Mortgage Loan Finance Manager
Resume:
Barbara A. Werner
Loan Underwriter
***************@*****.*** • 612-***-****
Shakopee, Minesota
Summary
Experienced underwriter that consistently exceeded expectations while working with automotive loans. Self-starter proven to deliver results in a high paced environment and substantial pipeline. Areas of Expertise
Underwriting
Risk Assessment
Problem Solving
Customer Services
Communication
Credit Assessment
Decision Making
Organization
Microsoft Office
Professional Experience
Wells Fargo Home Mortgage, Minneapolis, MN 2012 – Present Mortgage Loan Underwriter
Evaluate client risk through review of work history, credit reports and property appraisals for consumer loans and residential mortgages. Verify client debt-to-income ratio and other relevant information. Ensure compliance with all policies, procedures, and company guidelines.
● Acquired and successfully maintained large pipeline of over 50 active loans without significant oversight. Wells Fargo Auto Finance, Minneapolis, MN 2004 –2012 Senior Exceptions Underwriter
Approved direct and indirect auto consumer credit applications after review. Authorized policy exceptions, employee loans, irregular credit applications, and subprime loans. Guaranteed client privacy.
● Achieved rating of top three within team on a monthly basis.
● Promoted within one year of hire.
Wells Fargo Home Mortgage, Minneapolis, MN 2004 –2012 Collections
Negotiated payment plans for clients with delinquent accounts in order for them to obtain current status. Facilitated collection of delinquent loans.
● Promoted within one year of hire.
Additional Experience
Specialty Finance Manager Subprime, Rudy Luther’s Auto Group, Hopkins, MN Professional Training
Reading a Tax Return, Wells Fargo
Credit Review – Code of Ethics, Wells Fargo
Licenses & Certifications
Nationwide Mortgage Licensing System and Registry, NMLSR #183438329
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