VIDYA SAGAR GHALI

Contact: +91-970*******;801-***-****

Email: adufpn@r.postjobfree.com,adufpn@r.postjobfree.com

ACCOMPLISHED COMMERCIAL OPERATIONS PROFESSIONAL

Offering 15 years of experience out of which possess more than 1 year of international experience; worked in Commercial Banking for MSME Industries

PROFILE AND STRENGTHS

Experience of 15 years in various aspects of Commercial Operations, Banking Finance, MIS Reporting, Liaising and Statutory Compliance with solid planning and organizational skills with ERP Exp

Planning, execution, monitoring and resource balancing skills with ability to handle multiple functions and activities in high pressure environments. Perfect team manager having ability to lead cross-functional teams and integrate their efforts to maximize operational efficiency

Good working knowledge of the Banking and Commercial Finance and Accounting Policies Procedures, Accounting Standards and Principles, Corporate and Taxation Laws, Audit Principles and Statutory Enactments with the ability to relate theory with practice.

Expertise in the areas of Sales Tax, Service Tax, Vat, Withholding Tax, TDS, NBT in finance and accounting, dealing with banks for fund based and non-fund based limits.

PROFESSIONAL HIGHLIGHTS

MAHAMARUTI LOGISTICS PVT LTD, since July 2010

Asst.General Manager (Commercial Banking & Finance Operations)

Maintained knowledge on banking products and distribution to provide optimal service support. Coordinated with bankers and assisted clients in providing optimal financial advice on various banking products.

Monitored client requirements, identified prospective opportunities and assisted in increasing revenue. Analyzed financial products and recommended appropriate products to clients.

Managed all fund-based and non-fund basedinquiries for client and provided direct and indirect solutions.

Overall responsible of Commercial Finance and Banking Operations.

Responsible for following up operations and finance departments and preparing accurate ageing report of customers and suppliers.

Dealing with Customs and Central Excise Departments and Port Operations Departments for smooth functioning of Import an Export Operations.

Spearheading efforts in conceptualizing and implementing Regulatory policies/ principles and tracking systems for various functional areas while ensuring compliance with Statutory & procedures. Preparation of audit schedules / ensuring completion of the same within the stipulated time frame

Negotiate/ liaise with the banks & financial institutions for various BG and LC limits facilities at favourable terms to meet company requirements

Preparing Various MIS reports for management purpose on monthly basis to determine the financial viability,

Coordinate with Internal and Statutory Auditors for conducting periodic audits quarterly and preparing internal audit reports; evaluate Internal Control Systems to identify the laws and implement necessary processes to overcome the defects in the existing system

ICOMM INTERNATIONAL LANKA PVT LTD, May 2009 – June 2010

Manager (Commercial and Banking Finance)

Considerable knowledge of credit and credit quality on International Banking Products on Financial Operations

Maintain and build account profitability with assigned clients, primarily by providing core banking and Financial Operations.

Proven leadership ability with excellent interpersonal communication skills

Approachability– Is easy to approach and talk to; spends extra effort to put others at ease; can be warm, pleasant, and gracious; is sensitive to and patient with the interpersonal anxieties of others; builds rapport well; is a good listener; is an early knower, getting informal and incomplete information in time to do something about it

Lead the formulation and implementation of long and short-term strategic plans and objectives to increase market share/penetration and maximize opportunities for growth throughout the marketplace

Considerable knowledge and experience in managing and growing a large and complex portfolio of commercial loans according to International Business

Learning on the Fly– Learns quickly when facing new problems; a relentless and versatile learner; open to change; analyzes both successes and failures for clues for improvement; experiments and will try anything to find solutions; enjoys the challenge of unfamiliar tasks; quickly grasps the essence and the underlying structure of anything.

Excellent judge of potential qualified clients/deals. Expert at structuring deals to balance risk and reward. Expert at recognizing early warning signs and closely.

Interact with Srilanka Telecom clients and customers for Tenders and Contract Agreements

Negotiating with International CHA’s and C&F Agents for Clearance from

oCustoms and Srilanka Port

Open LC’s and monitoring with Banks for collection of Shipment Documents on

otimely

Attending all legal matters and monitoring of Logistics and Warehouse divisionsfor clearance of Imports and Export Cargos

Negotiation of Prices with Domestic and International clients according to

oSupply of materials for Execution of Projects

Involved in Internal Auditing for Inventory Stock Calculation and maintaining

oBudget Reports

Monitoring all Srilanka TAX matters with Inland Revenue & responsible for

oSubmission of TAX returns VAT, With Holding Tax, NBT, ESC &etc,.

Checking the data with ERP Reports

Involving in Auditing (Internal and External)

MAHAMARUTI LOGISTICS PVT LTD, December 2002 – April 2009

Manager (Finance & Operations)

Accountable for maintaining of Sundry Debtors and Sundry Creditors, monitoring of Collections from Sundry Debtors.

Maintained coordination with Banks for Fundbased and Non-fund Based Limits.

Conducted Internal and External Audits, prepared schedules and submitted Audit Reports to the Top Management

Calculation of Custom Duty and Warfage charges for Various Import and Export Works.

Finalization of Accounts and analyzing Debtors & Creditors Ledger.

Looked after all Tax matters like Income Tax & Service Tax etc.

Reviewed purchase terms, preparation of Journals and posting to ledger accounts.

Projected & Budgeted the Funds required for each project and calculated working capital requirement of the company.

Monitored and controlled expenditure at various deparments levels and accounting them, analysing the profit earned for each department.

Prepared all financial statements for quaterly and yearly requirements.

Involved in investigations, preparation and implementation of effective cost reduction schemes.

Proficient at design and implementation of stock control systems

Prepared budgeting, cash flow projections, profit and loss forecasts and management reports.

Preparation of annual financial statements in accordance with local laws and International accounting standards.

EDUCATIONAL QUALIFICATIONS

SAP Certified Application Associate - SAP S/4HANA for Financial Accounting Associates (SAPS/4HANA 2020

)CERTIFIED RULE 8 CUSTOMS BROKER LICENSE REGULATION – F CARD

(CBLR-INDIAN CUSTOMS AND CENTRAL EXCISE BOARD)

Masters Degree in Business Law (LLM)

M Phil in commerce

Master of Business Administration in Finance & Marketing

Master of Business Administration in IT

Bachelor of Commerce

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