Data Entry Incharge

Bhagwan Dev Chaudhary

Address : *** ******** ****, ********, **********, 99352

Mobile : +1-509-***-****

Email Address : **************@*****.***

Career Objective:

To use my fullest potential to carry out the tasks given to me and help the organization to excel Special Qualification:

I am hard working and give my full potential as well as punctual Employment History:

Civil Bank Limited (Nepalgunj Branch) (Nov 2012 – May 2015) (Operations Department) o Handling of the remittance software such as IME, Prabhu Remit, Western Union, MoneyGram etc. for national and international remittance.

o Receive the inter-bank cheques for deposit into customer’s account after verification from the bank

(Cheque Clearing)

o Assist the customers in account opening and other documentations o All the tasks related to account opening such as data entry in system, Debit card issuance liaison, cheque/check book issuance

o Assisting the customers in TT/ Draft/ SWIFT issuance through bank as well as proper documentation of the necessary papers

o Handling of cash counter (receive cash for deposits, encash cheques after verification), cash sorting

(clean and dirty cash sort-out)

o Handling of foreign currencies after proper verification and assurance of exchange rates o In-transit of cash to and from the Central Bank (Nepal Rastra Bank) o Liaising with clients and other divisions of bank o Preparation of monthly memos related to monthly expenses of the bank (electricity, petty cash, water, generator and any other expenses)

o Assistance to the Operation Supervisor/Incharge in proper coordination for task completion o Ensuring that transactions are cleared and settled correctly o Sorting of cash for the cash refilling in ATM

o Refilling of cash of ATM

Mega Bank Nepal Limited (Main Branch, Corporate Office, Lastly at New Road Branch- Credit Dept.), May 2015 – Oct 2022

I. May 2015 - March 2016 (Cash Department-Kantipath Branch (Main Branch) o Handling of cash counter (receive cash for deposits, encash cheques after verification), cash sorting

(clean and dirty cash sort-out)

o In-transit of cash to and from the Central Bank (Nepal Rastra Bank) o Supervise and conduct the bullion transaction (gold and silver related transaction) o In-transit to other branches and even inter-bank gold transit or purchase o Receive the inter-bank cheques for deposit into customer’s account after verification from the bank

(Cheque Clearing)

o Handling of foreign currencies after proper verification and assurance of exchange rates o Sorting of cash for the cash refilling in ATM

o Refilling of cash of ATM

II. March 2016 – July 2017 (Micro Credit Department) o Supervision of branches for microcredit (less than 1 Million limit) disbursement o Devise new methods and techniques how the deprived sector lending could be made effective o Coordination with D-class financial institutions (Micro-credit banks) for institutional lending so that they can disburse the loan into deprived sector.

o Preparation of proposals and receive approvals from the higher authority for institutional lending o Proper security documentations for wholesale lending o Liaison with NGOs and INGOs for various projects that are related to deprived sector lending o Coordination with Sakchyam Access to Finance Program (UK Aid) Louis Berger for establishment of branches and branch-less-banking (BLB) points in the rural western part of the country (Bardiya, Achham, Darchula, Dadeldhura)

o After establishment of the branches and BLB points, mobilization for deprived sector lending o Coordinate to conduct the training programs to bank staffs and BLB agents so that they could perform in effective anefficient manner.

o Management of Tablets, POS machines or any other new technology for BLB points and liaison with the vendor for proper and smooth installation III. July 2017 – August 2018 (Recovery/ Credit Middle Office) o Follow ups with the branches for recovery of substandard and bad clients who have not been able to pay their dues on time

o Preparation of daily country-wide overdue report, segregate them and disseminate them to branches through mail

o Preparation of recovery letters to be handed over to the customers. o Assist branches for smooth recovery, guide them for various procedures for recovery and even act as mediator/communicator between the bank and the bad customers for recovery o Process for public notice publication of the clients under bad debt o Guidance to subordinates for preparation of various countrywide report o Presenting the loan recovery status to the senior management o Conduct meetings with the senior management regarding various issues related to loan recovery faced by branches.

IV. August 2018 – Nov 2018 (Credit Unit – Head Office) V. Dec 2018 – Oct 2022 (Credit Unit – NewRoad II Branch) o Marketing new customers for loans and deposit

o Preparation of credit proposals for the new customers and renewal credit files o Follow-up with the credit customers of the branch for timely repayment of the dues of the bank o Liaison with country risk unit and approving authority for quick approval of the loan files with adherence to the laws/policies/procedures/circulars o Maintenance of good relationships with the existing customers and seeking new avenues for probable new credit customers.

o Coordination with general operations department for account opening, CAD department for loan disbursals and recovery department for any probable bad debts loans o Preparation of daily, weekly, monthly and quarterly reports related to credit department as seeked by branch coordination department.

o Assistance and guidance to subordinates about how to write effective proposals and general process about the authority being in line to the circulars issued by Central Bank-Nepal Rastra Bank (NRB), policies and procedures of the bank

Education/Trainings

Academic Qualification:

Degree Major Graduation

Year

College/School Board/ University Percentage/

CGPA

Masters MBA 2018 Presidential Business

School, Thapagaun,

Kathmandu

Westcliff University,

US

3.87

Bachelors BBA 2012 Kathmandu Don Bosco

College, Koteshwor,

Kathmandu

Purbanchal University 3.40

Intermediate +2 Science 2007 National School of

Sciences, Lainchour,

Kathmandu

HSEB 75.70%

S.L.C. (10th) SLC 2005 Puspasadan Boarding

High School, Kirtipur,

Kathmandu

SLC Nepal Board 78.25%

Trainings

Topic Objective Place/Institution Duration

Basic Computer Course Pushpasadan Boarding High School 3 months

SPSS Kathmandu Don Bosco College 15 days

Basic Excel Course Presidential Business School 15 days

Advance Excel Course Mega Bank Nepal Ltd. 22 Feb 2019 to 04 May 2019

Comprehensive Course on Mega Bank Nepal Ltd. 30 Jan 2019 to 01 Feb 2019 Credit Management

Productive Sector Lending National Banking Institute 9 and 10 Dec 2016

Financial Statement Banking Training Institute 23 July 2016 Analysis of Customers

Language Proficiency:

Tharu (Mother Tongue), Nepali, English, Hindi, Newari, French (beginner) Personal Details:

Date of Birth : 4 Sep, 1988

Gender : Male

Marital Status : Single

Nationality : Nepali

Religion : Hindu

Current Address : 500 Lakerose Loop, Richland, Washington, 99352 Permanent Address : Pokhariya, Basbalpur-08, Saptari, Nepal Others:

Engage in various extra-curricular activities from school level such as drama competition, spelling competition, cricket competition, futsal competition, speech competition, public speaking competition etc.

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