JULIE MCKINNEY

573-***-**** cell

**** ********** **. ********, ** 65080

PROFESSIONAL EXPERIENCE

SERVION Inc- Remote July -2021 to December-2022 (laid off due to mortgage industry issue)

Contract Mortgage Loan Processor

• Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications.

• File and maintain loan records.

• Contact credit bureaus, employers, and other sources to check applicants' credit and personal references.

• Check value of customer collateral to be held as loan security.

• Interview loan applicants to obtain personal and financial data and to assist in completing applications.

• Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers.

• Review customer accounts to determine whether payments are made on time and that other loan terms are being followed.

• Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators.

• Answer questions and advise customers regarding loans and transactions.

• Order property insurance or mortgage insurance policies to ensure protection against loss on mortgaged property.

• Review mortgage loans and pre-underwrite before sending to final underwriter

• Maintain loan reports and conduct weekly meetings for Credit

NEWREZ – Remote November-20 to July-21

Mortgage Loan Processor

• Verify and examine information and accuracy of loan application and closing documents.

• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.

• Record applications for loan and credit, loan information, and disbursements of funds, using computers.

• Submit loan applications with recommendation for underwriting approval.

• Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications.

• File and maintain loan records.

• Contact credit bureaus, employers, and other sources to check applicants' credit and personal references.

• Check value of customer collateral to be held as loan security.

• Interview loan applicants to obtain personal and financial data and to assist in completing applications.

• Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers.

• Review customer accounts to determine whether payments are made on time and that other loan terms are being followed.

• Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators.

• Answer questions and advise customers regarding loans and transactions.

• Present loan and repayment schedules to customers.

• Order property insurance or mortgage insurance policies to ensure protection against loss on mortgaged property.

Providence Bank – Jefferson City MO 11/2018 to 12/1/2020

Mortgage & Consumer Loan Processor/Underwriter

• Verify accuracy of financial or transactional data.

• Compile data or documentation.

• Maintain financial or account records.

• Prepare documentation for contracts, transactions, or regulatory compliance.

• Obtain personal or financial information about customers or applicants.

• Provide notifications to customers or patrons.

• Prepare business correspondence.

• Type documents.

• Calculate financial data.

• Monitor financial information.

• Discuss account status or activity with customers or patrons.

• Arrange insurance coverage.

• Collect deposits, payments or fees.

• Schedule appointments.

• Negotiate financial arrangements.

• Underwrite consumer and mortgage loans as necessary.

Graduate of Jefferson City High School

1 year of business studies at MO State University

Property/Health/Life Insurance License

Extensive customer service experience and accounting experience

REFERENCES FURNISHED UPON REQUEST

2

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