Fuad Othman Al-Kalabani

FINANCE & BANKING PROFESSIONAL REAL ESTATE & PROPERTY MANAGEMENT

+962-*********; aduqax@r.postjobfree.com; (Amman-Jordan)

Gender: Male Birth: 1972

Professional Summary:

Dynamic, enterprising, and results-oriented Financial and Banking professional offering more than 25 years of experience and rich exposure to real estate, property management, and valuation. Accomplished in managing a matrix of real property assets, oftentimes achieving and exceeding company expectations. Proven ability to create value through the repositioning, rehabilitation, and marketing of underperforming properties. Successfully sustain industry best practices. Skilled in identifying and capturing market opportunities that accelerated expansion, increased revenues, and improved profit contribution. Experienced negotiator recognized for leveraging all perspectives of the transaction, driving down costs, and delivering desired results and a positive return on investment. Excellent trainer and facilitator of courses related to financial and property management. Bilingual, fluent in Arabic and English.

PROFESSIONAL QUALIFICATIONS, KNOWLEDGE, SKILLS, AND ABILITIES:

-A self-directed individual with proven superior organizational, analytical, problem-solving, and management skills; effectively manages time, prioritizes tasks, and organizes projects to maximize revenue.

-Solid background in marketing, structuring investor equity, financing, and preparing economic models for initial investment, project budgeting, and ongoing buy-sell-hold analysis.

-Exceptional interpersonal and communication skills-backed by solid business and people acumen-facilitating effective interaction with individuals at all levels.

-Strong ideation and team leadership attitude that motivates team members in achieving or exceeding the goal. Thrives in a challenging, fast-paced environment to deliver breakthrough results.

-Outstanding work ethic and commitment to organizational objectives within a highly competitive and rapidly changing marketplace.

EXPERTISE:

• Property Management • Real Estate Valuation • Feasibility Studies

• Financial Statement Analysis • Capital Budgeting • Team Building & Leadership

• Sales & Marketing • Negotiation • Risk & Financial Management

• Report Preparation & Presentation • Training & Development • Continuous Learning/Improvement

WORK EXPERIENCE:

Mar 2021 – Present Self Employed

Professional Trainer (Free Lancer) in Baning & Financial issues and property management topics.

Dec 2018 – Mar 2021 Efficiency for E-Management and Consultations Co., Amman, Jordan

Training Operations Developer /Professional Trainer (Free Lancer) in Financial issues and property management topics

Monitor and evaluate training programs, processes and workflows for quality and effectiveness; make recommendations for improvement.

Manage instructor schedules, coordinate class starts at multiple locations, and manage training equipment and materials including interaction with vendors.

Design and prepare educational aids and materials.

Assess instructional effectiveness and summarize evaluation reports determining the impact of training and how it affects KPIs.

Maintain updated curriculum database and training records.

Conduct regular evaluations to identify areas for improvement in program offerings.

Deliver multiple training courses in Financial issues and Property Management topics.

Training Courses Delivered: Feasibility Studies for Real Estate projects, Feasibility Studies, Credit and Foreclosed Assets Management, Successful Cost Management – Reduction & Control, Real Estate Investment, and Valuation, Accounting for Non-Accountants, Advanced Financial Analysis, Fundamentals of Risk Management & Derivatives, Capital Budgeting, Financial Statement Analysis, Credit Control & Collection Risk Management, Advanced FX Options, and Structured Products, Capital Projects Evaluation, Finance for Non-Finance, Challenges in Advanced Management Accounting, Property Management, Credit Analysis, Financial Risk Management, Latest Methods in Internal Auditing and Internal Control, Budging and Financial Forecasting.

Delivered several training sessions in Jordan and Gulf Region.

1993 – Feb 2018 Arab Bank PLC, Amman, Jordan

Property Management Head – Real Estate and Construction Management (RCM) Div. (Apr 2007 - Feb 2018)

Managed department tasks and set plans for improving policies and procedures.

Supervised staff within the property unit.

Developed the department annual budget based on the function's requirements.

Managed Arab Bank Real estate portfolio: Assessment, legal & regulatory clearance, marketing, negotiating, and resale of repossessed or otherwise undesirable bank real estate property to achieve maximum profits from real estate sales.

Participated with the insurance department at Arab Bank in identifying the sources of risk and the required insurance policies and discussing their conditions.

Negotiated insurance terms regarding Arab Bank’s properties.

