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Mortgage loan originator

Location:
Claymont, DE, 19703
Posted:
January 07, 2023

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Resume:

ALEX SAVINA

* *. ******* **, ******** DE, ***** · 302-***-****

aduieq@r.postjobfree.com

EXPERIENCE

NOVEMBER 2019 - PRESENT

LOAN OFFICER, PIKE CREEK MORTGAGE

• Loan officer currently licensed through NMLS in 14 states

• Specialize in purchase and refinance mortgage applications

• Specialize in credit analysis, loan to value ratios, debt-to-income ratios, advancing future monthly savings, pre-underwriting, follow through with consumers, pricing and timeline support, planning and back-end loan logistics

• Work closely with back-end operations team to partner with each customer in order to understand their goals and objectives, and develop plans to fulfill them

• Average loans closed per month – 10+ loans – volume at 2.5-3.5 million in 2019

• Closed 200+ loans ($80+ million) in 2020 & 140+ loans ($70+ million) in 2021

• Majority of process is over the phone, or in person, with great customer service feedback

• Leading Loan Officer for the division in 2020 and 2021 in volume and units

• Maintain personal pipeline of clients through the process, while understanding both personal and company timelines

• Inform clients about Pike Creek, products available, guidelines and service. Answer directly to clients regarding any questions about products and technical support

• Troubleshoot any problems that would appear in a loan/file, have direct contact with the consumer regarding any unforeseen issues

• Pre-underwrite and qualify loans/ maintain consistent communication with consumer for purchases and pre-approval process

• Trainer for new Loan Officers in sales, laws, regulations, compliance and all-around expectation of loan process

NOVEMBER 2017 – NOVEMBER 2019

LOAN OFFICER, J.G. WENTWORTH HOME LENDING

• Worked as a loan officer for JG Wentworth now Freedom Mortgage for almost two years, finishing in the top 10% of the branch regularly

• Previously licensed through NMLS in roughly 24 states

• Highest Gross earner in May 2018 with 2.8 million

• Average loans closed per month ~12-15 at an average loan volume of $350,000

• Specialized in purchase and refinance loans, both QM and Non-QM, for residential mortgages

• Specialized in credit analysis and refinances by noticing weak parts in their monthly budget/ total debt to income/ how to strengthen monthly spending output

• Had very good relationship inside our office with personnel, and outside the office with our vendors.

2

FEBRUARY 2016 – OCTOBER 2017

SALES REPRESENTATIVE, NEWARK TOYOTAWORLD

In one full year of car sales, sold over 200 new and used vehicles.

Worked directly with customers, maintained personal relationships, and followed up after time of purchase.

During purchasing process, worked directly with finance managers to obtain financing for customers either through local credit unions, or large financing banks.

Responsible for customer acquisition and follow up in regard to purchasing, as well as title, motor vehicle, and financing paperwork regarding previously purchased vehicles.

Proficient in Microsoft Excel, Word, and PowerPoint. I also worked directly through a CRM

MARCH 2012 – JUNE 2019

BARTENDER, LONGHORN STEAKHOUSE

• Worked directly with customers, developed relationships that would acquire repeat business for both myself and the company.

• Took food and drink orders, followed recipes and guidelines, handled all cash that came from other wait staff and the end of shifts, and kept a balanced bar register.

• During my time at Longhorn, we won “Diamond Club” which included being one of the top five restaurants in the county regarding service and experience AUGUST 2009 – JUNE 2012

OUTSIDE SALES REPRESENTATIVE, P.J. FITZPATRICK

• Worked in outside sales, going door to door to generate leads for the sales force

• Duties included: being proficient in product and company knowledge, being well spoken and having good verbal communication skills, and operating a crew at home shows.

• Operated a crew of outside sales representatives to generate leads for the company, while also providing training

EDUCATION

AUGUST 2010 – JUNE 2012

PSYCHOLOGY, UNIVERSITY OF DELAWARE

SEPTEMBER 2006 – JUNE 2010

HIGH SCHOOL, ST. MARK’S

SKILLS

Microsoft office (10 years) Sales (13 years)

3

Credit analysis (6 years)

Microsoft Team (5 years)

Customer Service (10 years)



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