Vice President Development Director

Joe A. Hachem

***** ****** **

Dearborn Heights, MI 48127

E mail: adty6x@r.postjobfree.com

Cell: 313-***-****

City of Dearborn Heights

Community and Economic Development Director February 2016 – December 2021

• Responsible for the general management and day to day operation of the Department and its various HUD-related programs

• Prepare the Annual Community Development Grant Application and perform all duties associated with this procedure, including the preparation, review, and coordination of all Environmental Review Records, as prescribed by law

• I oversee, coordinate, monitor and evaluate all CDBG funded projects and programs, including the Residential Rehabilitation loan programs

• I keep constant communication with each City Department to keep abreast of all Community Development needs of the Community

• I prepare reports and other documents related to the program for submission to HUD. These include but not limited to Five-year comprehensive plan and annual comprehensive plan

• I coordinate the resolution of audit and monitoring findings

• I manage, coordinate, and monitor the HUD IDIS computer system and maintains all necessary records and prepare all necessary reports, as mandated by Federal Statutes and HUD regulations. • Prepare and submit all financial records to HUD and manage the spending ratios per Federal regulations

Dynamic Glazing Systems, Inc.

Chief Financial Officer November 2014 - September 2015

• Plan, develop, organize, implement, direct and evaluate the organization’s fiscal function and performance

• Enhance a reliable cash flow projection process and reporting mechanism that includes minimum cash flow threshold to meet operating needs.

• Develop, implement and enforce policies and procedures of the organization by way of systems that will improve the overall operation and effectiveness of the corporation.

• Monitor banking activities of the organization.

• Provide the CEO with an operating budget. Work with the CEO to ensure programmatic success through cost analysis support, and compliance with all contractual and programmatic requirements.

• Oversee the management and coordination of all fiscal reporting activities for the organization including: organizational revenue/expense and balance sheet reports,

• Ensure adequate cash flow to meet the organization's needs. Hachem Consultant LLC April 2012- October 2014

President

• Financial consultant to prior banking clients

• Loan placement, Debt re-structuring

• Workouts and credit consolidation

Fidelity Bank May 2000 – March 2012

Vice President, Senior Commercial Lending Officer

• Responsible for new customer development, loans, deposits, fees

• Territory is Wayne, Macomb, and Oakland Counties

• Average loan size ranges from $500,000 to $4.0 million, 95% of new loans are commercial real estate loans – medical buildings, two to three store shopping centers, smaller office buildings

• Managing $100 million loan portfolio, 150 – 175 customers

• Led the Bank in fee income for 5 years

• Maintains lowest delinquencies in the Bank

Huntington National Bank 1989 – 1999

Assistant Vice President, Commercial Lender

• Responsible for new customer development, loans, deposits, fees

• Managed over $60 million loan portfolio

• Led the bank in earned fee income from 1995 to 1999

• Brought over $20 million in new deposits

Education

Wayne State University, BS, major in Corporate Finance with concentration in Accounting, graduated 1989

Central Michigan University

Other

• Served as Vice Chair of Dearborn Heights Planning Commission

• Chamber of Commerce member

• Member in Dearborn Heights Kiwanis Club

Has an extensive referral sources consisting of CPA’s Attorneys, Doctors as well as a large client base that refers business to me constantly

Referrals available upon request

Contact this candidate