KATHRYN OMECHE

**** ********* ***,

ADDISON, TEXAS.

214-***-****

Email: adtpew@r.postjobfree.com

SKILLS

•Excellent time management skills

•Knowledge of Conventional, FHA, VA and USDA loans

•Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures

•Demonstrate interpersonal, organizational and time management skills

•Excellent oral and written communication skills

•Highly organized and proactive; able to meet deadlines in a fast-paced environment

•Accurately document all information pertaining to accounts

•Encompass, Empower, proficiency

• Analytical

PNC BANK

Mortgage Loan Processor / Home Equity Processor May 2020 – Current

Enter all data on new loans as received into the computer system as needed for initial submission through the appropriate loss.

Maintain an open line of communication with the borrowers, loan originator, underwriter, realtor, and/or builder throughout the entire process assisting each as needed.

Monitor all incoming mail and documents for verification information on data used to obtain any loan approval.

Order credit report and private mortgage insurance from company approved service providers, as required, by the loan approval.

Order, obtain, review, and approve any required appraisal documentation from a company approved appraiser, as required by company or investor guidelines for the product under which the loan was originated/approved.

Prepare all loans approved for closing by collecting/obtaining all information/documentation required to clear any underwriting approval conditions.

Obtain any clear/satisfactory certifications required by the loan approval, property type, investor/insurer guidelines and/or appraisal.

Review all assigned home equity applications received and ensure completion of all required data

Ensure all RESPA disclosures have been generated accurately and delivered as required.

Maintain service levels for all processing turn-times as set forth by management

Scheduled for closing, responsible for delivering a completed package to the closing department to ensure approved credit package has the appropriate information.

Complete all company mandatory training within the required timelines.

MY MORTGAGE, INC

Mortgage Loan Processor July 2017 – April 2020

•Maintain necessary pipeline to ensure timely closings of all loans.

•Work with our customers to obtain and secure accurate accumulation of loan documentation.

•Timely and compliant closing of all types of residential mortgage loans within established deadlines.

•Procure verification for credit items which include: employment, assets, rental history, credit reports, etc.

•Research and verify account information and resolves problems for customers as needed.

•Liaison with third party vendors (appraisal, title, insurance, etc.) to obtain necessary documentation for loan approval.

•Maintain a secure environment for loan process files. Impeccable ethical conduct.

•Review documentation and provide conditions for mortgage loan approvals needed to comply with underwriting guidelines: borrower documentation, credit and collateral documentation.

•Understand and use computer programs and systems for the tracking and processing of loans – LOS and AUS systems. Run DU and LP.

•Provide support duties for management and loan processors.

•Ensure all necessary disclosures (state, federal and company specific) are provided to client as required.

•Communicate any concerns on possible misrepresentation or fraudulent. documentation/activity to Branch Manager and/or Processing Supervisor, if necessary

•Work with Underwriting and Loan Closing departments to ensure that quality of loan submissions is consistent with maintaining the efficiencies of the loan file flow.

•Communicate concerns or suggestions on improving overall systems to Processing Manager when appropriate.

•Assist with problem-solving when issues arise that involve the successful closing of requested residential loan.

•Computer literate, able to use Microsoft Office Word, Excel, Outlook, PowerPoint, publisher and accounting.

EDUCATION;

RICHLAND COLLEGE DALLAS TX ASSOCIATE OF TECHNOLOGY ● Associates in Information Tech.

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