Managed rental and/or purchase contract negotiations/reviews, and ensure the best acquisition value for the Bank's property.

Supervised and managed renovations projects and construction for the new buildings (Administrative or branches) to ensure timely delivery and the high quality within the budget approved for the project.

Conducted feasibility studies related to property management.

Approved all properties’ valuation reports related to mortgage loans granted by the Arab Bank and conducted by external real estate evaluators.

Conducted periodic valuation of the Bank's property portfolio and issue periodic reports highlighting significant changes in valuation.

Validated and ensured timely execution of payments of rental & leases of real estate, projects’ payments for the contractors, Maintenance contracts and other obligations, overtime, etc….

Followed-up on the collection of rented space to external parties.

Initiated the Facility Management project at Arab bank (Maintenance and buildings management software).

Achievement(s):

Honored with a Certificate of Performance Excellence presented by the Chairman/CEO of Arab Bank in 2007.

Apr 2014 – Nov 2014 Arab Bank PLC, Sana’a, Yemen

Financial Controller (Temporary Assignment)

Oversee all bank accounts and investments

Create monthly and annual reports to identify results, trends, and financial forecasts

Manage cash flow by tracking transactions and regularly reviewing internal reports

Supervise and manage financial department staff, including accountants and financial assistants

Motivate and lead finance team members by clarifying roles and providing helpful feedback

Ensure that all financial transactions are properly recorded, filed, and reported

Implement financial reporting systems to comply with government regulations and legislation

Collaborate with auditing services to ensure proper compliance with all regulations

Develop budgets and financial plans for the bank

Review all financial plans and budgets regularly to look for cost reduction opportunities

Examine all financial reports and data closely to check for discrepancies

Report to the CFO with timely and accurate financial information

Assist the CFO in presenting reports to senior executives, stakeholders, and board members.

Financial Manager and Property Officer- Premises & Projects Dept., Arab Real Estate Co. For Administration and Investment (Fully Owned Co. By Arab Bank) (1995 - 2007)

Oversaw all the accounting cycle and financial issues at Arab Real Estate Co.

Dealt with external auditors and Income Tax Dept. regarding the financial statements for Arab Real Estate Co.

Handled periodic valuation of the Bank’s / Arab Real Estate Co. property portfolio.

Coordinated marketing of properties possessed by the bank/Arab Real Estate Co. (Direct sale, newspapers, real estate brokers) to achieve maximum profits from real estate sales.

Maintained premises administrative and legal documentation for possessed properties

Provided CBJ and other related departments with monthly and annual reports regarding possessed properties.

Followed up accounting entries related to possessed properties and ensure that its balances reconcile with the Bank records.

Maintained updated records regarding possessed properties.

Staff – Financial Section- Premises and Projects Dept. (1993-1995)

Member of the team that handled the process of bill payment for all Arab Bank purchases.

Audited expenses report for all Arab Bank Foreign Branches and prepare the necessary correspondence.

Member of the purchasing and warehousing team – familiar with the procedures and techniques.

SPECIAL PROJECTS:

Conducted the Cost Reduction project at the RCM level.

Developed the KPI's " Key Performance Indicator" for RCM Div..- Arab Bank

Participated in Space Planning Project – Arab Bank.

Member of Merger Committee between Arab Real Estate Co. and Arab National Co. (Both companies are owned by Arab Bank)

Established Central Evaluation Unit at Arab Bank.

EDUCATION:

Amman Arab University for Graduate Studies

Ph.D. in Finance

Thesis: “The Effect of Noninterest Banking Operations on the Financial Performance and Systemic Risks”.

Institute of Banking Studies – University of Jordan, Amman, Jordan

MBA in Finance & Banking

Isra University, Amman, Jordan

Bachelor in Financial & Banking Management

Institute of Banking Studies, Amman, Jordan

Diploma in Financial & Banking Studies

Amman Training College, Amman, Jordan

Diploma in Business Administration

TRAINING COURSES:

Development of Credit Analysis skills for lessors - Under the supervision of The International Finance Corporation (IFC).

Cost Management – Accounting Tools, Inc – USA, Self-Study Course.

Business communication: writing a SWOT analysis, The Open University- Online training

Commercial Awareness, The Open University- Online training

Many other training courses in banking topics held by Arab Bank Training Center

LANGUAGES:

Arabic: Native

English: Fluent

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