Compliance Analyst Secretary
Resume:
TALIA CAVINESS
AML/ EDD/OFAC Compliance Analyst
Lanham Md,20706
Mobile:240-***-****
adup3h@r.postjobfree.com
SOFT SKILLS:
•Actimize
•Lexis Nexis (People finder Negative news)
•Xerox
•World base
•World check
•MS Office 365(Word, Power Point, Excel)
•OFAC search list
•LogMeIn
•AWS
EDUCATION:
Lagos State University B.SC Accounting 2014
PROFILE
Experienced Compliance Analyst with all AML laws, regulations, guidelines, written procedures; OFAC, CIP, CDD, KYC.
Proficient in preparing required reports such as Suspicious Activity Reports (SARs) and continuous Activity Reports (CAR). Monitored transactions as well as AML/BSA trends for related industry practices. Reviewed transactions to detect possible structuring or illegal activities along reviewing OFAC and PEP alerts generated by automated systems.
AML Compliance 07/05/2022 –Present
Silicon Valley Bank
Will be responsible for performing Due Diligence for new and existing Investors, mitigating On-Boarding and Ongoing Risks, working closely with Financial Crimes and BSA teams within the client.
Working closely with the Senior Manager of Compliance for client’s Capital and internal stakeholders and partner groups to ensure their compliance programs are active and all tasks are being completed
Assisting during the Investor On-Boarding process in making sure that the required policies and procedures are implemented and enforced.
Assisting in Developing regulatory training and education programs for the appropriate Affiliate.
Assisting in AML Compliance with Bank Compliance.
Assisting in the management of Compliance Monitoring and Testing Programs
Providing regular reporting and updates to Senior Manager of Compliance for client’s Capital and the business units being supported.
Maintaining familiarity of regulatory Rules as they pertain to client’s Capital and client FG.
The Compliance Analyst will help assist with designing compliance infrastructure and use of systems.
AML Compliance 01/2022 –7/2022
Social Security Administration
• Gather, review and record KYC documentation and ensure paperwork is retained in line with company policy for client onboarding and/or CDD/EDD refresh of customer information.
• Review relevant risk factors of new/existing client relationship such as customer’s employment, address, age, and other KYC information.
• Conduct sanction and/or Politically Exposed Persons (PEP)screening and identify and investigate any risks.
• Clear OFAC incoming hits through the OFAC search engine.
• Identify excessive risk, fraud, and reviews of misrepresentation in a transaction including reviewing files to identify deficiencies, discrepancies, and omissions.
• Prepare investigation notes and clearly articulate method of investigation and details of relevant findings.
• Prepare regulatory reports, transmittal letters, Requests for Information (RFI), Patriot Act 314(b) requests, Certificate of Business for subpoenas served and SARs (Suspicious Activity Reports).
• Conduct quality check review and file Suspicious Activity Reports (SARs) originating from various investigation units including correspondent banking, retail banking, Sanctions, Fraud, and compliance to FinCEN
• Use software/ databases such as Lexis-Nexis, World-Check, DDIQ to conduct investigations on customers with a high-risk profile
AML Compliance/ EDD Analyst 02/2021 –12/2021
Morgan Stanley
Gather, review and record KYC documentation and ensure paperwork is retained in line with company policy for client onboarding and/or CDD/EDD refresh of customer information.
Review relevant risk factors of new/existing client relationship such as customer’s employment, address, age, and other KYC information.
Conduct sanction and/or Politically Exposed Persons (PEP)screening and identify and investigate any risks.
Confirm Source of Wealth for LAL loans
Create cases in actimize
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AML Compliance/ EDD Analyst 08/2019 – 12/ 2020
Bank of America
•Gather, review and record KYC documentation and ensure paperwork is retained in line with company policy for client onboarding and/or CDD/EDD refresh of customer information.
•Review relevant risk factors of new/existing client relationship such as customer’s employment, address, age, and other KYC information.
