Mortgage Underwriter Processor
Resume:
Richard Mbunwe
Columbus, OH 43229
614-***-**** ******.*******@*******.***
Systems Administrator
Skilled and detailed oriented Systems Administrator, with experience in Network infrastructure, with a primary focus on Linux systems deployment, virtualization technologies, and currently learning cloud technologies. Successful in installing, upgrading, and configuring innovative applications on various Linux distributions and providing technical support to optimize workflows and minimize business interruptions. Comfortable at troubleshooting, analytical thinking, with great communication, teamwork and project execution skills.
SUMMARY
● Experience with Agile Methodology, ITIL concepts, IT Project planning, management, delivery.
● Experience in Virtualization technologies administration and support, including VMware, AWS.
● Experience in deploying, administering Linux (RedHat, Oracle, CentOS,) and Windows Servers.
● Experience in configuration management, using Ansible,
● Entry level scripting in bash, batch and PowerShell.
● Experience with code versioning with Git.
● Proven experience in troubleshooting, analytical thinking and problem solving.
● Familiar with enterprise backup and disaster recovery solutions, including Veeam Software Suites.
● Experience with enterprise networking, network security.
● Excellent customer service skills.
● Excellent Service Level Agreement, Quality management skills
● Experience in Security systems and IP telephony provisioning. WORK EXPERIENCE
08/01/2019 – Present NanoNet Tech Consulting LLC.
System Administrator
As a member of a 6 engineers’ team supporting about 25 mid-size level clients, my main duties include, providing systems administration support for Linux and windows systems including server and workstation upgrades, backup and disaster recovery monitoring, user account setup and security administration, performing regular system backups and recovery procedures, closely following SOPs to ensure system security.
● Administering Active Directory Users and Computers and provisioning O365 mailboxes.
● Working on servers and desktops deployments and performance tuning.
● Deploying Security patches to meet various compliance requirements for clients, using chef.
● Working on backups and restores as needed for clients, using Veeam Software and VMware VDP.
● Deploying new IP phones, assigning extensions.
● Resolving various technical problems tickets, ranging from server’s hardware, software, network printers, LAN
● Monitoring network performance and adjusting when needed. 01/2016– 7/2019 PS Mortgage Landing
Mortgage Underwriter
● Accurately calculate borrower’s income and debt-to-income ratios based
● Communicate loan decisions to clients/internal departments in a timely fashion.
● Evaluates Tax and title review to determine and document loan conditions and communicating requirements and /or fraud exposure.
● Underwrites first time home buyers' loan, refinancing and modifications
● Analyze borrower’s credit profile, collateral, and capacity to repay the proposed mortgage
● Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss.
● Maintains a pipeline of loan file audit/review inventory, meet production requirements, and communicate status to management
● Underwrites loans to verify for completeness, accuracy, and compliance, communicates with borrower to verify information and ensure that all required documents are provided
● Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals.
● Ensured loan submittals met internal and external eligibility requirements 01/2014 – 01/2016 PS Mortgage Landing
Loan Mortgage Processor
● Interpret policies while analyzing applicant information, property and documentation
● Managed assigned pipeline of 35-50 plus loans on a daily basis in a timely and accurate manner
● Maintained daily workflow prioritization to ensure pipeline management meets required closing dates
● Collected, reviewed, and organized documents using our origination system, and other applications
● Communicated with all parties involved keeping them informed on loan status
● Collected and analyzed documents to submit to Underwriting for final approval
● Worked with cross-functional teams (account managers, underwriters, and closers) to successfully bring an application to close
● Ordered all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
● Interpreted policies while analyzing applicant information, property and documentation
● Calculated borrower income for all employment types
● Comprehensive understanding of credit underwriting guideline 09/2010 – 08/2013 Summerset Bilingual High School
Geology Teacher
● Responsible for offering high quality lectures to students preparing for Advance Level Geology of the General Certificate of Education Cameroon
● Provide assistance to current and potential students
● Ensured assistance and information was provided to students.
● Examination coordinator for Cameroon General Certificate for Advanced Level
● Evaluating admission for students into Geological sciences in High school.
● Responsible for all Geological field and laboratory work shops EDUCATION
BSc. Geology and Environmental Science CompTIA A+
Contact this candidate