Mortgage Closer Service Representative
Resume:
DANA
SCHNEIDER
adujxs@r.postjobfree.com
West Deptford, NJ 08086
CONTACT
Thorough and detail-oriented, I have
been proven to pick up any position
at a fast pace. Excels in a fast paced
environment, where under pressure
comes at ease. Great
communication skills and
experience; along with 9 years of
experience using Microsoft Office.
Results-oriented Mortgage Closer,
knowledgeable about a wide range
of loan products. Specializes in
Mortgage closing, as well as funding.
CAREER OBJECTIVE
Closing Coordinator III
Computershare Loan Services / UBS Bank, Remote
Mortgage Closer
Draper and Kramer Mortgage Corp, US
EXPERIENCE
May 2022 - Present
Reviewed loan supporting documentation for completeness and compliance.
•
Reviewed title commitment and insurance policies to support pre- closing documentation.
•
Managed and resolved concerns, problems or issues to avoid closing
• delays.
• Worked with legal counsel to prepare TX closings.
• Handled pipeline of active deals in closing stage.
• Manually prepared loans closing in a Trust via Adobe. Specific duties included doing a final scrub of the file; in which taxes and insurances are verified and set up through escrow. Matched vesting verbatim with deed/title. Balanced the final CD with title and verified the wire instructions. The funding worksheet was also prepared and wire requested.
•
October 2020 - May 2021
Responsible for being the point of contact between all parties in the real estate closing transaction
•
Reviewed and auditing loan documentation to confirm all
• underwriting conditions have been met
• Calculate closing figures
• Calculate escrows, set up correctly for distribution Following all VA and FHA requirements; double checking 3.5% down
• payment amount, calculating the correct VA funding fee, etc
• Coordinate funding of the loan with the accounting department Prepare the closing documents, then send to the title company for the scheduled closing
•
Responsible for the audit returned closing package from Title Company, before providing a funding approval number on all funding transactions
•
In preparing documents, performed an audit of key loan criteria/requirements to ensure the documents will be prepared correctly
•
A print preview of the entire closing package was reviewed to ensure all necessary documents were included and correct
•
Excellent experience with TRID, VA, FHA, USDA and all its
• regulations
Mortgage Closer
Freedom Mortgage Corporation, Formally JG, Wentworth, US Mortgage Closer
Keller Mortgage, US
• Used encompass, Microsoft office and Skype for business September 2019 - June 2020
• Responsible for performing all aspects of a closing, including: Reviewing and auditing loan documentation to confirm all underwriting conditions have been met
•
• Calculate closing figures
• Calculate escrows, set up correctly for distribution Following all VA and FHA requirements; double checking 3.5% down payment amount, calculating the correct VA funding fee, etc
•
• Coordinate funding of the loan with the accounting department
• Provide information on closing to appropriate parties Prepare the closing documents, then send to the title company for the scheduled closing
•
Audit returned closing package from Title Company, if required for funding purposes
•
In preparing documents, performed an audit of key loan criteria/requirements to ensure the documents will be prepared correctly
•
• Excellent experience with TRID, VA, FHA, and all its regulations
• Used encompass, Microsoft office and Skype for business January 2019 - September 2019
• Responsible for performing all aspects of a closing, including: Reviewing and auditing loan documentation to confirm all underwriting conditions have been met
•
• Calculate closing figures
• Calculate escrows, set up correctly for distribution Following all VA and FHA requirements; double checking 3.5% down payment amount, calculating the correct VA funding fee, etc
•
• Coordinate funding of the loan with the accounting department
• Provide information on closing to appropriate parties Prepare the closing documents, then send to the title company for the scheduled closing
•
Audit returned closing package from Title Company, if required for funding purposes
•
In preparing documents, performed an audit of key loan criteria/requirements to ensure the documents will be prepared correctly
•
• Excellent experience with TRID, VA, FHA, and all its regulations Senior Closer
American Financial Resources, Inc, US
Closing Specialist
PHH Mortgage, Mount Laurel, New Jersey
• Used Encompass and Microsoft Office
April 2016 - September 2018
• Responsible for performing all aspects of a closing, including:
• Reviewing the title and survey for exceptions
Reviewing and auditing loan documentation to confirm all underwriting conditions have been met
•
• Calculate closing figures
• Calculate escrows, set up correctly for distribution
• Coordinate funding of the loan with the accounting department
• Provide information on closing to appropriate parties Audit closing documents before sending to the title company for the scheduled closing
•
Audit returned closing package from Title Company, if required for funding purposes
•
In preparing documents, performed an audit of key loan criteria/requirements to ensure the documents will be prepared correctly
•
If required, manually corrected loan signatures lines to match the title vesting through adobe editing
•
• Excellent experience with TRID, VA, FHA, and all its regulations
• Trained and worked on both retail and wholesale
• Used Encompass, Skype for Business and Microsoft Office October 2012 - April 2016
Responsible for performing all aspects of a closing – review loan application, document preparation, closing confirmation, pre-funding review, funding, and answering questions from closing agents and sales
•
In preparing documents, performed an audit of key loan criteria/requirements to ensure the documents will be prepared correctly
•
In addition, responsible for ensuring loan adheres to regulatory and compliance requirements
•
If required, closing specialist manually corrects loan signatures lines to match the title vesting through adobe editing
•
Specifically trust verbiage, power or attorney verbiage, preparation of
• Texas Cashout loans
Used CASH and FSMS software; along with Microsoft Office and Adobe
•
Sales Representative /Customer Service Representative Synergixx Telecommunications Services, Sewell, New Jersey October 2010 - October 2012
Receiving inbound calls, advising customers on various products and ultimately, closing the sale
•
Making outbound calls to customers who have made a recent inquiry about one of our products but did not place an order
•
Finding their reason for interest in the product, providing benefits about the products, offering a discounted price, and making a sale if offer is accepted
•
• Resolving customer issues
Criminal Justice
Gloucester County College, Sewell, New Jersey
High School Diploma
Clearview Regional High School, Mullica Hill, NJ
EDUCATION
January 2001
January 2006
SKILLS
• Average 40-100 closings per month, depending on how busy.
• Customer service
• Types 60-70 words per minute
• Documentation/Visualizing/Writing/Email
• Adobe Editing
• Microsoft office; including Word, Excel and Power Point
• FHA/VA/USDA/Conv
• Refinances and Purchase Loans
• Have done CEMA and TX Cash Outs
• Time Management
• Closing Documentation
• Legal Requirements
• Settlement Statements
• Loan Disbursement
• High-Volume Environments
• Closing Costs Calculation
Contact this candidate