Virginia Davis

CA & TX LICENSED Insurance Agent LHA, BUSINESS BROKING & Consulting, Property

Management, Leasing Consultant, Real Estate, Marketing, Financial, Legal Contracts & Admin work

Rancho Cucamonga, CA 91730

aduzo9@r.postjobfree.com

+1-909-***-****

A diligent, committed, passionate person that enjoys working with people and numbers. Expertise in Business Broking, Marketing, Management, Insurance Sales and Services, Property & Leasing Management, Financial, Legal contracts and admin, Excellent customer service, transparency, problem solver with attention to detail. Leadership qualities, active listening, creativity, dependability, critical thinking, empathy, urgency, positive mindset and team player. A lover of Justice & fairness. EXCELLENCE is a way of life!

Authorized to work in the US for any employer

Work Experience

Licensed Insurance Agent

Senior Life Insurance Agent - Rancho Cucamonga, CA December 2022 to Present

The Reason i love Senior life is all the boxes were ticked with regards to the way they do business. The flow of underwriting is so fast & efficient. We have our own lead system from TV Response Ads, Live Calls, Online Quotes. We sell a product that is needed, Final Expense . Everyone needs Funeral cover . We payout within 24 hours.

We also insure clients with health conditions such as Cancer, Diabetes, COPD etc even clients in prison.

I am not a captive agent and allowed to sell other LIFE products too, Licensed Insurance Agent

American Income Life - Rancho Cucamonga, CA

March 2022 to November 2022

My First Insurance Agent JOB in the USA - Union based Company protecting blue collar workers and their families

I loved the training and people at American income Life. Positive and Tenacious Agents. i Learnt much about the culture of the American people and the mindset to insurance. More an education process first and bringing the value before protecting the client. I did not want to be a CAPTIVE AGENT.

The lead system was a problem - Recycled leads.

Case manager for Trust Road Accident Fund South Africa ABSA South Africa - Johannesburg, Gauteng

February 2021 to February 2022

In February 2021 I was appointed as Case Manager of JT Go vender Trust Road Accident Fund Management

Bank Account management

Insurance

Budgets

Debit orders

Liaising with Trust fund Managers

Making appointments with Dr Specialists

Ombudsman

claims

online at nights between 11pm and 3am in the morning USA time 8am to 1pm South African time

Franchise Owner/Operator

ALDES business Brokers SA - South Africa

March 2003 to January 2021

Business Owner of a Franchise Firm Selling Businesses. ALDES is a business broking franchise that buys and sells businesses in all major sectors such as engineering works, industrial, agriculture, coffee shops, restaurants, liquor stores, manufacturing and the like.

ALDES uses modern technology with a web base data system and online daily communication with Head office, fellow brokers, buyers and sellers.

My Franchise sold the most businesses per year and TOP Branch for 5 years in succession . PEOPLE DO BUSINESS WITH PEOPLE.

TARGETS AND ACHIEVEMENTS

4 Business listed and mandated per day

Meet and discuss with Business Owners

Mandated business are written, edited, signed, valued . Uploaded on the system with photos, reports on the history and profits of the business. Accuracy is key

Confidentiality is prime .

Selling price is negotiated according to the Net Profit of the Business. Sellers information is highly confidential.

Work with approved buyers only .

CLOSING DEALS INVOLVES

Working with Buyers and Sellers.

Remaining unbiased yet firm in order to close the deal. Price negotiation, approval of funding, hand overs and stock controls . To successfully hand over a business a process is involved. This includes working with different business institutions, the Law and the Municipality . WORKING WITH :

Attorneys /drafting sales contracts.

The local municipality for issuing of business licenses, liquor license and health certification on premises . Landlords for issuing of lease agreements .

