Escrow Assistant Loan Processor
Resume:
KIMBERLY S. SMITH
Roanoke, TX 76262
**********@*****.***
SUMMARY
Dependable, accurate Escrow Assistant involved in all aspects of document processing of residential loans. Proficient in loan funding, HUD review, documentation review upon completion, and ordering funds for closing. An effective communicator; excels in establishing good relationships with mortgage brokers, escrow officers and loan
“funders”; and providing excellent customer service and vendor management. An independent worker who demonstrates a positive attitude, strong work ethic, commitment to high standards and results. EXPERIENCE
08/03/2019 to 11/04/2022 Citizens Bank(Franklin American Mortgage) Handled review and correction of any legal documents for Conventional, Rural, FHA, and VA loans and funded up to 30 loans a day. Was responsible for supplying work load for 3 others in my department on a continuing basis Dailey as new files came in 7/6/2017 to 07/25/2019 Focus Fulfillment,LLC – Dallas Post Closing
Handle all post-closing issues for Full and Partial Fulfillment clients – this includes correcting of Closing disclosures to the correction of Legal documents (Notes and Deeds, etc) I handle upload of all purchase advices to the various warehouse Banks. Along with my post-closing duties I assist with funding and shipping on a regular. At this time we have approximately 125 clients that I am in contact with. 3/14/2012 to 3/14/2017 Black Mann and Graham LLP- Flower Mound Legal Assistant
Handled post-closing issues and completed getting corrections and missing documents as well as replacing documents after correction changes and resigning, also dealt with files thru purchase advise received. Assisted accounting with overflow of checks helping accounting with deposits. Handled logging in of final documents saving to individual loan files and into loan track, shipping to the assigned Investors. I handled closings with title from day of closing through funding of loans. 9/2011 to 1/9/2012 Luna and Luna LLP -Hurst, TX
Escrow Assistant
Work on processing files for Department of HUD closings. Handled curative issues from tax liens possible bankruptcy issues from previous owners, Special Warranty deeds or Assignment of Deeds needed; ordered and searched for HOA's and handled issues for same, also handled ordering of surveys. Processed all CASH Deals until turned over to Closing Department. Reviewed documents received from new lenders and disposition of same to the closing assistant.
5/2010 - 9/2011 First American Title - Westlake, TX Escrow Assistant
Worked with the Chase Group I handled issues regarding funding, dealt with customers about corrections to closing documents including correcting HUD1s. Handled the balancing report and other reports as needed. Handled scheduling and re-closing issues when necessary. Worked with accounting on customer checks for added taxes or funds due at closing. Was counted on to handle anything that might need to be corrected that was returned to post closing for correction before it could be recorded. Worked with curative on issues for Chase and Bank of America for 3 months as well as getting information when needed on a timely basis. 2/2008 - 5/2010 National Default Exchange ( Barrett, Daffin, Frappier) -Addison, TX REO Closer
Handle pipeline of around 500 files. I converse with Title companies, realtors, buyers and Asset Management Companies. Coordinates delivery and approval of the SWD and HUD-1 to the seller. Administers all aspects of the closing process as it relates to REO closing activities. Responsible for maintaining good, positive relationships with title companies, government agencies, clients and internal staff so that lines of communication, product delivery and scheduled closing dates are not compromised. Tracks receipt of all documents from the client, check them for accuracy, and forward them the appropriate title companies. Coordinates delivery and approval of the SWD and HUD-1 to the seller. Confirms REO closings and wire transfers of money to seller 2/28/2005 - 07/2007 Washington Mutual Bank Coppell, TX Sr. Loan Co-coordinator Funding - Mortgage Banker Finance The Funding Administrator II is responsible for the processing of funding requests, pay-down requests from MBF customers via various request channels. As Funding Administrator II I am responsible for the daily balancing of WaMu MBF customers’ funding, controlled disbursement and participation and/or syndication accounts and providing daily end of day activity reports to WaMu MBF customers. As a Funding Administrator II I am responsible for the daily management of each assigned WaMu MBF customers facility (ies). I ensure that all customer service level agreements are met daily. Also, I am responsible for identifying, researching and resolving routine discrepancies in their daily work activities. As a Funding Administrator II I am the primary daily interface with the WaMu MBF customer. As a Funding Administrator II I am required to train or assist in the training of Funding Administrator(s) I. At this time I handle 12 clients.
