WALTER SCOTT, JR

Norristown, PA

215-***-**** adu1d7@r.postjobfree.com

COMMERICAL & RESIDENTIAL BANKING EXECUTIVE

Create & Execute Lending Plans

Develop Strong & Enduring Relationships Meet & Exceed Production Goals

Quality-driven professional with a comprehensive background within financial, mortgage and lending industries, establishing market strategies,including and overseeing all commercial and residential lending activities, resulting in high-growth rates with low risk. Demonstrated success building lending teams focused on delivering value-add solutions for clients through cross selling non-lending products in addition to commercial loans. Passionate about mentoring and coaching commercials lenders to secure quality clients while maintaining effective portfolio management and positive relationships.

Develop client-centered staff and high-touch service model, effectively orchestrating interface with various product partners. Exceptional communicator who easily develops relationships with staff as well as personal clients, real estate developers, investors, and builders. Vast banking knowledge in addition to strong lending and problem-solving skills: Expertise includes

Strong Leadership & Management Abilities Team Building & Mentorship Cross Selling Sales & Relationship Management Banking Systems Client Management

PROFESSIONAL EXPERIENCE

EXCALIBUR FINANCIAL, Collegeville, PA 1999 to President

CEO

Work with commercial clients in managing financial aspects of business within very competitive environments, including evaluating current financing, advising on business expansion, or assisting when business is in distress. Facilitate execution of commercial loans and lines of credit. Manage 4 sales representatives as well as collaborate with in-house attorney, insurance, and accounting professionals.

Started business from scratch, growing to over $4M of revenue a year

Deliver outstanding client service, providing advice and informing about all financial and legal options available, resulting in a majority of new business coming through referrals and repeat business.

AMERICAN FINANCIAL CONSULTINGSERVICES, Collegeville, PA 1999 to Present

Chairman of the Board

Certified Credit Counselor by Pennsylvania Housing Finance Agency (PHFA), serve residential clients who are experiencing challenges in paying mortgages or other debit -related matters. Work Closely with the clients to develop resolution with mortgage companies as well as collaborate with in-house real estate attorneys to manage legal aspects of situation.

Drastically grew business through referrals from PHFA with as many as 10 referrals per week.

WALTER SCOTT, JR PAGE TWO

ADDITIONAL EXPERIENCE

MELLON BANK, Philadelphia, PA

Senior Banking Officer, Credit Card Services

EAGLE NATIONAL BANK, Upper Darby, PA

Banking Officer, Consumer Lending Department

MAIN LINE BANK, Villanova, PA

Vice President of Head of Non-Conforming Division (Residential)

NATIONAL STATE BANK IN NEW JERSEY, Elizabeth, NJ

Vice President of Retail Banking

STAR EQUITY GROUP, Dallas, TX

President- Residential & Commercial

EDUCATION PROFESSIONAL DEVELOPMENT

Completed coursework in Finance, Villanova University

Certified Financial Counselor, PA Housing Finance Agency

Bank Management Certificate, ABA National School of Banking, University of Oklahoma, Norman, OK

PROFESSIONAL ASSOCIATIONS AFFILIATIONS AWARDS

Pennsylvania Mortgage Associations – Past President

Pyramid Club of Philadelphia – Founding Member

National Association of Mortgage Brokers – Past Board Member

Awards

NAMB Credit Scoring Committee

2006 Volunteer of the Year Award

2008 Distinguished Industry Services Award

2008 President Award

Member of Housing Alliance

Member of Delaware Valley Credit Counselors Association

Past Board Member of Philadelphia Theater Company

Progress Bank – Past Community Board Member

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