Loan Processor Officer

Patricia Hoy (Trish) 435-***-**** adur8q@r.postjobfree.com York, PA 17402

Proven communications and customer service and organizational skills. Able to counsel customers, their dependents, and their beneficiaries regarding the benefits, options and decisions needed to provide excellent service and obtain their desired results. Able to explain the types of documents necessary to facilitate timely processing, provides assistance in obtaining and completing documents and forms accurately. Able to explain decisions and reasons effectively communicating the organizations information both orally and in writing to the customers. Prepares case files, research and actions to facilitate next level of staffing to proceed without error or delay.

Work Experience:

• Loan Processor, Citywide Homeloans. October 2022- current. Process loans from disclosures through funding. Work with borrowers, sales and underwriting.

• Loan Processor, Supreme Lending. April 2021- September 2022. Region was closed. Process loans from disclosures through funding. Work with borrowers, sales and underwriting.

• Loan Officer, Homebridge Financial. January 2020-April 2021. Worked closely with real estate agents for referral partnerships. Take applications for purchases and refinances, work with processers for conditions, stay in contact with borrowers and agents managing expectations. Manage pipeline.

• Loan officer, Hometown Lenders October 2019-January 2020. Started purchase files from application. Worked closely with agents to build referral partnerships.

• Loan officer, United Security Financial December 2018-October 2019. Called on portfolio leads, set loans up for either FHA or VA IRRRL’s. Helped processers obtain conditions as they accrued. • Loan Processor/LOA. Intercap Lending. August 2018-October 2018. Processed loans from application through funding. Analyzed credit, income, appraisals, title work and assets.

• Loan Processor. City Creek Mortgage. September 2017-August 2018. Processed loans from initial underwriting approval through funding. Analyzed credit, income, appraisals, title work and assets.

• Senior Loan Officers Assistant/Processor, United Security Financial. February 2016- September 2017: Obtains all documents for loan applications. Sets up all new loan files which requires research of credit reports and income and asset analysis. Monitors all accounts and loan progression. Updates clients on weekly basis, while assisting processing with obtaining information and documents. Manages work loading for senior loan officer and team. Processed full doc loans from application to funding.

• Senior Sales Assistant, Low VA Rates. September 2015-February 2016: Obtained and processed all documents for loan applications. Monitored all accounts and loan progress. Facilitated communications between clients and organization from inception to implementation of loans and follow up services. Maintained work loading for loan officers and support team.

Education:

Utah State University, Political Science, 2010-2012. 36 hours completed. Taylor Andrews Academy of Hair Design. 2007 – 2009

References:

• Charles Giscombe, Mortgage Broker, 702-***-****

• Billy Beach, Mortgage Loan Officer, 823-***-****

• Robert Barker, Real Estate Agent, 717-***-****

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