2/10/2003 - 2/21/2005 First Preston Management Addison, TX Loan Closing Specialist
Review and approve HUD1 documents and special warranty deeds. Calculate and prepare homeowner’s association payoff statements when applicable. Review and approve title commitments as well as any possible liens on properties. Audited HUD1’s as well as post closing process. 11/1998 – 08/2002 AmeriCredit Corp. Ft. Worth,TX
Staff Analyst –Quality Control
Created daily funding reports for senior management. Gathered information on all new dealers and input into database. Processed all dealer contracts. Responsible for all ADHOC reports as well as special projects. Staff Analyst –Quality Control
Responsible for all ADHOC reports for USA and Canadian branches. Created volume reports for loan applications, closings, and funding. Created daily funding reports for senior management. Compliance Specialist
Responsible for auditing late fee report and regulation Z reports. Responsible in assisting with state audits. Acted as the direct contact person for all branches and customers. Responsible for special projects as needed. Indirect Loan Processor
Collected all stipulations required for closings. Interfaced daily with brokers and account executives regarding loan documentation. Audited and processed all backup for processing of loans in a timely and efficient manner. Funding Specialist
Responsible for completing final loan documents such as proofing, title work, working up and balancing the HUD1s. Responsible for loan audits for post closing.
Secondary Marketing
Handled stipulations for investors including obtaining modification agreements and document corrections on loan sales. Developed and maintained database utilizing Microsoft Access. 03/1984 -11/1998 Associates Corporation Las Colinas, TX AHES Supervisor Indirect Loan Funding
Supervised 12 employees. Performed all account corrections. Developed and maintained schedules for retail funded loans as well as set-up wire transfers and acquisition tracking. Performed loan test and actual bookings. Responsible for wire funding data and also obtaining approvals. Worked independently with general supervision, planned and executed own activities. Responsible for hiring new/replacement personnel. Dealership Services Lead Support
Worked with Quoter 2000 system creating the install disks for dealers. Worked with e-forms (jetforms). Created disks for updates as well as the letters and mailers. Responsible for assisting business units, dealers and sales reps with day-to-day operations. Acted as Help Desk for all system end users. Ford Consumer Finance Staff Assistant
Utilized HMDA/Focus system to create reports and spreadsheets. Worked with FastTrac,general ledger and Ford Reward Program. Handled fund transfers for all four divisions. Completed financial reports regarding quarterly and yearly planning for entire operation. Created statistical tracking reports.Performed journal entries and administrative tasks for functional group. Developed and executed United Way Organizational program for all campaign team captai Portfolio Lending Staff Assistant
Handled all bank reconciliations including any collections with regard to bank errors and funds issued. Handled all wire funding for four divisions and all general ledger and journal entries. Associates National Mortgage Staff Assistant
Responsible for all bank reconciliations, journaling, general ledger entries, statistical tracking and various other reporting. Responsible for all administrative support. EXPERIENCE (CONTINUED)
Associates Translo Relocation Staff Assistant
Responsible for commissions billing. Recovered delinquent invoices totaling $100,000.00. Responsible for statistical reporting and administrative support. Interfaced with real estate brokers on a daily basis. Associates Financial Express Staff Assistant
Worked with the president, vice-president and nine sales representatives on a daily basis. Responsible for setting up new clients with cashiers checks and money orders. Responsible for statistical reporting, journaling, general ledger entries and administrative support.
SKILLS
ORACLE
COGNOS
CMSI
SAS & RUMBA
DBASE
HOGAN (similar to RUMBA and SAMS)
HOMETRACKER
Vendorscape
Ramquest
Loan Track
SHAREFILE
SAMS
Default.net
C.O.B. Commercial Online Banking
Microsoft Excel Microsoft
PowerPoint
PAYPLUS
JET FORMS
Lotus Notes
Notary (exp. 02/27/2021)
OUTLOOK
Internet Proficient
Pro Merit
Microsoft Word
Microsoft Access
Citrix
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