Foreign national business owners to obtain legal documentation from home affairs . Estate Agency Affairs Board to register new business companies for new owners Police dept, Health and safety & Fire Dept

Short term insurance firms to insure business assets and motor vehicles Accountants and Auditors for financials on business Business Chamber of Commerce, networking purposes and training Action Coach / approved training for new business owners Local Newspaper to advertise my listed businesses for sale Banking Institutions to open new bank accounts for clients. Insurance Sales Agent and Portfolio Admin

OLD MUTUAL INSURANCE COMPANY SOUTH AFRICA - SOUTH AFRICA January 1993 to February 2003

OLD MUTUAL is MOTHER MUTUAL

A certain friend in uncertain times

The foundation of my corporate skills, leadership, compassion, understanding, listening, team player, empathy, customer service, problem solving, soft skills, commitment, loyalty, integrity, finish what you start motto, positive mindset, knowledge is power attitude, addressing the needs of our clients is key in and ever-changing world .

WORK DESCRIPTION

Insurance portfolio assistant to a Sales Agent / Broker / General office Providing a service to independent Brokers licensed to sell various insurance brands and products. Working with Farmers and speaking Afrikaans

The Intermediary or Agent would visit the brokers daily/ weekly or They would visit the office and discuss with me.

Discussion of new and existing products Life, Health, Funeral, children, Medical etc. Answer technical issues or liaise replies from underwriters in respect to health loadings and dangerous occupations.

Bank closings for urgent and priority cases.

OFFICE MANAGEMENT

Filing of client information and case follow up

Daily Feedback to Consultant and Broker

Telephone feedback, reception, front office

Data capture, underwriting for medical requirements, Calling for appointments with Drs, collecting of Medical reports, special post to head office Daily checking on submitted cases and providing feedback to Brokers. Accuracy is key .

Honesty and transparency is non negotiable

New applications or policy changes are verified in the office FICA laws and requirements are verified

Banking accounts and debit orders / stop orders are verified EXISTING CLAIMS

Processing of loans on policies, surrenders, investments, early retirements Submission of disability claims, critical illness and death. Funeral benefit payments to approved beneficiaries Retirement payouts

Working with Income Revenue services

ACHIEVEMENTS

Quarterly and yearly awards for best portfolio and admin assistant. 10 yrs in a row Yearly awards for TOP consultant team 10 yrs in a row TOP Broker awards

TOP Branch awards

Education

Business Owner, Business Broking, Real Estate,College and Dip. SCHOOL of marketing management. in Business Broking, Property,Marketing, Insurance, Accountancy, Business Chamber of Commerce

ALDES BUSINESS BROKERS SOUTH AFRICA - SOUTH AFRICA January 1993 to January 2019

Master of Finance in Business. Property . Marketing. Insurance. Accounting . Real Estate. Commerce

Nirvana High School, South Africa. DAMELIN College . Real Estate. INSTITUTE of Marketing Management - SOUTH AFRICA

Skills

• Microsoft Office, Excel, Powerpoint, Online systems . Fast learner to technology (10+ years)

• Office Experience

• Administrative Experience

• Customer Service

• Microsoft Office

• Insurance Sales

• Marketing

• Accounts Payable

• Financial Report Writing

• Journal Entries

• Management

• Office Management

• Budgeting

• General Ledger Accounting

• Microsoft Excel

• Business Consulting

• Account Reconciliation

• Bank Reconciliation

• Financial Statement Preparation

• Balance Sheet Reconciliation

• Property management

• Bookkeeping

• Negotiation

• Sales administration

• Analysis skills

Certifications and Licenses

Estate Agencys Affairs Board South Africa

2019 to 2020

This license must be renewed yearly. It is governed by legislation. Cannot earn commission without license.

Firm license and my personal.

Maxmind (Pty) Ltd trading as Aldes Business Brokers Business license, Marketing, Legal Aspects

Present

Additional Information

ENTREPENEUR & Leadership Qualities. Adaptable, problem solving, team work, active listening, critical thinking, calm and in control of my emotions and situations .

I sold my business in January 2019 due to immigrating to USA. Entered USA on the 17th April 2019 and received my Green card in October 2019.

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