C 732-***-**** Email adux9x@r.postjobfree.com

SK Samantha Kurland

Manalapan, NJ 07726 P 732-***-**** E adux9x@r.postjobfree.com SUMMARY: Mortgage professional with over 25 years of experience in making the mortgage process as smooth as possible. Looking to positively contribute to the underwriting staff. WORK HISTORY: Conventional/DE Underwriter 10/2021-Currently on Furlough New Jersey Lenders Corp – Little Falls, NJ

Maintain daily underwriting queue based on production volume of new loan assignments and resubmissions.

Provide status updates to all departments as needed

Work with processing/sales teams to obtain any items needed to decision or clear files.

Remain current with all guideline/los system updates

Fannie Mae/Freddie Mac/Multiple Investors based on loan delivery

Conventional Residential Underwriter 09/2015-10/2021 Manasquan Bank – Wall, NJ

Maintain daily underwriting queue

Main products Conventional, Portfolio, Jumbo, Home Equity

Assist to structure files; train processors and loan officers

Provide status updates to all departments

Work with management team for exception approvals Conventional/DE Underwriter 02/2015-09/2015

Greenway Mortgage – Middletown, NJ

Maintain daily loan assignments/applicable turn times

Assist in loan restructure and updates throughout loan process with all departments

C 732-***-**** Email adux9x@r.postjobfree.com

CONVENTIONAL/DE UNDERWRITER 07/2014-02/2015

HOMEBRIDGE FINANCIAL SERVICES - HACKENSACK, NJ

Maintain applicable turn time for Conventional/FHA/USDA Loan assignments.

Remain current on all applicable investor guidelines

Request Condo Waivers from Fannie Mae as needed.

Communicate with all applicable file contacts.

CONVENTIONAL/DE UNDERWRITER 1/2010-7/2014

FIRST CHOICE BANK, MORGANVILE, NJ

Manage pipeline and applicable guideline updates for Conventional/FHA files

Provide status and communication to file contacts to meet closing deadlines.

Familiar with multiple investor guidelines as well as Fannie/Freddie/HUD. Condo Approvals-Paperless with Encompass.

RESIDENTIAL LOAN OFFICER 4/2008-1/2010

AMBOY BANK, OLD BRIDGE, NJ

Responsible to receive calls from existing and new client base. Met with clients by appointment and walk in basis while maintaining call center.

Qualified borrowers and obtain required documentation prior to submitting files.

Main products Conventional Loans, Reverse Mortgages, & Home Equity Products.

Assisted other departments sending mortgages for county recordings.

Dealt with many aspects of customer service regarding questions on accounts and amortization schedules

C 732-***-**** Email adux9x@r.postjobfree.com

MORTGAGE PROCESSOR/PROCESSING MANAGER/CONVENTIONAL UNDERWRITER

FINANCIAL RESOURCES -MORGANVILLE, NJ 11/1998-4/2008

Mortgage Processor Conventional/FHA Loans.

Processing Manager, Trained many employees, covered a web based lead source as processor/loan officer

combination. Assisted in software testing.

Calyx Point/Encompass

Remain current with all investor guidelines/overlays

2004-2008 Underwriting Conventional loans.

SKILLS

I take pride in my work and strive to always do my best.

Strong knowledge of the importance of urgency while maintaining the integrity of a mortgage file; and the need to carefully ensure all product guidelines are met.

Well versed in automated systems. I work well with others and communicate openly.

EDUCATION: ATTENDED BROOKDALE COMMUNITY COLLEGE, MUSIC MAJOR 1996-1998