Mae Segal

SR PROCESSOR

Hicksville, NY *****

advaj7@r.postjobfree.com

516-***-****

Authorized to work in the US for any employer

LOS worked with

Encompass

Calyx

DU/LP

DocuSign

Excel Microsoft

Microsoft

FHA CONNECTION

UCS OR CREDIT PLUS

I CAN PRICE IF NEEDED

CRM

Work Experience

Loan Processor

national student debt forgiveness center - Hauppauge, NY June 2022 to November 2022

my everyday tasks include:

scrubbing files

emailing a welcome letter to the clients requesting the items needed. I work with outlook to retrieve my Email and I would then go over each email and answer the client's concerns.

I workday by day with the Consultant, answering their questions and giving them the answers that they need, the website we would use was CRM, a very simple site. I would pull Excel reports every day and work on them, once a week I would review our pipeline and I would check to see which loan is approved or is missing an item which I would then communicate with the client.

this jog was purely Customer service that I enjoyed well the reason I am no longer there it wasn't the right fit Sr. Mortgage Loan Processor SILVER LINING FUNDING

Ronkonkoma, NY September 2021 to Present

I work at a Broker's office, we DU/LP if needed, I work with the credit bureaus ordering supplements, filling out the Consumer Explanation letter, updating credit when needed.

2. I review loans that are NON-QM, Conventional, FHA Loans, Purchases, Refinance Loans Etc...

3. I work directly with the clients, Banks, uw, closers, lock desk

4. I review Approvals and work on the conditions in a very timely fashion

5. I am very Detailed, I review all income, including IRA-Pensions,401k, Social Security 1040's,1165,1120, schedule C and E, K1 Award letter, 12- or 24-months Bank statements for a SelfEmployed clients.

6. each lender has an Account Executive that I work with very closely.

7. I review title, I review all to make sure there aren't any open mtg on Schedule B, I look to see if there are judgements, ECB and I clear them by getting a signature on an affidavit at closing. if the judgements are the borrower, I ask for them to pay it so we can clear the title.

8. I also review the taxes, Survey if needed, the Deed making sure that the right clients are on the Deed. I search Acris if I need any documentation that I may need, if the loan is in the five boroughs.

9. I review Contracts, with Detail making sure everything matches,

Appraisals especially if it's an FHA and the appraisal came back "subject to" I look at the addendum and email the repairs to all parties.

10. as for Appraisals i know how to order all kinds depends on the property. also, I check up on the appraisals if it took too long to receive. 11. in my company we must provide the settlement agent with the following so the loan can close, or I will be issued a Pre CD. 12. once the loan is clear, I Email all parties, and I set up the closing date on the lender site. 13. I am a multitasker, I don't Stress easily, I am focused, and I love this industry

11. in my company we must provide the settlement agent with the following so the loan can close, or I will be issued a Pre CD. 12. once the loan is clear, I Email all parties, and I set up the closing date on the lender site. 13. I am a multitasker, I don't Stress easily, I am focused, and I love this industry

Lauren Bailey

June 2021-present

Drafting Deeds

Sending Deeds to County to get Recorded

Looking up Parcel# on Data Tree/Mymap

Submitting Deeds on CSC to be recorded Electronically.

Reading Titles

Setting up closing dates if its Remote or in person

Getting Deeds Notarized

Working with the counties regarding forms and Fees

Detail oriented with paperwork, Proof reading.

Reading Contracts, Will’s, Death Certificates

Wolters Kluwer Lien Solutions. /Motor vehicle

Feb 3rd, 2020-March 29, 2021

Customer Service Lien Solutions.

• I was responsible for

Lien Adds

Ordering Duplicate Titles

Reviewing orders, scrubbing paperwork

Speaking with the Jurisdiction of every state regard Regulations

Reviewing Estimates

filling out forms for every state regarding Lien adds and Duplicate orders

Speaking with every client via email or telephone.

Requesting checks for every order

Every order was different some was a two-step order meaning some states with allow you to order a Duplicate and a lien add in one step while others you must order one at a time. General Electric Schenectady -NY

Contract Position

September 30th-December 23, 2019

Pension Analyst-People Operations

Auditing Early Pension Docs.

Working on the following systems:

Peoplesoft-updating the Birth date,updating address, Divorce/Single. Divorce Decrees, Notories. Clearing paperwork that were needed. PeopleSoft has many diferent Tabs that allows you to update the Employee’s present situation or future requests. There are many Events that we need to follow which tell us what is needed in order for us to complete the process of a file.) for example 230 means that something needs to be updated or there is document missing,1100 means that a spousel consent is needed etc..

