Texas Bond loans including, TSAHC, TDHCA, SETH

Analyze Mortgage loan documentation to ensure compliance along with all company and investor guidelines are met for purchase of the loan on the secondary market

Thoroughly review and analyze loan documentation to ensure loan to value and debt to income ratios are properly reflected within the loan file

Documentation review including but not limited to credit reports, bank statements, paystubs, personal and business tax returns and property documentation including real property appraisals, title work and home insurance coverages

Pilgrim Mortgage LLC

Underwriter / Processing Manager – June 2019 – Feb 2021

Underwrite Conventional, FHA and USDA Mortgage Loans along with Texas Bond and Downpayment assistance and Mortgage Certification loans for TSAHC, TDHCA, SETH; Louisiana Bond and Downpayment Assistance and Mortgage Certification for AFDA and City of Littlerock

Underwrite VA loans with the same complete review with a Sr Underwriter completing a second review and final sign off of VA Appraisal while working on final VA SAR certification.

Analyze Mortgage loan documentation to ensure compliance along with all company and investor guidelines are met for purchase of the loan on the secondary market

Thoroughly review and analyze loan documentation to ensure loan to value and debt to income ratios art properly reflected within the loan file

Documentation review including but not limited to credit reports, bank statements, paystubs, personal and business tax returns and property documentation including real property appraisals, title work and home insurance coverages

Manage a team of 8 Mortgage Loan Processors, providing guidance and structure to help build up each individual to their utmost potential while ensuring all proper material for success is available.

Conducted new hire along with monthly training classes on various loan products and loan processes, managed pipeline flow and progression

Processed overflow for processing team and employee loans. Obtaining all necessary documentation to complete the loan process. Ordered/reviewed credit reports, verifications of employment, income and assets, mortgage history, appraisals, Title/ property tax reports, surveys, hazard and flood insurance policies, closing documents and closing disclosures

InterLinc Mortgage Services

Processing Manager – Feb 2013 – May 2019

Manage a Team of 3 Mortgage Loan Processors, providing guidance and structure to help build up each individual to their utmost potential while ensuring all proper material for success is available.

Processed overflow for processing team and employee loans. Obtaining all necessary documentation to complete the loan process. Ordered/reviewed credit reports, verifications of employment, income and assets, mortgage history, appraisals, Title/ property tax reports, surveys, hazard and flood insurance policies, closing documents and closing disclosures

EDUCATION

Sudan High School – Sudan, Texas – High School Diploma – 2017

AWARDS AND ACKNOWLEDGEMENTS

DE – FHA Chums – JY94

VA SAR – 025137

Served on Leadership Committee to help improve workflow and communication amongst the various different departments while also improving file quality and training for advancement within the company.

SKILLS

LOS – Encompass

Analytic/Critical thinker; research oriented; detail oriented; compliance driven; quick learner; time management; comfortable working independently or with a team, in the office or remotely

Contact this candidate