UDOCHI UWAJUMOGU

adu4kc@r.postjobfree.com

OBJECTIVES

An experienced service-orientated professional with extensive knowledge of AML, KYC, USA Patriot Act, FinCEN and BSA. I can work in pressurized environments while meeting SLA demands, as well as performance goals required. I have advanced communication, interpersonal, and presentation skills and an excellent team player. I am currently seeking a role that will both challenge and inspire me, while aiding in the development and broadening of my skills.

SKILLS

· Excellent knowledge of KYC, BSA, USA Patriot Act, FinCEN and OFAC guidelines.

· Knowledgeable in KYC / AML protocol, Lexis Nexis, Pivot table, Actimize, Accuity, Pacer, etc.

· Strong Risk Assessment and Analytical skills.

· Investigation, SAR reporting and escalation

· Attention to details and prompt response.

· Business Analysis, Data processing and Business Development Management.

WORK HISTORY

CITI (Matrix) NOV 2022- PRESENT

AML Analyst

Conduct thorough customer and enhanced due diligence research using company’s resources and other information resources to determine whether AML risk exists.

Investigate client’s activity for evidence of money laundering, fraud, criminal activity, terrorism financing or any wrongdoing.

Identified fraud patterns and anomalies through analysis of large quantities of data.

Perform background checks, customer research, and transactional analysis using software/database such as Lexis-Nexis, World-check, Actimize.

Review and analyze transactional data for potential suspicious activity, including those generated from an alert detection processes, reviews, foreign and domestic agent matters, consumer network cases, negative media reports, as well as other sources as applicable.

Documented EDD review findings in the appropriate databases including all pertinent facts and information to support result.

Responsible for drafting SAR (Suspicious Activity Report) consistent with Financial Crimes Enforcement Network (FINCEN) requirements.

Documenting investigative findings in the narrative style format of a SAR in a case management system for preparation and filing directly with the Financial Crimes Enforcement Network (FinCEN).

ALLY FINANCIAL SERVICES Oct 2017 – NOV 2022

KYC/AML Analyst

Reviewing alerts generated from complex monitoring systems to prepare detailed written filing reports that precisely document and summarize findings of suspicious banking activity in accordance with Bank Secrecy Act regulations.

Researching, analyzing, and evaluating possible suspicious transactional activity as part of the due diligence process utilizing databases, financial statements, and AML software to employ, interpret, and present data in a timely manner

Analyzes financial statements and transaction data patterns to evaluate accounts flagged for possible suspicious activity as defined by FFIEC guidelines.

Conduct Regulatory Reporting Assessment on Onboarding clients and conduct global financial institution operations.

Works closely with branch personnel to identify irregular customer behavior. Prepares detailed written Suspicious Activity Reports (SARs) to precisely and accurately document findings in accordance with regulatory requirements and deadlines.

Reviews accounts with recent SAR filings to track any additional suspicious activity. * Utilizes all available resources to stay current with industry trends and standards.

Detecting, Investigating, and Escalate issues of concern to BSA/AML Investigations team as necessary and appropriate.

Advanced knowledge in KYC/AML Protocols and screening tools such as Actimize, LexisNexis, Equifax etc.

Monitoring and investigating transactional activities to detect suspicions of terrorism financing and money laundering.

Analyze transaction history and other customer data to determine legitimacy, possible errors, and potential risk.

Analyze clients and entities SOF, SOW, OSOF and verifying accuracy

Conducting media searches using LexisNexis, Accuity, Clear, Google Dirt String to identify PEP, Negative News, OFAC Sanction list and Financial Crime.

Liaising with RM or PB in request of RFI’s; ensuring accuracy of client and entity documentation.

Document and report the review/investigation findings and prepare case file that require

supporting documentation.

ALLY FINANCIAL SERVICES Aug 2015 - Sept 2017

KYC Specialist

Responsible for identifying and investigating customer transaction that represent an increased risk for financial crimes

Assist in performing ongoing monitoring of the accuracy of existing customers key data elements.

Perform periodic KYC reviews on risk-based schedule of all financial transactions of the clients.

