RESUME FOR:

PAUL R. GRABSTANOWICZ

**** *********** **

South Branch, MI 48761

989-***-**** (Michigan Home)

630-***-**** (cell)

IOSCO COUNTY SHERIFF’S DEPARTMENT

November 2022 – Present

Deputy / Courthouse guard

SOUTH BRANCH FIRE DEPARTMENT

July 2015- Present

Fire fighter / MFR

ENVOY MORTGAGE

September 2015 – November 2022

Smart Desk Manager

Duties include responding to questions concerning Products such as VA,USDA, FHA, Conforming and Jumbo. Integral part of the guideline settings, compliance resolution and automation functions. Requires knowledge of all products, compliance and mortgage process.

May 2014 – September, 2015

Total Mortgage Services

Scenario Desk Specialist

Duties include reviewing scenarios with the A/E’s and Loan Originators. Offering solutions to guidelines and compliance issues. In addition, working with the secondary market team in resolving saleable issues.

2010- 2014

Mortgage Services III, LLC

Vice President of Training

Duties include training of our wholesale and correspondent customers on our products, and the use of our website. Writing courses for our product lines as well as creating custom presentations as the Account Executives and their customer’s needs. Most training is done in office with substantial travel as well as webinars if needed.

2009 – 2010

Integra Mortgage

Director of Operations

Hired back office personnel as well as ran the day to day operations of the mortgage banking operation. Trained new Loan Originators on compliance, products and operation flow. Over saw processing and underwriting functions

1998 – 2015

Elite National Training, Inc.

President

Owner and operator of a training, compliance, and auditing company for mortgage brokers, lenders, wholesalers and credit unions. Daily activity includes: writing of courses and seminars; training and compliance throughout the country. Training includes NAMB approved courses, auditing of files for State, Federal and FHA compliance. Nationwide speaker for the Carpenter Speakers Bureau (California).

1998 – 2009

Illinois Assoc. of Mortgage Brokers Education Foundation

Executive Officer

Schedule all education events for the IL Association of Mortgage Brokers. Lead instructor on all courses. Schedule instructors for courses, train new instructors, watch budget items, including income and expenses. Assist the Executive Director of the IL Assoc. of Mortgage Brokers. Perform other tasks as directed by the Board of Directors. Currently the director of HUD counseling for Reverse mortgages, first time home buyers and loss mitigation.

1994-1998

Grants Square Financial Services

President and COO

Ran the day-to-day operations of a non- conforming wholesale company. Hired, trained, and reviewed staff. Prepared reports for Board of Directors, including budget analysis, lending guidelines, servicing reports, collection and delinquency reviews. Member of the Commercial Lending team.

1990-1994

Econ Mortgage Services

Executive Vice President – Corporate

Vice President – Wholesale Operations

Sales Manager

Loan Officer

ACCOMPLISHMENTS

NAMB Master Certified instructor – current

Certified Residential Mortgage Specialist – current

Iowa Mortgage Association – Industry Partners Award – 2005

IL Association of Mortgage Brokers President’s Award – 2004

National Association of Mortgage Brokers Education Foundation Presidents Award – 1998

IL Assoc. of Mortgage Brokers Award of Excellence in Education – 1994

Missouri Assoc. of Mortgage Brokers Educator of the Year – 2000, 2001, 2002

NAMB course review and subject matter expert

Author of “Mortgage for Beginners” (copyright pending)

Author of “Processing for Beginners” (copyright pending)

Author of “Mortgage One” an IL Assoc. of Mortgage Brokers course

Author of the NAMB Sub Prime courses – Beginners and Advanced

Author and Designer of the On-line courses for the State of Illinois Assoc. of Mortgage Brokers

Co-author of the Residential Mortgage Lending School

Author of FHA for Beginners and Processors

Certified Instructor for Freddie Mac

Certified Instructor for Calyx

Certified Instructor for G.E. Mortgage Insurance

Certified HUD Counselor

Certified Loss Mitigation Specialist for Neighborhood Works©

Instructor for CUNA

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