•Conduct sanction and/or Politically Exposed Persons (PEP)screening and identify and investigate any risks.
•Clear OFAC incoming hits through the OFAC search engine.
•Identify excessive risk, fraud, and reviews of misrepresentation in a transaction including reviewing files to identify deficiencies, discrepancies, and omissions.
•Prepare investigation notes and clearly articulate method of investigation and details of relevant findings. •Prepare regulatory reports, transmittal letters, Requests for Information (RFI), Patriot Act 314(b) requests, Certificate of Business for subpoenas served and SARs (Suspicious Activity Reports).
•Conduct quality check review and file Suspicious Activity Reports (SARs) originating from various investigation units including correspondent banking, retail banking, Sanctions, Fraud, and compliance to FinCEN
•Use software/ databases such as Lexis-Nexis, World-Check, DDIQ to conduct investigations on customers with a high-risk profile
AML Compliance Analyst
Secu Bank, Glen Burnie, MD 06/2018 – 07/2019
•Reviewed and analyzed complex transaction alerts for potential suspicious activity generated from detection scenario processes, referrals and other sources
••Support Managers and Supervisors in conducting AML/Fraud investigations in accordance with all legal and regulatory requirements and standards
•• Perform data-entry related to tracking and documenting all decision steps
•Use Actimize, SharePoint, Lexis-Nexis, and other tools, along with FINRA and Secretary of State website to identify potentially suspicious activity.
•• Document all research and analysis conducted in case management tools
••Make recommendation of consumers to the Internal Watch List to interview or to block and refund only based on investigation analysis
•Conduct sanction and/or Politically Exposed Persons (PEP) screening and identify and investigate any risks.
•Identify excessive risk, fraud, and reviews of misrepresentation in a transaction.
•Apply diligence in reviewing files to identify deficiencies, discrepancies, and omissions.
•Prepare investigation notes and articulate method of investigation and details of relevant findings.
•File Suspicious Activity Reports (SARs) originating from various investigation units including correspondent banking, retail banking, Sanctions, Fraud and compliance to FinCEN
•Prepare regulatory reports, Requests for Information (RFI), Patriot Act 314(b) requests, and SARs (Suspicious Activity Reports).
AML Compliance Analyst/ Investigator
Money Gram, Virginia 04/2014 – 06/2018
•Review and detect suspicious activities based on a variety of AML Systems generated transactional alerts from transactional activity.
•Determine if alerts can be closed or warrant further investigation and elevation to an active investigation in the case management system.
•Used available research tools (public internet sources as well as third party sites) to identify information concerning transactions identified for further investigation.
•Research past alerts and cases to see if previous investigations have taken place and what conclusions were made.
•Improved and implemented customer risk rating criteria with KYC management and procedure for both consumer and corporate customer.
•Performed the required KYC screenings on customers documenting the information obtained on the clients as required by global KYC procedures.
•Verified all aspect of CIP/CDD before account opening.
•Researched cash in/cash out for suspicious markers of possible money laundering, criminal activity or fraud.
•Compiled and analyzed data of alerts; investigated SAR (suspicious activity reports) history, KYC information, account transactions and other items relevant to investigations.
•Developed analytical summaries/abstracts of suspicious accounts with accurate, verifiable data and supporting documentation, along with reasonable cause to advance investigations.
•Prepared and presented disposition recommendations based on available information.
•Completed due diligence investigations using public and private data base in accordance to Anti Money Laundry (AML), BSA and other regulatory standards to assist business units and prevent operational and reputational risks.
•Ensured compliance with all AML laws, regulations, guidelines, written procedures; OFAC, CIP, KYC, customer/transaction monitoring.
•Effectively conducted AML /KYC formality reports on questionable accounts and transactions.
•Used the BSA E-filing platform to Screened for Banks and Countries that have been OFAC sanctioned.
•Assisted in the handling of informational requests such as subpoenas submitted under the USA Patriot Act.
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