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Senior Credit Analyst

Location:
Vancouver, BC, Canada
Posted:
February 22, 2023

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Resume:

advh9v@r.postjobfree.com **** E **th Ave

1-236-***-**** Vancouver, BC

V5M 2H8

Akhilesh Nagpal, BA Hons, PG, MBA

Overview

Experienced professional within large multinational organizations, with core skills in; Credit Analysis, financial analysis, AR/AP, account mgmt., financial advisor focuses in Mutual Funds, and international transactions. Achieved an MBA degree in Business Administration focus on finance in addition to MSc in International Mgmt. & Global Business and a Bachelors Degree of Business Management. Work Experience

May 2022 – Till Present Home Care Assistance Caregiver Vancouver Mar 2022 – Till Present Tire Chalet Warehouse Operator Richmond Sep 2019 – Jun 2021 American Express Senior Credit Analyst (US Market)

• Provided recommendations to supervisor on credit applications in excess of lending limits.

• Analyzed credit reports and assess credit history (Consumer & Commercial).

• Made outbound calls to obtain any information the lender requires and follow up with customers on past due balances.

• As part of credit review and recommendation, conducted analysis of financial statements.

• Provided technical expertise, coaching, and training to less experienced Credit Analysts as required.

• Creating and implementing a strategy to improve the collection of outstanding credit. Negotiating with customers when they are unable to make payments. Oct 2016 – Sep 2019 Barclays Senior Credit Risk Analyst (UK Market)

• Provided detailed information for declined applications.

• Assessed credit risk in compliance with applicable internal and external requirements (e.g., financial controls, segregation of duties, risk policies) to increase profitability and enable business growth

• Performed research and surveillance to identify possible sources of the defined risk.

• Evaluated and assessed risk and proposes actions to resolve or manage the risk.

• Analyzed and monitored credit reports and alerts for potential risk adjustment

• Responsible for investigating suspected vendor fraud and reporting, if applicable, to credit management

Oct 2011 – Aug 2013 Veneta System Cart Sales Marketing Assistant (Malaysia)

• Maintain accounting ledgers by verifying and posting account

• Answered inquiries (i.e., quality of product, warranty) and resolves customer complaints according to guidelines

• Responsible for Accounts Payable tasks such as invoice coding, checking and posting in order to meet weekly deadlines.

• Followed up with buyers on PO/Invoice discrepancies in a timely manner.

• Created an efficient network for working out and distributing payments promptly.

• Process payments in the form of cheque runs, credit card payments, wire etc. Apr 2006 – Sep 2011 UTI Mutual Funds Financial Assistant

• Supported with creation of marketing materials, proposals, and sales documents

• Support day-to-day business development initiatives to drive deal flow opportunities

• Develop tools to optimize the analysis of financial documents by project

• Analyzed current and past financial data and performance Education

MBA Masters of Business Administration with focus in Finance University Canada West, Vancouver, Canada 2023

PG IMGB - Master of Science in International Management and Global Business University of Limerick, Limerick, Ireland 2016

BA Hons Degree - Bachelor of Business Management

Cardiff Metropolitan University, United Kingdom 2014 Skills & Strengths

• Good keyboarding skills with high level of accuracy

• Strong interpersonal, analytical, organizational and negotiation skills.

• Excellent working knowledge of Microsoft applications including Outlook, Excel, Word.

• A dynamic professional with a positive approach and strong communications skills to liaise with cross functional teams and colleagues

• 5 years of AR, commercial credit and collection experience in a fast-paced environment

• Knowledge of risk management principles and methods.

• Experience performing Accounts Payable functions with an understanding of accounting and maintaining general ledgers

• Ability to manage priorities and deliver in a timely manner

• Experienced working with ERP system (e.g., SAP, NetSuite, PeopleSoft & QuickBooks)

*Please Note “References Available Upon Request”



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