OBIDIENCE UDEZE

• 929-***-**** • adtzyl@r.postjobfree.com • Pikesville, MD 21208

AML/FRAUD/KYC/OFAC ANALYST

PROFESSIONAL SUMMARY

Creative AML/KYC/OFAC/FRAUD analyst with 5years of experience in the banking sector. Specializes in Anti-Money Laundering, Fraud investigator, OFAC stripping, KYC (Know Your Customer), Transaction monitoring, SAR drafting, Account reviews, Adverse News Screening, and High-risk review. Proficient in MS Office suites, Investigation, and Research. An excellent investigator with strength in fraud prevention, data documentation, and risk mitigation. Seeking an opportunity to bring further success to an organization with my interpersonal skills.

FUNCTIONAL SKILLS

●Compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD.

●Knowledge of risk and regulatory requirements as they apply to financial crime.

●Timely SAR drafting when risk cannot be mitigated.

TECHNICAL SKILLS

● SAR drafting ● Due Diligence.

● Team player ● Data analysis

● Investigation ● Information verification

● Fraud detection ● Risk management ● KYC ● Quality control

● Banking regulations ● Analytical

PROFESSIONAL EXPERIENCE

First National Bank, Nottingham, MD Jul 2020 - Current

AML/OFAC/FRAUD Analyst

●Fraud investigation into services related wire transfers, P2P, scams, and business email compromise.

●Identify risk factors and trends of potentially fraudulent activity, including the development of trend reports and key indicators.

●Review of alerts generated by Case Tracker system and daily OFAC review of in-process transaction.

●Analyze and investigate complex fraud cases, including account take over.

●Prioritize and complete tasks according to regulatory deadlines.

●Monitor high risk account activity and coordinates activities to resolve and prevent fraud in the organization.

●Ensure necessary actions/corrections are made to the accounts to resolve disputes, complaints, and inquiries.

●Work on OFAC alerts for international ACH Transactions, which is a regulatory requirement.

●Monitoring and reviewing institutional transactions and reconciling customer accounts to identify fraud.

●Transaction monitoring of customer account to determine if there is suspicious activity present and file SAR when risk cannot be mitigated.

●Possess a working Knowledge of Anti-Money Laundering Laws.

●Research customer account activity to determine potential fraud related to multiple channels (ACH, Cards, Checks, Wires, Zelle, Online Banking, etc.)

PNC Bank, Towson, MD Nov 2017 – Jun 2020

AML/KYC Analyst

●Performed background checks, customer research, transactional analysis using software/databases such as LexisNexis, RDC, Documentum, Salesforce, World check and Image soft.

●Monitored and maintained compliance with internal controls and government regulations.

●Reviewed documentation to prevent fraud and money laundering.

●Participated in new client onboarding and contract renewal processes.

●Conducted due diligence on contract performance and recommending adjustments to better meet client needs.

●Ensured client data, business activity, alerts, documents, and other case determinations are appropriate, fully supported and clearly documented.

●Conducted Enhanced due diligence searches on high-risk customers and escalate appropriately when suspicious activity is detected.

●Maintained ability to provide good customer service.

●Analyzed results of complex investigations and delivered concise written conclusions to management.

●Performed adverse news screening on customers and verify PEP match.

●Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.

EDUCATION

Federal College of Education, Rivers state, Nigeria

●National Diploma- Business Education Nov 2002

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