Service Cloud- allows me to share Documents with my Coworkers.

ImageSilo- is where all the past to present paperwork ends up.

KTA-Work Querys is where all the documents show up when the client uploads into the system, conversation log is updated everytime a new activity comes in. And once we have all docs we run it through an approval and send the file to Audit to finish up the process. Loan Officer Assistant

Movement Mortgage - Latham, NY

November 2017 to February 2019

Latham NY- November 2017-February 2019

• Scrub files

• Review credit docs

• Calculate income such as 1040's, W2, pay stubs, Social Security, Pension, Self Employed.

• Review assets, Liquid, and investments.

• Submit loans to DU/LP

• Updated One Note daily.

• Order Appraisals, Titles, Initial Disclosures

• Communicate with the client regarding the items missing initially to the commitment and through all the process of the Mortgage.

Sr. Processor

Atlantic Home Loans - Parsippany, NJ

March 2017 to October 2017

Parsippany NJ

• Review docs for new file

• Send out a welcome letter

• Also, wet sign disclosures, such as 4506, NJ addendum, borrower auth credit auth, FHA Amendatory clause, privacy

• policy, SSA. Fill out an income worksheet, and asset worksheet

• Calculate income, such as self-employed, all schedules.

• Calculate Schedule E, Schedule C, 1065, 1120 etc.

• Once the initial disclosures arrive the appraisal is ordered. The intent to proceed is entered in the system (encompass

• 360)

• Once the appraisal comes, I submit to the Underwriter with all the necessary docs.

• Assets, income, 1040's, DU findings/LP, contracts.

• Familiar with DU, LP, CONV FHA, FHA streamline, Refinance, Purchases, condo's

• Coop, 1-4 fam. Investments, 203k

Mortgage Loan Processor

New Jersey Mortgage - Cranford, NJ

June 2016 to February 2017

WORK EXPERIENCE

• Process frontline conventional and FHA loans

• Experience with FANNIE MAE/DU and FREDDIE MAC/LP

• Reviewed docs such as bank statements, income docs including w2, paystubs, 1040's which

• Includes the following Schedules for Self-Employed client, S corps, 1120's, K1, and Schedule E. Also Review the pension and SS.

• Review titles

• Work with clients to assist them in each way

• Worked directly with the UW and management of loans need to be pushed and cleared

• Properties, 1-4, Condo, co-op,

• Prepare docs right away

• Obtain the HOA MASTER POLICY, CONDO QUESTIONNAIRE, HO6.

• Familiar with TRID requirements.

Mortgage Processor

United Mortgage Corp - Melville, NY

August 2012 to April 2016

• Process frontline conventional, FHA and VA loans

• Experience with FANNIE MAE/DU and FREDDIE MAC/LP

• Reviewed docs such as bank statements, income docs including w2, paystubs, 1040'swhich

• Includes the following schedules for SE client, S Corp, 1120's, K1, schedule E. Also

• Review the pension and SS, and the URE.

• Review titles

• Assisted loan officers with the retail and broker side to ensure that compliance was in order.

• Work with clients to assist them in each way

• Worked directly with the UW and management of loans need to be pushed and cleared

• Properties, 1-4, condo, co-op, PUDS

• Obtain the HOA MASTER POLICY, CONDO QUESTIONNAIRE, HO6.

• Familiar with TRID requirements.

• Mortgage World - Astoria, NY September 2011 to July 2012 Mortgage Processor

• Process Frontline Conventional, FHA and VA Mortgage loans

• Experience with BYTE, ENCOMPASS, CALYX POINT.

• Experience with FANNIE MAE/DU and FREDDIE MAC/LP

• Reviewed docs such as bank accounts, income docs including w2, 1099, 1040's, pay stubs,

• All 1040 schedules, especially for a self-Employed, or a renter. Also reviewed pension and

• Social security.

• FHA CONNECTIONS, log in the appraisal

• Properties, 1-4, Condo, Co-op, PUDS on PUDS, CONDO, CO-OP

• Obtain HOA MASTER POLICY, CONDO QUESTIONNAIRE, HO6 20* of value.

• Review titles

• Assisted loan officers with the retail and broker side to ensure that compliance was in order.

• Work with brokers to assist them in each way

• Worked directly with the UW and management of loans need to be pushed and cleared

• Systems/ Encompass 360, PCL, Cylix

customer service (10+ years), Detail oriented (10+ years), Receptionist (4 years), Retail sales (Less than 1 year),Team player (10+ years), Data Entry, Excel, detailed oriented (10+ years), Outlook, Sales

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