Loan Processor Officer

Brandi K Belding

**** ******* ** **, ***, MI ****1

616-***-**** (cell)

OBJECTIVE

I wish to obtain a position within a stable company where I can utilize my extensive customer service expertise and financial background to help clients experience a superior experience. QUALIFICATIONS

Personal attributes include dedication to my job, strong customer service skills, and self motivation. I am very organized and have systems in place to assure tasks are completed efficiently and on schedule. I take pride and ownership in my work. I have experience with Microsoft Word, Excel, Encompass, ACT, BYTE, Unifi, Mortgage Builder, as well as other banking software programs. I am familiar with all loan and property types: Conforming, FHA, VA, RD, MSHDA, ARM’S, Construction, Lot Loans, Condos, Manufactured Homes, Investment Properties and Second Homes. I am familiar with many retail banking products: Checking, Savings, IRA’s, Mutual Funds, Home Equity Lines of Credit and basic Investment accounts.

WORK HISTORY

Independent Bank 616-***-**** May 2017 – November 2022 Senior Mortgage Loan Processor

Responsible for supporting 5 loan officers, averaging a combined 3 million dollars in monthly production, with their pipeline management, processing 35+ files simultaneously, reviewing initial file submissions by the loan officer to project missing items/errors ahead of the underwriters initial underwrite, reading and interpreting underwriting findings as well as credit reports, researching guidelines and product criteria from 4 different investors to clear conditions received from the borrower, communicating with loan officer and customer with status updates weekly, Realtor contact, answering loan scenario/underwriting/processing questions from borrowers and co-workers, restructuring loans, ordering credit supplements, ordering verifications of employment, reviewing title and communicating requirements to the loan officer, clearing title issues, ordering closing protection letters, ordering subordinations, sending the file to closing, updating Home Owners Insurance policies, Realtor contact, training new hires and answering business telephone. Level One Bank 616-***-**** November 2016 – May 2017 Senior Mortgage Loan Processor

Responsible for supporting the Grand Rapids mortgage manager and 3 additional loan officers, averaging a combined 4 million dollars in monthly production, with their pipeline management, processing 30+ files simultaneously, reading and interpreting underwriting findings as well as credit reports, researching guidelines and product criteria from 8 different wholesale and retail credit underwriters to clear conditions received from the borrower, communicating with loan officer and customer with status updates weekly, Realtor contact, answering loan scenario/underwriting/processing questions from borrowers and coworkers, restructuring loans, ordering credit supplements, ordering verifications of employment, ordering appraisals, ordering title work, reviewing title and communicating requirements to the loan officer, clearing title issues, ordering closing protection letters, ordering subordinations, sending the file to closing, updating Home Owners Insurance policies, re-disclosing loans, creating and executing marketing pieces and answering business telephone.

Brandi K Belding

9245 Bennett ST SE, Ada, MI 49301

616-***-**** (cell)

Fifth Third Bank 616-***-**** September 2011 – November 2016 Mortgage Loan Processor III

Responsible for supporting 15 of our Michigan and Northern Ohio loan officers, averaging 35 closings per month combined, with their pipeline management, processing 50+ files simultaneously, reviewing initial file submissions by the loan officer to project missing items/errors ahead of the underwriters initial underwrite, reading and interpreting underwriting findings as well as credit reports, researching guidelines and product criteria from 4 different investors to clear conditions received from the borrower, communicating with loan officer and customer with status updates weekly, Realtor contact, answering loan scenario/underwriting/processing questions from borrowers and co-workers, restructuring loans, ordering credit supplements, ordering verifications of employment, reviewing title and communicating requirements to the loan officer, clearing title issues, ordering closing protection letters, ordering subordinations, sending the file to closing, updating Home Owners Insurance policies, Realtor contact, training new hires and answering business telephone. ACHIEVEMENTS

Independent Bank

2017-2022 Received 49 “Rose Awards” for being a Customer Champion and Exuding Exceptional Teamwork

2017-2022 Received praise and acknowledgements from customers, management and coworkers regarding my performance and professionalism.

Fifth Third Bank

2009-2016 Received praise and acknowledgements from customers, management and coworkers regarding my performance and professionalism.

2016 Received Spirt of the Pin acknowledgement for Dedication to The Job 2014 Received Spirit of the Pin acknowledgement for Teamwork and Collaboration EDUCATION

College Preparatory Saranac High School Graduation 1992 Associates in Arts Grand Rapids Community College 2 years attended – Part Time REFERENCES

Available Upon Request

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