Data Entry Mortgage Processor

SABRINA G. LEE

**** * **** ****** ********** Conn. 06457

PHONE 203-***-**** E-MAIL: ********@*****.***

OBJECTIVE

To secure an administrative supervisory analytical position that will foster growth in an intellectually stimulating environment.

SUMMARY OF QUALIFICATIONS

Well versed in all areas of credit counseling, credit analysis, loan mortgage processing, collections, customer servicing, underwriting and training new hires. Knowledge of Lotus, Rumba, Microsoft Office, Excel, Word, AS400 and Windows based applications. Experienced in all aspects of medical terminology, office organization and record keeping in a private sector environment. Graduate of RETC specializing in mortgage origination, processing and underwriting. NMLS Certified PROFESSIONAL EXPERIENCE

Finance of America 9/2021 to 11/2022 -DE Underwriter-Wholesale/Retail/Operations Worked with HUD, Fannie Mae, Brokers, Bankers, and several Mortgage Entities to Decision several types of Reverse Mortgage Products. Responsibilities included, Credit Analysis, Financial Assessment, Appraisal and Title Review and Approvals. Knowledge of Microsoft products, as well as several internal systems required.

Home Point Financial – 11/2020 to 9/2021 Underwriter/USS – Processing and Underwriting Government and Conventional loans in a wholesale setting. Working with Brokers and Loan officers to assure a smooth and expedient final approval.

Bond Street Mortgage LLC 7/2020 to 11/2020 Sr Client Underwriting Associate -Remote Working with several conventional and government underwriters, loan officers, and vendors, to facilitate, quality check, and prepare loans for final approval, closing and funding. Specializing, but not limited to, appraisal, title, income,assets, and credit review. Savings Bank of Danbury 10/2019 to 7/2020 Senior Processor/Originator Working with several loan officers, processors, vendors, underwriters, and closers to facilitate the disclosing and processing of all mortgage applications, loans, Helocs, subordinations and second mortgages. Not limited to, but also including disclosing, and re-disclosing of all types of mortgage loans, as well as preparing closing disclosures for final transactions.

2019 to 2019 Cheney Mortgage/Senior Processor/Loan Officer/U/W Worked with vendors of all types to Originate, Process, and underwrite Conventional, FHA, VA, and Construction loans.

2016 to 2018-Conn Home Mortgage/HSL-Senior Underwriter Working closely with loan officers, closers and sales management teams to process and underwrite conventional, CHFA, and FHA loan applications. My position includes but is not limited to appraisal & title reviews, income analysis of wage earner and self- employment applicants. The mortgage system used by my current employer is Encompass. I have a current active CHUMS ID. As in previous positions, I also have moderate knowledge of Excel, Outlook and other Microsoft applications. 2009 to 2016- Bank of America-Centralized Fulfillment-HSS II Collaborating with senior underwriters, mortgage loan officers, credit administrators, and upper management to successfully, process, underwrite, and prepare Conventional loans for closing. I also am experienced but not limited to working with Bank of America Associates to ensure a pleasant experience with a high standard of customer service and efficiency. My position includes the calculations of Debt to Income Ratios, Gathering Stipulation Documents, Verifying Employments, Ordering and Clearing Titles and Appraisals. SASE credit authority to “Final Approve” loans within my underwriting authority. Licensed by the National Mortgage Licensing Service #700473. 2011 to 2012 People’s United Bank-Processor-Secondary Financing Underwriter-Support Assisted underwriters with processing and entering loan documents. Underwrote subordination requests for all branches as well as external clients. Customer service and Data Entry were part of the processing and lending decision. Debt to Income calculations, as well as Risk formulas were used to perform all underwriting functions.

2007 to 2009 Fiserv Lending Solutions- Corporate Client Service Specialist Processing and Underwriting Conventional, Commercial and New Construction loans, Duties include but are not limited to Credit Analysis and Counseling, Debt to Income Ratio Analysis, Customers Service, Data Entry, Ensuring proper Federal Guidelines and Disclosures are provided and carried out per those guidelines and statutes, income verification and pre-closing quality control. Client Customer Service for over 125 appraisers, credit unions, title companies, brokers, and real estate agents. Providing title, closing, funding, and appraisal assistance to consumers all over the world. 2004-2007 Accredited Home Lenders East Hartford, CT Mortgage Analyst- Branch Processor Sr. Loan Specialist Office Manager

Collaborating with loan originators, loan funders and underwriters as a team to successfully process, close, and fund various types of conventional, sub-prime refinances and purchases. In addition to counseling new and existing borrowers with credit issues. This position includes but is not limited to ratio and debt calculations, income verification, and future financial planning. 2002-2004 National City Mortgage Middletown, CT Mortgage Analyst On-going collaborating with loan originators in conjunction with the processing of Conventional, FHA, Purchases and Refinancing of first, second, and home equity line mortgages. Loan processing including but not limited to income verification, ratio calculations, and credit analyst and counseling. 2001-2002 Medical Staffing Network West Hartford, CT Staffing Coordinator/ Partner

Hiring and Staffing of long-term care facilities and hospitals in central and northern Connecticut. Responsibilities included but were not limited to organizing and supervising various flu clinics for major organizations such as; Gentiva, Cigna, Walgreens, and various other agencies throughout central Connecticut. Facilitated contract agreements with agencies to utilize the services offered by our company.

1999-2001 Peoples Bank Bridgeport, CT Adverse Action Specialist Facilitated credit card loan processing, as well as credit card, loan and mortgage negotiation. Provided credit counseling, collections training and re-evaluations of declined applicants and terminated accounts.

1998-1999 New Haven Police Department New Haven, CT Administrative Booking Representative Criminal and civil data entry, criminal processing, dispatching, warrant processing and verification. Performed various clerical functions for executive officers. 1989-1998 Trans Union Credit Bureau West Hartford, CT Sr. Mortgage Processor/ Trainer Collaborated with Aetna Life Insurance and Casualty of Hartford, CT on special projects that required organizing investigative searches of fund recipients. Resolution of consumer and corporate disputes. Interviewed and counseled consumers with inquiries pertaining to their credit history. Provided new employee training and seminars. Processed mortgage negotiation and assisted management in maintaining existing corporate and residential accounts, as well as mail department with distribution and servicing for all departments.

EDUCATION

2008 to 2011 Colorado Technical University- Associates Degree 2006 RETC Mortgage Licensing-Certified in Underwriting, Processing, and Originations 1985-1990 Southern Connecticut State University New Haven, CT Nursing Public Health Administration

1981-1985 James Hillhouse High School New Haven, CT Awarded most Likely to succeed in business and sciences by Bausch & Lomb, Inc. CERTIFICATIONS AND ACHEIVEMENTS

Associates Degree from Colorado Technical Unversity Nationally certified as a Consumer Interviewer

by the Associated Credit Bureau, Inc

Bausch & Lomb Scholarship Award

Perkins Scholarship Award

Amalgamated Workers Scholarship Award

State Certified Nurse’s Aide

*** References furnished Upon Request ***

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