Seasoned DE underwriter

Luke Martin

*** * *** ** *** **, Malta, IL *****

Cell: 815-***-**** – adtud4@r.postjobfree.com

PROFESSIONAL SUMMARY D.E. Underwriter offering vast knowledge of mortgage banking regulations, guidelines and compliance procedures. Dedicated to maintaining professionalism and integrity while providing excellent customer service and managing bank/company risk.

SKILLS

Excellent work ethic * Complex problem solving

Self-sufficient * Risk management assessment

High Integrity * Experience with many loan types WORK HISTORY 9/2020-9/2022 Underwriter III

Paramount Residential Mortgage Group – Corona, CA (remote)

-Underwrite complex FHA and conventional loans including DPAs 7/2019-9/2020 Underwriter

Mr. Cooper – Dallas, TX (remote)

-Underwrite complex FHA loans received from lenders for sale to investors

-25-50% of loans reviewed are FHA manual underwrites 9/2016-6/2019 Underwriter

Alterra Home Loans (Panorama) – Las Vegas, NV (remote)

-Correspondent underwriting of complex conventional, FHA, portfolio and jumbo loans.

-Chosen as dedicated underwriter of niche products such as ITIN, I-10, DPAs 8/2015-9/2016 Underwriter III

Wells Fargo – Lombard, IL

-Underwriting of complex Private Mortgage Banking portfolio loans

-Member of 4-underwriter team dedicated to #2 mortgage banker in country

-Top performer in production with $1 million single loan lending authority 2/2009-8/2015 Underwriter III

JP Morgan Chase – Downers Grove, IL

-Underwriting of complex conventional, FHA, portfolio, jumbo loans

-Mentor and assist in training newly hired underwriters and underwriting managers

-Analyze borrower credit profile to measure risk and make educated loan decisions

-Review loan files of Underwriters in training and provide feedback on corrections needed and/or errors made

-Recipient of multiple top underwriter and top producer awards

-Consistently ranked in the top 10 Chase underwriters nationwide and top 1 or 2 in regional UW center (160 total UW) repeatedly 07/2006-01/2009 Senior Underwriter

Washington Mutual – Lombard and Downers Grove, IL

-Analyze borrower credit profiles to manage bank risk and exposure in order to make credit decisions on home equity loans and lines of credit.

-Assist and mentor team members in making loan decisions, overall work flow

-Elite Group award winner

07/2005-07/2006 Loan Coordinator

Washington Mutual – Lombard, IL

-Prepare and manage loan files, gather documents for analysis, review docs

-Income specialist – determined qualifying income on loans for underwriting EDUCATION May 2003 Bachelor of Arts: Sport and Recreation Management Carthage College – Kenosha, WI

-Minor in Business Administration

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