ENUMAH EZE

Dallas, Texas, advd33@r.postjobfree.com 682-***-****

PROFESSIONAL SUMMARY

Experienced in financial fraud investigation, with over 5years of detecting, preventing, and investigating fraud and money laundering. A dynamic AML analyst with knowledge in identifying suspicious transactions and utilization of various software tools to conduct end to end analysis to identify and assess risks to provide factual and concise reporting in a timely manner.

Experienced also in transactional risk management, financial regulatory guidelines monitoring, reviewing, analyzing, and account reconciliation. Adept in preparation of reports and maintaining accurate records while aligning to changing regulatory principles and guidelines.

Area of Proficiency / Skills

Research and Analysis

Suspicious Activity Report (SAR)

Knowledge of Financial Regulations (AML/BSA/KYC/EDD/OFAC)

Demonstrates the ability to learn rapidly and adapt quickly to new processes and technology.

Research and Workflow Tools: LexisNexis, Google, World check, and OFAC

Memo Writing and Drafting Transaction Reports

Excellent Communication Skills (Oral & Written)

Professional Experience

Amazon, Dallas, TX

AML Analyst/ SAR Writer Nov 2020 – Present

Review customer transactions to identify potential suspicious activities and perform AML / fraud investigations.

Reviews transactions in multiple systems as well as input from other sources to identify fraud.

Wrote Suspicious Activity Reports (SAR’s) in accordance with FINCEN regulatory reporting requirements.

Research existing fraud trends and assist in the prevention of future trends.

Research and review measures/ guidelines to monitor transactions and processes in adherence to organization policies, regulatory guidelines, and policies.

Investigate internal, external fraud and other suspicious activities.

Review and write Suspicious Activity Report (SAR)

Interpret and analyze information gathered from numerous applications and third-party sources and identify "red flags" leading to SAR that prompt further investigations.

Report and file suspicious activities as required by organization policy and regulatory requirements.

Work effectively with multiple complex data sources and/or technical analytical tools/resources to identify potentially unusual or suspicious activity as defined by AML/BSA regulations, and industry best practices for AML/BSA analysis.

Recommend process improvements, formulate, and recommend action response to mitigate risk and resolve inquiries and escalations.

Monitor and report suspicious/ unusual activities.

Ensures quality service and effective and efficient operations support for the assigned area's internal business partners and/or external customers/clients.

Manage investigative process from initial detection to disposition and filing.

Wrote and filed Suspicious Activity Reports (SARs) and recommended relationship retention or termination and track account closures as required.

Plastipak, Garland, TX

AML Analyst/ SAR Writer Mar 2020 - Oct 2020

Conducted investigations to address any irregularities and make recommendations as to whether additional action is warranted, including the filing of Unusual Activity Reports.

Preparation of weekly report on the accounts opened at the branch for branch management.

Wrote Suspicious Activity Reports (SARs) in accordance with FinCEN requirements as well as recommend relationship retention or termination.

Ensured all required documentation for business units, as required by AML/KYC/EDD guidelines are received and imaged.

Performed client risk assessment and Enhanced Due Diligence (EDD) on high-risk prospects and existing clients.

Developed and maintained records of EDD investigations and recommendations given to the business portfolio.

Reviewed and amended applicable policies, procedures, and processes within the unit relevant to EDD and financial crime client risk and assessment.

Performs various forms of analysis, including detecting patterns and identifying trends.

Conducts due diligence and recommends appropriate risk-based business actions to be taken concerning customer relations on-boarding or ongoing monitoring.

Performed customer relationship reviews based on new account opening, higher risk attributes, and/or other relationships identified

Superflux International, Lagos, Nigeria

AML/Fraud Analyst Oct 2015 - Dec 2017

Performed in-depth suspicious activity reviews for all accounts and loans of customers for which the firms received criminal subpoena.

Conducted due diligence searches in various third-party and internal database reviews and detected suspicious activities based on a variety of AML Systems generated transactional alerts from transactional activity.

Monitoring employee activities for adherence to organizational policies and procedures and compliance training requirements.

Conducted AML alert reviews, case investigations, and EDD reviews of higher risk customers.

Conducted investigations to address any irregularities and make recommendations as to whether additional action is warranted, including the filing of Unusual Activity Reports.

Reviewed customer documentation including KYC information to cross-reference with account activity to reassign accurate risk level to the specific accounts held in the customer's name.

Ensure implementation of AML procedures are strictly adhered to and in conformity to regulations and compliance Standards

Analyzed compliance monitoring reports and other related source documents for suspicious and unusual patterns of activity.

Performed daily/bi-weekly OFAC and checked against customer database.

Performed other duties as assigned.

First Bank of Nigeria, Anambra, Nigeria July 2013 – August 2015

AML/KYC compliance

Opening account of new account for customers and relationship management of the existing accounts, while ensuring that the policy of KYC was not compromised.

Resolved customer issues either directly or by escalation to the appropriate unit.

Ensured all required documentation for account opening, as required by the Bank’s AML/KYC/EDD procedures was received and imaged.

Manage the Bank’s BSA/AML client due diligence process from an Operational Risk perspective.

Performed client risk assessment and Enhanced Due Diligence (EDD) on high-risk prospects and existing clients.

Perform internal audit on management systems.

Developed and maintained records of EDD investigations and recommendations given to the business portfolio.

Reviewed and amended applicable policies, procedures, and processes within the unit relevant to EDD and financial crime client risk and assessment.

Performs various forms of analysis, including detecting patterns and identifying trends.

Conducts due diligence and recommends appropriate risk-based business actions to be taken concerning customer relations on-boarding or ongoing monitoring.

Performed customer relationship reviews based on new account opening, higher risk attributes, and/or other relationships identified

Education

I.M.T. University August 2006

BSc. Computer Science

Professional Certification

Certified Anti Money Laundering Specialist (CAMS) 2023

Quality Management System (Internal Auditor; QMS ISO 9001:2015)

Oracle Database Associate (OCA)

Oracle Database SQL Expert (SQL)

Project Management (PRINCE 2 Foundation)

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