FACTS WHAT DOES FIRST PREMIER BANK
DO WITH YOUR PERSONAL
INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income
account balances and payment history
credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First PREMIER Bank chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does First PREMIER Bank share?
Can you limit this
sharing?
For our everyday business purposes -
such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes -
information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes -
information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Questions? Call 1-800-***-****
M-132315
What we do
How does First PREMIER
Bank protect my personal
information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does First PREMIER
Bank collect my personal
information?
We collect your personal information, for example, when you open an account or give us your income information give us your contact information or provide account information use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes- information about your creditworthiness
affiliates from using your information to market to you sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. What happens when I limit
sharing for an account I hold
jointly with someone else?
Your choices will apply to everyone on your account. Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
First PREMIER Bank does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
First PREMIER Bank does not share with non-affiliates to market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include various types of financial companies such as insurance companies and other credit providers. Other important information
VT Residents:
• We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
• Additional information concerning our privacy policies can be found at www.mypremiercreditcard.com or call 1-800-***-****. Page 2