DOUGLAS L. SILVA

**** ******** ***, *******, ***** 78504 - 281-***-**** - adv66v@r.postjobfree.com

Work Experience

**/**** – Current RIO BANK McALLEN, TX

Senior Vice President – Commercial Loan Officer

Constantly developing new commercial banking business prospects in accordance with established business development plan; Retaining and deepening existing customer relationships by providing excellent customer service and developing effective individual business plans; Handled individual to complex corporate loans and financing. Directly working with the CEO, President, Chief Lending Officer and Chief Operating Officer to provide the Bank with the infrastructure to lead the design, development, and rollout of technological solutions that support a global working model for commercial and retail/consumer banking. Developing automation and streamlined methods for manual systems to improve efficiencies along with the ability to operate in new geographical locations while minimizing overhead. Revamped and updated virtually all bank policies to increase efficiency and production. 07/2019 – 07/2020 POLLUX CASTOR MARKETING & PRODUCTION EDINBURG, TX Chief Operating Officer

Worked conjointly with the Chief Executive Officer and President to develop, execute and maintain corporate strategic initiatives for complex organizations, cities, and government entities. 06/2009 – 07/2019 LONE STAR NATIONAL BANK McALLEN, TX Business Relationship Manager II – Vice President NMLS: 1086849

Evaluates financial strength, adequacy of cash flow coverage, the probability of full repayment and determination if collateral or a guarantor is needed to adequately secure lending position desired.

Analyze current and proposed banking relationship risk using 3-tier system (repayment capacity, loan performance and collateral position) while maintaining a $52+ million-dollar portfolio.

Manage Directors Loan Committee and Executive Loan Committee

Selected to participate in the Bank’s first due diligence acquisition in San Antonio, Texas with the President, CEO, CCO and CRO

Previous Employers WACHOVIA SECURITIES CYPRESS, TX Assistant to Financial Advisor/Vice President for Investments THE FINISH LINE, INC. HOUSTON & KATY, TX

Assistant Manager

ST. MARY’S UNIVERSITY SAN ANTONIO, TX

Public Peer and Private Accounting Tutor

General Accounting Clerk

Skills / Organizations

Computer Operating System: Microsoft Windows 10, 8, 7, ME, Vista, XP, 2000, 1998, iOS

Software/Network: Microsoft Office, Silverlake Browser Interface, Synergy, CARS Database, Odyssey Database, Adobe Photoshop, Data Advantage, Sales Force, nCino, MortgageBot, Encompass, Argo

Organizations: VAMOS Scholarship Mentor. Leadership McAllen, Class XXXIII, St. Mary’s Alumni Association RGV- President, Sigma Phi Epsilon AVC - President, United Way Executive Education

2020-2021 University of Texas – Rio Grande Valley EDINBURG, TX Masters of Business Administration – Robert C. Vackar College of Business and Entrepreneurship 2018-2020 South West Graduate School of Business - SMU DALLAS, TX SWGSB Southern Methodist University – Cox School of Business

1st Place 2019 – High Honors, Class LXI

2005-2009 ST. MARY’S UNIVERSITY SAN ANTONIO, TX

Bachelor of Business Administration – Bill Greehey School of Business

Corporate Financial Management

Financial Services/Risk Management