Identify high risk activity, relationships and accounts based on tier levels.

Perform weekly and ad-hoc reporting to measure and monitor key metrics for the Assessment and Onboarding governance routines

Compliance and risk monitoring of all business activity with foreign and local partners, to ensure regulations compliance.

Monitor all financials Operations, Credit Control Compliance - ensure credit products and services comply to avoid default.

Ensuring Due Diligence of all parties involved in all transactions with the financial transaction

Document all activities in a clear and concise manner utilizing the appropriate systems and in accordance with established procedures.

ALLY FINANCIAL SERVICES June 2013 – July 2015

Onboarding Specialist

Assist with onboarding of clients, ensure that sufficient customer information was collected by the lines of business to develop an understanding of normal and expected activity based on the customer occupation or business operations for high-risk customers.

Verified customers presented documents, using documentary methods which includes primary and secondary documents within a reasonable period.

Collection and authentication of all identity documents for account holders in collaboration with other CIP requirements.

Followed established procedures and guidelines to determine the acceptability of all identification documents received from clients.

Conduct research, analyze and evaluate additional verification via non-documentary methods and notifies business to take reasonable measures to restrict the Customer’s ability to use, liquidate and/or close the Account/Covered Product. (CIP)

Utilize documentary and non-documentary requirements, as appropriate, to be applied to verify the identity of the Customer. (CIP).

Enable and Support processes with significant business impact involving cross-functional teams by assisting in performing batch transfers

Assist with preparation and review of materials gathered for regulatory exam and audit

Complete client onboarding of new clients (individuals and entity) across a variety of structures.

Supports rigorous quality control and compliance programs to include an ongoing control/compliance self-assessment process

Perform daily and weekly client audit verification.

Analyze transaction history and other customer data to determine legitimacy and potential risk

Review incoming new accounts for compliance with relevant laws. Rules and regulations.

Conduct research and data gathering for the completion of compliance requirements for

new products and services and other duties as assigned.

ROYAL ROK SERVICES March 2009 – May 2013

Tax Consultant

Interviewing clients about their income and expenses, auditing account details and acting as a liaison between clients and the IRS.

File clients’ taxes and ensure the accuracy of various tax forms.

Informing clients on the tax preparation process, obtain client’s financial information including pay stubs and income statements to estimate tax payments and returns

Inputting data from financial records into tax return software or databases

Submit tax forms on behalf of clients to pay the appropriate amount and maximize the client’s return

Estimate tax returns, deductibles, liabilities, and expenses

Review data on reports and detect possible errors

Answer tax- and finance-related questions

Review the accuracy of data on tax forms based on all tax rules and regulations

TOYOTA FINANCIAL SERVICES Feb 2006 –Jan 2008

Client Service Representative

Disposition of vehicles acquired via lease and retail

Communicate effectively on a daily, weekly, monthly basis with vendors to provide exceptional customer service regarding routine and escalated requests.

Being accountable for accurate and timely handling of all aspects of customer account maintenance and transactions

Retrieving payment history from the system and clearly communicating status to the customer.

Analyzing account characteristics and working with customers to resolve their issues, persuade them to bring their account current, and/or recommending appropriate solutions while providing "best in class" customer service,

Reviewing customer history and, where appropriate and based on established policies and procedures, waives late charges and grants extensions.

Documenting all activities in a clear and concise manner utilizing the appropriate systems and in accordance with established procedures.

Daily job responsibilities consist of posting payments and payoffs to Lease and retail accounts.

CITI GROUP March 2001- Aug 2005

Customer Service/Collections

Provide customer support services to cardholders.

Reconciled account settlement activities for Citibank private label oil card.

Responded to customer's needs, inquiries to billing questions on consumer and commercial accounts

Investigated delinquent accounts and recommended collection solutions.

Reviewing customer payment history, negotiated payment plan options where appropriate and based on established policies and procedures, waives late charges and grants extensions.

EDUCATION

B.Sc. (Economics), January 1992 – June 1996

Enugu State University of Science and Technology

M.S.W (Social work), January 2019 – November 2021

Walden University

REFERENCES

Provided upon request

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