Saundra Smith, Sr. Funder

Brentwood, CA ***** 408-***-**** aduvws@r.postjobfree.com

CAREER OBJECTIVE

To obtain a challenging position with a progressive institution, which will allow utilization of my current skill set, as well as provide further career growth opportunities.

QUALIFICATIONS

32+ years of financial analysis experience

Excellent verbal / written communication skills

Proven record of analytical accuracy pertaining to financial budgeting and balancing

Self-manageable, maintaining efficient productivity while working under strict time constraints

Proven record of accomplishment in customer service, multi-tasking, and troubleshooting

Advanced knowledge of financial loan process, wire transfers, and collateral review

Organized and detail oriented

Knowledgeable of government regulated Privacy / Confidentiality Regulations

Advanced administrative and PC skills, including MS Office Suite (including Word, Outlook, and Excel)

Ample years of new employee training, while keeping up with ever-changing guidelines, policies, and procedures

PROFESSIONAL EXPERIENCE

Chicago Title Company, Brentwood CA 05-2019- Present

Provident Bank, Pleasanton, CA 10/2009 – 11/2018

Pinnacle Capital Mortgage, Concord, CA 1/2009 - 8/2009

JP Morgan Chase, San Ramon, CA 8/2007 - 12/2008

On Call Employee Solutions, Concord, CA 1/2006 - 8/2007

*Escrow Assistant:

Maintaing files, creating correspondence and organizing paperwork, opening up escrows, taking deposits and funds to close, reviewing funding pkgs and balancing with the Lender, Ordering Hazard Ins, Payoffs, HOA. Closing out the files once they funded.

*Funder:

Maintain production levels with top 5% of the department during periods of peak volumes

Establishes and maintains broker and escrow / branch relationships, while guaranteeing timely customer service

Conducts detailed financial analysis of loan terms and required collateral, and compiles summary of financial requirements / consults with underwriter, processor, and broker regarding loan perameters

Analytical review of all applicable contracts and reports, while verifying reported findings of appraisals

Responsible for coordination, compilation, and distribution of outgoing wired funds to applicable financial institutions

Review of underwriting / funding conditions, and verification / review of all required zoning certificates

Review signed documents for accuracy, signed off on final conditions received, prepared loans for funding

Tracks communication and documentation received to ensure all requirements and objectives are met

Proactively works to rectify loan deficiencies when applicable

Document drawing / Funding for FHA, VA, Conventional, Correspondent, and CalFHA loans

Manages pipeline and rate expiration reports, and communicates with all parties to prevent addition fees, if possible

Meets commitment dates for shipping closed loans to corporate office or servicing / investment companies

References available upon request

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